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Complete financial analysis of Sierra Bancorp (BSRR) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Sierra Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
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Sierra Bancorp (BSRR)
About Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. The company accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans. The company also offers automated teller machines; electronic point-of-sale payment alternatives; online and automated telephone banking services; and remote deposit capture and automated payroll services for business customers. As of December 31, 2021, it operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 139.12M | 130.09M | 127.56M | 130.99M | 120.85M | 113.96M | 97.48M | 84.42M | 77.84M | 68.16M | 65.63M | 68.71M | 67.60M | 74.04M | 75.25M | 72.60M | 71.02M | 66.86M | 60.06M | 53.92M | 46.15M | 41.51M | 37.11M | 34.75M | 28.14M | 27.40M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.99M | 4.49M | 3.43M | 3.02M | 2.54M | 2.24M | 2.29M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 139.12M | 130.09M | 127.56M | 130.99M | 120.85M | 109.96M | 92.99M | 80.99M | 74.83M | 65.62M | 63.38M | 66.42M | 67.60M | 74.04M | 75.25M | 72.60M | 71.02M | 66.86M | 60.06M | 53.92M | 46.15M | 41.51M | 37.11M | 34.75M | 28.14M | 27.40M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 96.50% | 95.39% | 95.94% | 96.13% | 96.27% | 96.58% | 96.67% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 60.94M | 45.95M | 50.99M | 40.18M | 35.98M | 36.13M | 31.51M | 27.45M | 24.87M | 22.93M | 21.92M | 20.73M | 20.67M | 20.87M | 18.96M | 16.67M | 17.86M | 16.77M | 15.65M | 13.92M | 13.89M | 11.70M | 10.91M | 11.52M | 8.84M | 8.10M |
| Selling & Marketing | 2.22M | 1.73M | 1.52M | 1.89M | 2.57M | 2.75M | 2.51M | 2.39M | 2.32M | 2.21M | 1.96M | 1.77M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 63.15M | 47.68M | 52.51M | 40.18M | 35.98M | 36.13M | 31.51M | 27.45M | 24.87M | 22.93M | 21.92M | 20.73M | 20.67M | 20.87M | 18.96M | 16.67M | 17.86M | 16.77M | 15.65M | 13.92M | 13.89M | 11.70M | 10.91M | 11.52M | 8.84M | 8.10M |
| Other Expenses | 0.00 | -120.65M | -122.86M | -124.64M | -109.11M | -109.75M | -86.09M | -78.75M | -69.98M | -64.32M | -65.62M | -74.99M | 1.37M | -80.13M | -72.50M | -50.65M | -25.66M | -29.33M | -38.10M | -38.82M | -38.42M | -32.19M | -21.63M | -19.37M | -16.87M | -15.00M |
| Operating Expenses | 63.15M | -72.97M | -70.36M | -84.46M | -73.13M | -61.14M | -54.58M | -51.30M | -45.11M | -41.39M | -43.70M | -54.26M | 22.04M | -59.27M | -53.54M | -33.99M | -7.80M | -12.56M | -22.45M | -24.90M | -24.53M | -20.50M | -10.72M | -7.85M | -8.03M | -6.90M |
| Cost & Expenses | 63.15M | -72.97M | -70.36M | -84.46M | -73.13M | -61.14M | 4.49M | 3.43M | 3.02M | 2.54M | 2.24M | 2.29M | 20.67M | -59.27M | -53.54M | -33.99M | -7.80M | -12.56M | -22.45M | -24.90M | -24.53M | -20.50M | -10.72M | -7.85M | -8.03M | -6.90M |
