ACI Worldwide, Inc. (ACIW) Income Statement Analysis

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Complete financial analysis of ACI Worldwide, Inc. (ACIW) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of ACI Worldwide, Inc., a leading company in the Software – Infrastructure industry within the Technology sector.

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ACI Worldwide, Inc. (ACIW)

Industry: Software - Infrastructure

Sector: Technology

Website: https://www.aciworldwide.com

About ACI Worldwide, Inc.

ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994
Revenue	1.45B	1.42B	1.37B	1.29B	1.26B	1.01B	1.02B	1.01B	1.05B	1.02B	864.93M	666.58M	465.10M	418.42M	405.76M	417.65M	366.22M	347.90M	313.24M	292.78M	277.29M	282.83M	299.80M	303.57M	354.80M	289.80M	215.50M	159.80M	114.90M	74.10M
Cost of Revenue	719.21M	696.07M	638.87M	622.46M	617.45M	430.35M	452.29M	444.91M	472.30M	454.76M	343.84M	225.64M	134.28M	129.72M	127.65M	170.23M	140.84M	110.75M	84.98M	82.38M	86.85M	91.69M	116.96M	95.42M	99.60M	89.90M	68.00M	53.00M	37.00M	32.80M
Gross Profit	733.37M	725.83M	731.73M	671.86M	640.84M	579.43M	571.91M	560.79M	573.68M	561.39M	521.09M	440.94M	330.81M	288.70M	278.11M	247.42M	225.38M	237.16M	228.25M	210.41M	190.44M	191.14M	182.85M	208.14M	255.20M	199.90M	147.50M	106.80M	77.90M	41.30M
Gross Profit Ratio	50.49%	51.05%	53.39%	51.91%	50.93%	57.38%	55.84%	55.76%	54.85%	55.25%	60.25%	66.15%	71.13%	69.00%	68.54%	59.24%	61.54%	68.17%	72.87%	71.86%	68.68%	67.58%	60.99%	68.57%	71.93%	68.98%	68.45%	66.83%	67.80%	55.74%
Research & Development	140.76M	146.31M	144.31M	139.29M	146.57M	143.63M	136.92M	169.90M	145.92M	144.21M	142.56M	133.76M	90.18M	74.08M	77.51M	45.90M	52.09M	40.77M	39.69M	38.01M	35.37M	35.03M	40.53M	38.83M	34.60M	25.40M	0.00	14.50M	0.00	0.00
General & Administrative	117.19M	114.19M	123.80M	152.47M	135.30M	107.42M	153.03M	113.62M	87.42M	95.07M	99.30M	108.75M	71.43M	70.10M	79.24M	105.79M	100.59M	67.44M	58.51M	56.48M	56.04M	53.77M	77.01M	62.42M	0.00	0.00	0.00	0.00	0.00	0.00
Selling & Marketing	132.64M	134.81M	126.54M	103.57M	123.68M	117.88M	107.89M	118.08M	129.41M	112.05M	99.83M	87.05M	80.92M	70.55M	61.80M	74.03M	70.28M	66.72M	65.60M	61.11M	54.48M	59.15M	76.27M	75.54M	0.00	0.00	0.00	0.00	0.00	0.00
SG&A	249.83M	249.01M	250.34M	256.04M	258.98M	225.30M	260.92M	231.70M	216.83M	207.11M	199.13M	195.80M	152.35M	140.65M	141.04M	179.81M	170.87M	134.16M	124.11M	117.59M	110.52M	112.92M	153.28M	137.96M	128.80M	112.00M	100.90M	60.70M	59.30M	62.70M
Other Expenses	0.00	126.68M	127.18M	131.79M	111.53M	-3.72M	-2.62M	4.11M	26.41M	-240.00K	-3.33M	-408.00K	22.06M	20.33M	17.99M	0.00	0.00	8.45M	0.00	0.00	9.29M	1.52M	13.93M	29.61M	21.50M	11.40M	9.90M	10.30M	8.90M	7.60M
Operating Expenses	521.47M	522.00M	521.83M	527.12M	517.09M	453.52M	487.27M	491.12M	445.73M	423.22M	398.04M	366.56M	264.58M	235.05M	236.54M	225.71M	222.96M	183.38M	163.80M	155.59M	155.18M	149.47M	207.74M	206.40M	184.90M	148.80M	110.80M	85.50M	68.20M	70.30M
Cost & Expenses	1.23B	1.22B	1.16B	1.15B	1.13B	883.87M	939.55M	936.03M	918.03M	877.98M	741.88M	592.21M	398.86M	364.78M	364.19M	395.94M	363.80M	294.12M	248.78M	237.97M	242.03M	241.16M	324.70M	301.82M	284.50M	238.70M	178.80M	138.50M	105.20M	103.10M
Interest Income	14.22M	12.55M	11.52M	11.63M	11.97M	11.14M	564.00K	530.00K	386.00K	575.00K	659.00K	914.00K	1.32M	665.00K	1.04M	2.61M	4.08M	7.83M	0.00	0.00	1.21M	1.67M	4.40M	3.48M	2.90M	0.00	0.00	0.00	0.00	0.00
