See more : PT Indonesia Fibreboard Industry Tbk (IFII.JK) Income Statement Analysis – Financial Results
Complete financial analysis of CF Bankshares Inc. (CFBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of CF Bankshares Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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CF Bankshares Inc. (CFBK)
About CF Bankshares Inc.
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 51.05M | 51.31M | 53.33M | 87.50M | 33.19M | 20.49M | 14.25M | 12.35M | 10.94M | 10.13M | 6.08M | 5.50M | 7.30M | 10.23M | 9.88M | 9.65M | 8.46M | 7.59M | 5.83M | 4.53M | 2.84M | 4.29M | 4.47M | 4.33M | 4.90M | 4.10M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 208.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 51.05M | 51.31M | 53.33M | 87.50M | 33.19M | 20.49M | 14.25M | 12.35M | 10.94M | 10.13M | 6.08M | 5.50M | 7.30M | 10.23M | 9.67M | 9.65M | 8.46M | 7.59M | 5.83M | 4.53M | 2.84M | 4.29M | 4.47M | 4.33M | 4.90M | 4.10M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 97.89% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 17.60M | 17.06M | 18.97M | 23.33M | 12.35M | 9.18M | 6.76M | 5.52M | 5.45M | 5.08M | 4.32M | 4.74M | 5.82M | 5.81M | 6.12M | 4.06M | 4.60M | 3.79M | 3.57M | 3.45M | 3.55M | 1.79M | 1.86M | 2.31M | 2.10M | 2.00M |
| Selling & Marketing | 336.00K | 431.00K | 3.06M | 5.62M | 2.83M | 1.39M | 154.00K | 125.00K | 145.00K | 110.00K | 40.00K | 30.00K | 37.00K | 107.00K | 52.00K | 45.00K | 203.00K | 95.00K | 138.00K | 171.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 17.93M | 17.50M | 22.03M | 28.95M | 15.17M | 10.58M | 6.91M | 5.65M | 5.59M | 5.19M | 4.36M | 4.77M | 5.86M | 5.92M | 6.18M | 4.10M | 4.80M | 3.88M | 3.71M | 3.63M | 3.55M | 1.79M | 1.86M | 2.31M | 2.10M | 2.00M |
| Other Expenses | 33.12M | -27.24M | -52.54M | -80.17M | -36.32M | -20.26M | -14.26M | -12.53M | -12.61M | -12.77M | -8.86M | -11.41M | -15.11M | -18.64M | -208.00K | -4.83M | -3.55M | -4.66M | -9.48M | -8.54M | -6.23M | -1.63M | -120.00K | -412.00K | -2.10M | -800.00K |
| Operating Expenses | 51.05M | -9.74M | -30.51M | -51.21M | -21.15M | -8.16M | -7.34M | -6.88M | -7.02M | -7.58M | -4.49M | -6.64M | -9.25M | -12.72M | 5.97M | -731.00K | 1.26M | -780.00K | -5.78M | -4.92M | -2.69M | 164.00K | 1.74M | 1.90M | 0.00 | 1.20M |
| Cost & Expenses | 51.05M | -9.74M | -30.51M | -51.21M | -21.15M | -8.16M | -7.34M | -6.88M | -7.02M | -7.58M | -4.49M | -6.64M | -9.25M | -12.72M | 6.18M | -731.00K | 1.26M | -780.00K | -5.78M | -4.92M | -2.69M | 164.00K | 1.74M | 1.90M | 0.00 | 1.20M |
| Interest Income | 107.69M | 67.76M | 52.35M | 42.39M | 35.10M | 24.89M | 17.21M | 14.41M | 12.41M | 10.61M | 7.50M | 7.18M | 9.57M | 12.53M | 14.45M | 16.64M | 17.52M | 13.65M | 8.69M | 6.14M | 5.44M | 7.08M | 9.59M | 9.83M | 9.30M | 8.80M |