| Interest Income | 163.12M | 121.82M | 113.08M | 110.24M | 110.95M | 101.64M | 80.92M | 68.51M | 62.71M | 55.12M | 51.79M | 54.90M | 58.61M | 63.83M | 70.15M | 77.94M | 87.55M | 80.78M | 64.37M | 52.16M | 42.61M | 42.09M | 43.34M | 46.99M | 34.51M | 33.70M |
| Interest Expense | 50.72M | 12.20M | 4.05M | 5.41M | 13.58M | 9.24M | 5.22M | 3.32M | 2.58M | 2.80M | 3.22M | 4.32M | 5.66M | 7.65M | 12.18M | 21.33M | 31.44M | 25.13M | 13.33M | 8.50M | 6.87M | 9.10M | 15.89M | 18.68M | 11.72M | 12.40M |
| Depreciation & Amortization | 3.23M | 3.54M | 4.27M | 4.10M | 3.88M | 4.01M | 3.36M | 2.58M | 2.27M | 2.11M | 2.13M | 2.44M | 2.70M | 2.89M | 3.10M | 3.12M | 3.45M | 4.12M | 4.47M | 4.35M | 3.25M | 2.40M | 2.47M | 1.97M | 1.58M | 1.80M |
| EBITDA | 49.70M | 48.45M | 61.47M | 50.62M | 51.78M | 45.92M | 37.48M | 29.29M | 29.54M | 23.55M | 35.66M | 10.28M | 12.25M | 10.02M | 14.78M | 26.14M | 37.51M | 36.49M | 30.93M | 26.22M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 35.72% | 46.63% | 48.19% | 38.65% | 42.85% | 46.53% | 43.02% | 38.55% | 41.10% | 38.64% | 33.24% | 21.25% | 24.70% | 23.86% | 32.98% | 57.48% | 93.87% | 87.37% | 70.05% | 61.89% | 53.89% | 56.41% | 77.78% | 83.07% | 77.08% | 81.39% |
| Operating Income | 46.46M | 57.12M | 57.20M | 46.52M | 47.72M | 48.83M | 38.40M | 29.69M | 29.72M | 24.23M | 19.68M | 12.16M | 14.00M | 14.78M | 21.71M | 38.61M | 63.22M | 54.30M | 37.61M | 29.02M | 21.62M | 21.02M | 26.39M | 26.90M | 20.11M | 20.50M |
| Operating Income Ratio | 33.40% | 43.91% | 44.84% | 35.52% | 39.49% | 42.85% | 39.39% | 35.17% | 38.18% | 35.55% | 29.99% | 17.70% | 20.71% | 19.96% | 28.86% | 53.18% | 89.02% | 81.21% | 62.62% | 53.82% | 46.85% | 50.63% | 71.12% | 77.41% | 71.47% | 74.82% |
| Total Other Income/Expenses | 0.00 | -26.30M | -29.77M | -24.00M | -22.19M | -20.85M | -21.83M | -19.97M | -16.61M | -14.72M | -14.26M | -2.44M | -2.58M | -2.89M | -1.44M | -987.00K | -880.00K | -1.15M | -570.00K | 0.00 | -6.87M | -9.10M | -15.89M | -18.68M | -11.72M | -12.40M |
| Income Before Tax | 46.46M | 44.92M | 57.20M | 46.52M | 47.72M | 39.58M | 33.18M | 26.37M | 27.14M | 21.43M | 16.46M | 7.84M | 8.34M | 7.13M | 9.54M | 17.28M | 31.78M | 29.17M | 24.28M | 20.52M | 14.75M | 11.92M | 10.50M | 8.22M | 8.39M | 8.10M |
| Income Before Tax Ratio | 33.40% | 34.53% | 44.84% | 35.52% | 39.49% | 34.74% | 34.04% | 31.23% | 34.86% | 31.44% | 25.08% | 11.41% | 12.34% | 9.63% | 12.67% | 23.80% | 44.75% | 43.62% | 40.42% | 38.06% | 31.95% | 28.71% | 28.30% | 23.66% | 29.81% | 29.56% |
| Income Tax Expense | 11.62M | 11.26M | 14.19M | 11.08M | 11.76M | 9.91M | 13.64M | 8.80M | 9.07M | 6.19M | 3.09M | -344.00K | 564.00K | -234.00K | 608.00K | 3.87M | 10.76M | 9.98M | 8.08M | 7.17M | 4.38M | 3.08M | 3.62M | 2.74M | 2.78M | 2.90M |
| Net Income | 34.84M | 33.66M | 43.01M | 35.44M | 35.96M | 29.68M | 19.54M | 17.57M | 18.07M | 15.24M | 13.37M | 8.19M | 7.78M | 7.36M | 8.93M | 13.41M | 21.02M | 19.19M | 16.19M | 13.35M | 10.36M | 8.84M | 6.88M | 5.48M | 5.61M | 5.20M |
| Net Income Ratio | 25.05% | 25.87% | 33.72% | 27.06% | 29.76% | 26.04% | 20.04% | 20.81% | 23.21% | 22.36% | 20.37% | 11.91% | 11.51% | 9.94% | 11.86% | 18.48% | 29.60% | 28.70% | 26.96% | 24.75% | 22.46% | 21.29% | 18.53% | 15.77% | 19.95% | 18.98% |
