See more : Adams (JOHN) Life Corp. (JALC) Income Statement Analysis – Financial Results
Complete financial analysis of Sierra Bancorp (BSRR) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Sierra Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
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Sierra Bancorp (BSRR)
About Sierra Bancorp
Sierra Bancorp operates as the bank holding company for Bank of the Sierra that provides retail and commercial banking services to individuals and businesses in California. The company accepts various deposit products, such as checking accounts, savings accounts, money market demand accounts, time deposits, retirement accounts, and sweep accounts. Its loan products include agricultural, commercial, consumer, real estate, construction, and mortgage loans. The company also offers automated teller machines; electronic point-of-sale payment alternatives; online and automated telephone banking services; and remote deposit capture and automated payroll services for business customers. As of December 31, 2021, it operated 35 full-service branches, an online branch, a loan production office, an agricultural credit center, and an SBA center. Sierra Bancorp was founded in 1977 and is headquartered in Porterville, California.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 139.12M | 130.09M | 127.56M | 130.99M | 120.85M | 113.96M | 97.48M | 84.42M | 77.84M | 68.16M | 65.63M | 68.71M | 67.60M | 74.04M | 75.25M | 72.60M | 71.02M | 66.86M | 60.06M | 53.92M | 46.15M | 41.51M | 37.11M | 34.75M | 28.14M | 27.40M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.99M | 4.49M | 3.43M | 3.02M | 2.54M | 2.24M | 2.29M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 139.12M | 130.09M | 127.56M | 130.99M | 120.85M | 109.96M | 92.99M | 80.99M | 74.83M | 65.62M | 63.38M | 66.42M | 67.60M | 74.04M | 75.25M | 72.60M | 71.02M | 66.86M | 60.06M | 53.92M | 46.15M | 41.51M | 37.11M | 34.75M | 28.14M | 27.40M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 96.50% | 95.39% | 95.94% | 96.13% | 96.27% | 96.58% | 96.67% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 60.94M | 45.95M | 50.99M | 40.18M | 35.98M | 36.13M | 31.51M | 27.45M | 24.87M | 22.93M | 21.92M | 20.73M | 20.67M | 20.87M | 18.96M | 16.67M | 17.86M | 16.77M | 15.65M | 13.92M | 13.89M | 11.70M | 10.91M | 11.52M | 8.84M | 8.10M |
| Selling & Marketing | 2.22M | 1.73M | 1.52M | 1.89M | 2.57M | 2.75M | 2.51M | 2.39M | 2.32M | 2.21M | 1.96M | 1.77M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 63.15M | 47.68M | 52.51M | 40.18M | 35.98M | 36.13M | 31.51M | 27.45M | 24.87M | 22.93M | 21.92M | 20.73M | 20.67M | 20.87M | 18.96M | 16.67M | 17.86M | 16.77M | 15.65M | 13.92M | 13.89M | 11.70M | 10.91M | 11.52M | 8.84M | 8.10M |
| Other Expenses | 0.00 | -120.65M | -122.86M | -124.64M | -109.11M | -109.75M | -86.09M | -78.75M | -69.98M | -64.32M | -65.62M | -74.99M | 1.37M | -80.13M | -72.50M | -50.65M | -25.66M | -29.33M | -38.10M | -38.82M | -38.42M | -32.19M | -21.63M | -19.37M | -16.87M | -15.00M |
| Operating Expenses | 63.15M | -72.97M | -70.36M | -84.46M | -73.13M | -61.14M | -54.58M | -51.30M | -45.11M | -41.39M | -43.70M | -54.26M | 22.04M | -59.27M | -53.54M | -33.99M | -7.80M | -12.56M | -22.45M | -24.90M | -24.53M | -20.50M | -10.72M | -7.85M | -8.03M | -6.90M |