| Interest Expense | 60.64M | 18.97M | 10.31M | 14.58M | 13.40M | 7.00M | 3.53M | 3.10M | 2.61M | 1.89M | 2.11M | 2.63M | 3.48M | 4.18M | 5.95M | 7.94M | 9.80M | 6.89M | 3.72M | 2.15M | 3.52M | 3.47M | 5.31M | 5.80M | 4.70M | 5.00M |
| Depreciation & Amortization | -457.00K | 496.00K | 435.00K | 381.00K | 316.00K | 248.00K | 208.00K | 211.00K | 211.00K | 232.00K | 254.00K | 910.00K | 1.24M | 1.02M | 489.00K | 628.00K | 498.00K | 404.00K | 457.00K | 539.00K | 171.00K | 88.00K | 65.00K | 141.00K | 200.00K | 200.00K |
| EBITDA | 0.00 | 0.00 | 0.00 | 36.66M | 12.36M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -276.00K | 0.00 | 0.00 | 0.00 | 44.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 81.98% | 43.60% | 41.90% | 37.23% | 61.17% | 49.92% | 45.98% | 37.74% | 27.53% | 30.23% | -4.05% | -9.66% | -14.39% | -19.46% | 98.93% | 120.78% | 95.04% | 8.79% | 3.40% | 11.60% | 105.87% | 140.43% | 147.23% | 104.08% | 134.15% |
| Operating Income | 0.00 | 41.57M | 22.82M | 36.28M | 12.04M | 12.33M | 6.90M | 5.47M | 3.92M | 2.56M | 1.58M | -1.13M | -1.95M | -2.49M | -2.41M | 8.92M | 9.72M | 6.81M | 56.00K | -385.00K | 159.00K | 4.46M | 6.22M | 6.23M | 4.90M | 5.30M |
| Operating Income Ratio | 0.00% | 81.02% | 42.79% | 41.47% | 36.28% | 60.16% | 48.46% | 44.27% | 35.81% | 25.24% | 26.05% | -20.59% | -26.67% | -24.34% | -24.41% | 92.42% | 114.89% | 89.72% | 0.96% | -8.50% | 5.59% | 103.82% | 138.98% | 143.97% | 100.00% | 129.27% |
| Total Other Income/Expenses | 20.99M | -4.51M | -8.24M | -3.51M | -1.82M | 0.00 | -1.17M | -1.05M | 319.00K | 0.00 | -72.00K | -1.26M | -3.48M | -4.18M | -5.90M | 0.00 | -80.00K | -81.00K | -3.67M | -2.15M | -3.52M | -3.47M | -5.31M | -5.80M | -4.90M | -5.00M |
| Income Before Tax | 20.99M | 22.59M | 22.82M | 36.28M | 12.04M | 5.33M | 3.46M | 2.44M | 1.28M | 479.00K | -918.00K | -3.77M | -5.43M | -6.67M | -8.31M | 984.00K | -80.00K | -81.00K | -3.67M | -2.53M | -3.36M | 987.00K | 910.00K | 426.00K | 0.00 | 300.00K |
| Income Before Tax Ratio | 41.11% | 44.03% | 42.79% | 41.47% | 36.28% | 26.01% | 24.29% | 19.73% | 11.74% | 4.73% | -15.11% | -68.44% | -74.30% | -65.23% | -84.18% | 10.20% | -0.95% | -1.07% | -62.86% | -55.91% | -118.21% | 22.99% | 20.34% | 9.85% | 0.00% | 7.32% |
| Income Tax Expense | 4.05M | 4.43M | 4.37M | 6.68M | 2.44M | 1.06M | 2.12M | 810.00K | -3.19M | 0.00 | 0.00 | 0.00 | 0.00 | 198.00K | 1.58M | 261.00K | -63.00K | -44.00K | -377.00K | -872.00K | -988.00K | 313.00K | 312.00K | 150.00K | 0.00 | 100.00K |
| Net Income | 16.94M | 18.16M | 18.45M | 29.61M | 9.60M | 4.27M | 1.35M | 1.63M | 4.48M | 479.00K | -918.00K | -3.77M | -5.43M | -6.87M | -9.89M | 723.00K | -17.00K | -37.00K | -3.29M | -1.66M | -2.37M | 674.00K | 598.00K | 276.00K | 0.00 | 200.00K |