| EPS | 2.37 | 2.25 | 2.82 | 2.33 | 2.35 | 1.94 | 1.38 | 1.30 | 1.34 | 1.09 | 0.94 | 0.58 | 0.55 | 0.61 | 0.86 | 1.40 | 2.17 | 1.96 | 1.66 | 1.41 | 1.12 | 0.96 | 0.75 | 0.60 | 0.61 | 0.57 |
| EPS Diluted | 2.36 | 2.24 | 2.80 | 2.32 | 2.33 | 1.92 | 1.36 | 1.29 | 1.33 | 1.08 | 0.94 | 0.58 | 0.55 | 0.60 | 0.86 | 1.37 | 2.09 | 1.87 | 1.56 | 1.31 | 1.03 | 0.91 | 0.75 | 0.60 | 0.61 | 0.57 |
| Weighted Avg Shares Out | 14.71M | 14.96M | 15.24M | 15.22M | 15.31M | 15.26M | 14.17M | 13.53M | 13.46M | 14.00M | 14.16M | 14.10M | 14.04M | 12.11M | 10.34M | 9.61M | 9.70M | 9.79M | 9.76M | 9.47M | 9.25M | 9.21M | 9.17M | 9.14M | 9.21M | 9.12M |
| Weighted Avg Shares Out (Dil) | 14.74M | 15.02M | 15.35M | 15.28M | 15.44M | 15.43M | 14.36M | 13.65M | 13.59M | 14.14M | 14.29M | 14.12M | 14.09M | 12.19M | 10.42M | 9.78M | 10.04M | 10.26M | 10.36M | 10.19M | 10.06M | 9.71M | 9.17M | 9.14M | 9.21M | 9.12M |
All You Need to Know About Sierra Bancorp (BSRR) Rating Upgrade to Buy
Sierra Bancorp (BSRR) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Is Sierra Bancorp (BSRR) Outperforming Other Finance Stocks This Year?
Here is how Sierra Bancorp (BSRR) and Northern Trust Corporation (NTRS) have performed compared to their sector so far this year.
Sierra Bancorp (BSRR) Reports Q3 Earnings: What Key Metrics Have to Say
The headline numbers for Sierra Bancorp (BSRR) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Sierra Bancorp (BSRR) Q3 Earnings and Revenues Top Estimates
Sierra Bancorp (BSRR) came out with quarterly earnings of $0.74 per share, beating the Zacks Consensus Estimate of $0.73 per share. This compares to earnings of $0.68 per share a year ago.
Sierra Bancorp Reports Improved Financial Results for Third Quarter and First Nine Months of 2024
PORTERVILLE, Calif.--(BUSINESS WIRE)--Sierra Bancorp Reports Improved Financial Results for Third Quarter and First Nine Months of 2024.
Sierra Bancorp Announces Share Repurchase Program and Declares Quarterly Cash Dividend
PORTERVILLE, Calif.--(BUSINESS WIRE)--Sierra Bancorp Announces Share Repurchase Program and Declares Quarterly Cash Dividend.
Why Sierra Bancorp (BSRR) Could Beat Earnings Estimates Again
Sierra Bancorp (BSRR) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Sierra Bancorp: Still Interesting Despite The Run-Up
Sierra Bancorp's Q2 net interest income rose to $30.2M, improving from $28.7M in Q1, supporting a well-covered dividend payout ratio of under 35%. The bank's $3.68B in assets includes a $2.2B loan book, with 60% in commercial real estate, and...
4 Reasons to Invest in Sierra Bancorp (BSRR) Stock Right Now
Supported by solid fundamentals and good growth prospects, Sierra Bancorp (BSRR) stock looks like an attractive investment option now.
Why Sierra Bancorp Stock Zoomed 12% Higher This Week
It kicked off the five trading days with a solid quarterly earnings report. The bank beat on both the top and bottom lines, the latter quite convincingly.
Source: https://incomestatements.info
Category: Stock Reports