Interest Expense	78.49M	53.19M	45.06M	56.63M	64.03M	41.53M	39.01M	40.18M	41.37M	39.74M	27.22M	10.42M	2.43M	2.00M	2.86M	5.01M	6.64M	185.00K	0.00	0.00	3.00M	5.60M	2.00M	912.00K	400.00K	200.00K	0.00	200.00K	1.70M	3.00M
Depreciation & Amortization	133.99M	138.36M	143.91M	163.76M	138.50M	97.35M	102.22M	103.45M	97.43M	86.68M	69.97M	50.78M	28.38M	26.35M	23.73M	22.05M	20.84M	8.36M	5.18M	6.57M	9.04M	15.89M	38.53M	29.61M	21.50M	11.40M	9.90M	10.30M	8.90M	7.60M
EBITDA	360.11M	398.19M	364.03M	319.02M	274.75M	230.68M	184.81M	329.22M	252.18M	225.19M	190.35M	126.47M	95.12M	77.05M	59.69M	54.62M	2.42M	62.14M	69.43M	61.39M	35.26M	41.67M	-24.90M	-21.76M	91.80M	62.90M	49.90M	33.50M	18.60M	-21.40M
EBITDA Ratio	24.79%	28.00%	26.56%	24.65%	21.83%	22.84%	18.04%	17.67%	24.11%	22.16%	22.01%	18.85%	20.62%	19.28%	16.35%	11.10%	7.37%	20.45%	22.77%	20.18%	19.28%	20.90%	11.99%	10.57%	26.13%	21.39%	20.97%	19.40%	15.49%	-29.69%
Operating Income	223.01M	203.84M	209.90M	144.74M	123.76M	125.91M	84.64M	221.13M	127.95M	138.17M	123.05M	74.37M	66.23M	53.65M	41.57M	21.71M	2.42M	53.78M	64.46M	54.81M	35.26M	41.67M	-24.90M	1.74M	70.30M	51.10M	36.70M	21.30M	9.70M	-29.00M
Operating Income Ratio	15.35%	14.34%	15.31%	11.18%	9.84%	12.47%	8.26%	21.99%	12.23%	13.60%	14.23%	11.16%	14.24%	12.82%	10.25%	5.20%	0.66%	15.46%	20.58%	18.72%	12.72%	14.73%	-8.30%	0.57%	19.81%	17.63%	17.03%	13.33%	8.44%	-39.14%
Total Other Income/Expenses	-75.38M	2.80M	-34.83M	-46.12M	-51.55M	-34.11M	-41.07M	-35.55M	-14.58M	-39.40M	-29.89M	-9.10M	-1.92M	-4.95M	-8.46M	5.84M	-6.30M	7.10M	1.65M	2.62M	-1.65M	-3.96M	-52.25M	-5.40M	1.60M	700.00K	4.80M	3.20M	-800.00K	-2.50M
Income Before Tax	147.63M	206.64M	175.07M	98.63M	72.21M	91.80M	43.57M	185.58M	113.37M	98.77M	93.16M	65.27M	64.31M	48.70M	33.11M	27.56M	-3.88M	60.88M	66.11M	57.44M	33.61M	37.71M	-44.81M	3.59M	71.90M	51.30M	37.90M	21.80M	8.90M	-31.50M
Income Before Tax Ratio	10.16%	14.53%	12.77%	7.62%	5.74%	9.09%	4.25%	18.45%	10.84%	9.72%	10.77%	9.79%	13.83%	11.64%	8.16%	6.60%	-1.06%	17.50%	21.10%	19.62%	12.12%	13.33%	-14.95%	1.18%	20.26%	17.70%	17.59%	13.64%	7.75%	-42.51%
Income Tax Expense	26.12M	64.46M	47.27M	25.97M	5.15M	22.88M	38.44M	56.05M	27.94M	31.21M	29.29M	16.42M	18.46M	21.51M	13.48M	16.97M	5.25M	5.51M	22.86M	10.75M	19.29M	22.44M	-1.79M	1.48M	27.20M	19.50M	14.30M	9.20M	2.30M	2.00M
Net Income	121.51M	142.18M	127.79M	72.66M	67.06M	68.92M	5.14M	129.54M	85.44M	67.56M	63.87M	48.85M	45.85M	27.20M	19.63M	10.58M	-9.13M	55.37M	43.25M	46.69M	14.33M	15.27M	-43.02M	2.11M	44.70M	31.80M	23.60M	12.60M	3.80M	-33.50M
Net Income Ratio	8.37%	10.00%	9.32%	5.61%	5.33%	6.83%	0.50%	12.88%	8.17%	6.65%	7.38%	7.33%	9.86%	6.50%	4.84%	2.53%	-2.49%	15.91%	13.81%	15.95%	5.17%	5.40%	-14.35%	0.70%	12.60%	10.97%	10.95%	7.88%	3.31%	-45.21%
EPS	1.12	1.25	1.09	0.62	0.58	0.59	0.04	1.10	0.73	0.59	0.54	0.42	0.46	0.27	0.19	0.10	-0.08	0.49	0.38	0.42	0.13	0.14	-0.42	0.02	0.47	0.35	0.28	0.17	0.05	-0.50
EPS Diluted	1.12	1.24	1.08	0.62	0.57	0.59	0.04	1.09	0.72	0.58	0.53	0.41	0.45	0.27	0.19	0.10	-0.08	0.48	0.37	0.40	0.13	0.14	-0.42	0.02	0.46	0.34	0.27	0.16	0.05	-0.50
Weighted Avg Shares Out	108.50M	113.70M	117.41M	116.40M	116.18M	116.06M	118.06M	117.53M	117.47M	114.80M	117.89M	116.09M	100.37M	100.68M	103.10M	103.49M	110.80M	112.11M	113.05M	111.00M	106.67M	105.98M	102.35M	95.23M	95.00M	90.89M	96.00M	91.20M	71.25M	67.00M
Weighted Avg Shares Out (Dil)	108.86M	114.24M	118.65M	118.08M	118.57M	117.63M	119.44M	118.85M	118.92M	116.77M	120.05M	119.72M	102.59M	101.61M	103.66M	104.39M	110.80M	114.71M	115.52M	114.35M	107.17M	106.72M	102.35M	96.35M	97.09M	93.58M	99.51M	95.00M	71.25M	67.00M