| Net Income Ratio | 33.18% | 35.40% | 34.60% | 33.84% | 28.93% | 20.86% | 9.45% | 13.18% | 40.93% | 4.73% | -15.11% | -68.44% | -74.30% | -67.17% | -100.15% | 7.49% | -0.20% | -0.49% | -56.39% | -36.67% | -83.47% | 15.70% | 13.37% | 6.38% | 0.00% | 4.88% |
| EPS | 2.64 | 2.84 | 2.84 | 4.53 | 2.05 | 1.00 | 0.22 | 0.28 | 1.27 | 0.02 | -0.33 | -3.28 | -36.36 | -46.14 | -66.52 | 4.40 | -0.10 | -0.28 | -40.97 | -22.55 | -36.02 | 12.10 | 10.45 | 4.68 | -0.55 | 2.84 |
| EPS Diluted | 2.63 | 2.78 | 2.77 | 4.47 | 2.03 | 0.98 | 0.22 | 0.28 | 1.10 | 0.02 | -0.32 | -3.28 | -36.36 | -46.14 | -66.52 | 4.40 | -0.10 | -0.28 | -40.97 | -22.55 | -35.20 | 11.83 | 10.45 | 4.68 | -0.55 | 2.84 |
| Weighted Avg Shares Out | 6.42M | 6.40M | 6.51M | 6.03M | 4.58M | 4.26M | 3.26M | 2.91M | 2.88M | 2.88M | 2.78M | 1.15M | 149.20K | 148.90K | 148.69K | 152.75K | 163.12K | 134.55K | 80.29K | 73.70K | 65.90K | 55.70K | 57.23K | 59.04K | 66.12K | 70.47K |
| Weighted Avg Shares Out (Dil) | 6.45M | 6.54M | 6.65M | 6.11M | 4.63M | 4.34M | 3.51M | 2.92M | 4.13M | 2.88M | 2.88M | 1.15M | 149.20K | 148.90K | 148.69K | 152.80K | 163.12K | 134.55K | 80.29K | 73.70K | 67.44K | 57.00K | 57.23K | 59.04K | 66.12K | 70.47K |
CF Bankshares Inc. (CFBK) Upgraded to Buy: Here's Why
CF Bankshares Inc. (CFBK) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
CF Bankshares Inc. (CFBK) Q4 Earnings and Revenues Lag Estimates
CF Bankshares Inc. (CFBK) delivered earnings and revenue surprises of -4.23% and 9.85%, respectively, for the quarter ended December 2021. Do the numbers hold clues to what lies ahead for the stock?
Analysts Estimate CF Bankshares Inc. (CFBK) to Report a Decline in Earnings: What to Look Out for
CF Bankshares Inc. (CFBK) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
CF Bank: Multiple Growth Levers
Turn-around completed, recapitalized, and ready for growth.
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CF Bankshares Inc. (CFBK) Q3 Earnings and Revenues Top Estimates
CF Bankshares Inc. (CFBK) delivered earnings and revenue surprises of 69.44% and 5.85%, respectively, for the quarter ended September 2021. Do the numbers hold clues to what lies ahead for the stock?
Strength Seen in CF Bankshares Inc. (CFBK): Can Its 6.4% Jump Turn into More Strength?
CF Bankshares Inc. (CFBK) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
CF Bankshares Inc. (CFBK) Beats Q2 Earnings Estimates
CF Bankshares Inc. (CFBK) delivered earnings and revenue surprises of 1.96% and -22.14%, respectively, for the quarter ended June 2021. Do the numbers hold clues to what lies ahead for the stock?
Source: https://incomestatements.info
Category: Stock Reports