| Cost & Expenses | 63.15M | -72.97M | -70.36M | -84.46M | -73.13M | -61.14M | 4.49M | 3.43M | 3.02M | 2.54M | 2.24M | 2.29M | 20.67M | -59.27M | -53.54M | -33.99M | -7.80M | -12.56M | -22.45M | -24.90M | -24.53M | -20.50M | -10.72M | -7.85M | -8.03M | -6.90M |
| Interest Income | 163.12M | 121.82M | 113.08M | 110.24M | 110.95M | 101.64M | 80.92M | 68.51M | 62.71M | 55.12M | 51.79M | 54.90M | 58.61M | 63.83M | 70.15M | 77.94M | 87.55M | 80.78M | 64.37M | 52.16M | 42.61M | 42.09M | 43.34M | 46.99M | 34.51M | 33.70M |
| Interest Expense | 50.72M | 12.20M | 4.05M | 5.41M | 13.58M | 9.24M | 5.22M | 3.32M | 2.58M | 2.80M | 3.22M | 4.32M | 5.66M | 7.65M | 12.18M | 21.33M | 31.44M | 25.13M | 13.33M | 8.50M | 6.87M | 9.10M | 15.89M | 18.68M | 11.72M | 12.40M |
| Depreciation & Amortization | 3.23M | 3.54M | 4.27M | 4.10M | 3.88M | 4.01M | 3.36M | 2.58M | 2.27M | 2.11M | 2.13M | 2.44M | 2.70M | 2.89M | 3.10M | 3.12M | 3.45M | 4.12M | 4.47M | 4.35M | 3.25M | 2.40M | 2.47M | 1.97M | 1.58M | 1.80M |
| EBITDA | 49.70M | 48.45M | 61.47M | 50.62M | 51.78M | 45.92M | 37.48M | 29.29M | 29.54M | 23.55M | 35.66M | 10.28M | 12.25M | 10.02M | 14.78M | 26.14M | 37.51M | 36.49M | 30.93M | 26.22M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 35.72% | 46.63% | 48.19% | 38.65% | 42.85% | 46.53% | 43.02% | 38.55% | 41.10% | 38.64% | 33.24% | 21.25% | 24.70% | 23.86% | 32.98% | 57.48% | 93.87% | 87.37% | 70.05% | 61.89% | 53.89% | 56.41% | 77.78% | 83.07% | 77.08% | 81.39% |
| Operating Income | 46.46M | 57.12M | 57.20M | 46.52M | 47.72M | 48.83M | 38.40M | 29.69M | 29.72M | 24.23M | 19.68M | 12.16M | 14.00M | 14.78M | 21.71M | 38.61M | 63.22M | 54.30M | 37.61M | 29.02M | 21.62M | 21.02M | 26.39M | 26.90M | 20.11M | 20.50M |
| Operating Income Ratio | 33.40% | 43.91% | 44.84% | 35.52% | 39.49% | 42.85% | 39.39% | 35.17% | 38.18% | 35.55% | 29.99% | 17.70% | 20.71% | 19.96% | 28.86% | 53.18% | 89.02% | 81.21% | 62.62% | 53.82% | 46.85% | 50.63% | 71.12% | 77.41% | 71.47% | 74.82% |
| Total Other Income/Expenses | 0.00 | -26.30M | -29.77M | -24.00M | -22.19M | -20.85M | -21.83M | -19.97M | -16.61M | -14.72M | -14.26M | -2.44M | -2.58M | -2.89M | -1.44M | -987.00K | -880.00K | -1.15M | -570.00K | 0.00 | -6.87M | -9.10M | -15.89M | -18.68M | -11.72M | -12.40M |
| Income Before Tax | 46.46M | 44.92M | 57.20M | 46.52M | 47.72M | 39.58M | 33.18M | 26.37M | 27.14M | 21.43M | 16.46M | 7.84M | 8.34M | 7.13M | 9.54M | 17.28M | 31.78M | 29.17M | 24.28M | 20.52M | 14.75M | 11.92M | 10.50M | 8.22M | 8.39M | 8.10M |
| Income Before Tax Ratio | 33.40% | 34.53% | 44.84% | 35.52% | 39.49% | 34.74% | 34.04% | 31.23% | 34.86% | 31.44% | 25.08% | 11.41% | 12.34% | 9.63% | 12.67% | 23.80% | 44.75% | 43.62% | 40.42% | 38.06% | 31.95% | 28.71% | 28.30% | 23.66% | 29.81% | 29.56% |
| Income Tax Expense | 11.62M | 11.26M | 14.19M | 11.08M | 11.76M | 9.91M | 13.64M | 8.80M | 9.07M | 6.19M | 3.09M | -344.00K | 564.00K | -234.00K | 608.00K | 3.87M | 10.76M | 9.98M | 8.08M | 7.17M | 4.38M | 3.08M | 3.62M | 2.74M | 2.78M | 2.90M |
| Net Income | 34.84M | 33.66M | 43.01M | 35.44M | 35.96M | 29.68M | 19.54M | 17.57M | 18.07M | 15.24M | 13.37M | 8.19M | 7.78M | 7.36M | 8.93M | 13.41M | 21.02M | 19.19M | 16.19M | 13.35M | 10.36M | 8.84M | 6.88M | 5.48M | 5.61M | 5.20M |