ACI Worldwide, Inc. to Release Financial Results for the Quarter Ended September 30, 2024

October 17, 2024businesswire.com

OMAHA, Neb.--(BUSINESS WIRE)--ACI Worldwide (NASDAQ: ACIW), a global leader in mission-critical, real-time payments software, announced today that it will report its financial results for the third quarter 2024 on Thursday, November 7, 2024. Management will host a conference call at...

ACI Worldwide: Up Over 100% In The Last Year But Still Undervalued

September 20, 2024seekingalpha.com

I am initiating coverage with a ‘Buy' rating due to their mature business model, expanding margins, and modest valuation despite significant stock appreciation. Financially, ACI has shown renewed revenue growth, margin expansion, and healthy cash generation, positioning them well despite...

ACIW Soars 55.8% YTD: Should Investors Buy, Hold or Sell the Stock?

September 10, 2024zacks.com

ACI Worldwide is gaining from a steady flow of contracts, but intensifying competition and lofty valuations may hinder the stock's upward momentum.

ACI Worldwide and Mexipay Extend Partnership to Boost Instant Payments Adoption in Mexico

August 27, 2024businesswire.com

OMAHA, Neb. & MEXICO CITY--(BUSINESS WIRE)--ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, and Mexipay, a leading Mexican financial technology company, have announced the extension of their partnership to enhance Mexico's real-time payments ecosystem, with the aim of...