| Net Income Ratio | 25.05% | 25.87% | 33.72% | 27.06% | 29.76% | 26.04% | 20.04% | 20.81% | 23.21% | 22.36% | 20.37% | 11.91% | 11.51% | 9.94% | 11.86% | 18.48% | 29.60% | 28.70% | 26.96% | 24.75% | 22.46% | 21.29% | 18.53% | 15.77% | 19.95% | 18.98% |
| EPS | 2.37 | 2.25 | 2.82 | 2.33 | 2.35 | 1.94 | 1.38 | 1.30 | 1.34 | 1.09 | 0.94 | 0.58 | 0.55 | 0.61 | 0.86 | 1.40 | 2.17 | 1.96 | 1.66 | 1.41 | 1.12 | 0.96 | 0.75 | 0.60 | 0.61 | 0.57 |
| EPS Diluted | 2.36 | 2.24 | 2.80 | 2.32 | 2.33 | 1.92 | 1.36 | 1.29 | 1.33 | 1.08 | 0.94 | 0.58 | 0.55 | 0.60 | 0.86 | 1.37 | 2.09 | 1.87 | 1.56 | 1.31 | 1.03 | 0.91 | 0.75 | 0.60 | 0.61 | 0.57 |
| Weighted Avg Shares Out | 14.71M | 14.96M | 15.24M | 15.22M | 15.31M | 15.26M | 14.17M | 13.53M | 13.46M | 14.00M | 14.16M | 14.10M | 14.04M | 12.11M | 10.34M | 9.61M | 9.70M | 9.79M | 9.76M | 9.47M | 9.25M | 9.21M | 9.17M | 9.14M | 9.21M | 9.12M |
| Weighted Avg Shares Out (Dil) | 14.74M | 15.02M | 15.35M | 15.28M | 15.44M | 15.43M | 14.36M | 13.65M | 13.59M | 14.14M | 14.29M | 14.12M | 14.09M | 12.19M | 10.42M | 9.78M | 10.04M | 10.26M | 10.36M | 10.19M | 10.06M | 9.71M | 9.17M | 9.14M | 9.21M | 9.12M |
Earnings Estimates Moving Higher for Sierra Bancorp (BSRR): Time to Buy?
Sierra Bancorp (BSRR) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Sierra Bancorp (BSRR) Reports Q2 Earnings: What Key Metrics Have to Say
The headline numbers for Sierra Bancorp (BSRR) give insight into how the company performed in the quarter ended June 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Sierra Bancorp (BSRR) Surpasses Q2 Earnings and Revenue Estimates
Sierra Bancorp (BSRR) came out with quarterly earnings of $0.71 per share, beating the Zacks Consensus Estimate of $0.61 per share. This compares to earnings of $0.67 per share a year ago.
Sierra Bancorp (BSRR) Expected to Beat Earnings Estimates: What to Know Ahead of Q2 Release
Sierra Bancorp (BSRR) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Sierra Bancorp (BSRR) Upgraded to Strong Buy: What Does It Mean for the Stock?
Sierra Bancorp (BSRR) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Is Sierra Bancorp (BSRR) Stock Undervalued Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong...
Should You Buy Sierra Bancorp (BSRR) After Golden Cross?
From a technical perspective, Sierra Bancorp (BSRR) is looking like an interesting pick, as it just reached a key level of support. BSRR's 50-day simple moving average crossed above its 200-day simple moving average, which is known as a "golden...
Sierra Bancorp (BSRR) Reports Q1 Earnings: What Key Metrics Have to Say
Although the revenue and EPS for Sierra Bancorp (BSRR) give a sense of how its business performed in the quarter ended March 2024, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago...
Sierra Bancorp (BSRR) Surpasses Q1 Earnings and Revenue Estimates
Sierra Bancorp (BSRR) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.58 per share a year ago.
Sierra Bancorp Reports First Quarter 2024 Results
PORTERVILLE, Calif.--(BUSINESS WIRE)--Sierra Bancorp Reports First Quarter 2024 Results.
Source: https://incomestatements.info
Category: Stock Reports