See more : BAUER Aktiengesellschaft (B5A.DE) Income Statement Analysis – Financial Results
Complete financial analysis of CF Bankshares Inc. (CFBK) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of CF Bankshares Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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CF Bankshares Inc. (CFBK)
About CF Bankshares Inc.
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 51.05M | 51.31M | 53.33M | 87.50M | 33.19M | 20.49M | 14.25M | 12.35M | 10.94M | 10.13M | 6.08M | 5.50M | 7.30M | 10.23M | 9.88M | 9.65M | 8.46M | 7.59M | 5.83M | 4.53M | 2.84M | 4.29M | 4.47M | 4.33M | 4.90M | 4.10M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 208.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 51.05M | 51.31M | 53.33M | 87.50M | 33.19M | 20.49M | 14.25M | 12.35M | 10.94M | 10.13M | 6.08M | 5.50M | 7.30M | 10.23M | 9.67M | 9.65M | 8.46M | 7.59M | 5.83M | 4.53M | 2.84M | 4.29M | 4.47M | 4.33M | 4.90M | 4.10M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 97.89% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 17.60M | 17.06M | 18.97M | 23.33M | 12.35M | 9.18M | 6.76M | 5.52M | 5.45M | 5.08M | 4.32M | 4.74M | 5.82M | 5.81M | 6.12M | 4.06M | 4.60M | 3.79M | 3.57M | 3.45M | 3.55M | 1.79M | 1.86M | 2.31M | 2.10M | 2.00M |
| Selling & Marketing | 336.00K | 431.00K | 3.06M | 5.62M | 2.83M | 1.39M | 154.00K | 125.00K | 145.00K | 110.00K | 40.00K | 30.00K | 37.00K | 107.00K | 52.00K | 45.00K | 203.00K | 95.00K | 138.00K | 171.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 17.93M | 17.50M | 22.03M | 28.95M | 15.17M | 10.58M | 6.91M | 5.65M | 5.59M | 5.19M | 4.36M | 4.77M | 5.86M | 5.92M | 6.18M | 4.10M | 4.80M | 3.88M | 3.71M | 3.63M | 3.55M | 1.79M | 1.86M | 2.31M | 2.10M | 2.00M |
| Other Expenses | 33.12M | -27.24M | -52.54M | -80.17M | -36.32M | -20.26M | -14.26M | -12.53M | -12.61M | -12.77M | -8.86M | -11.41M | -15.11M | -18.64M | -208.00K | -4.83M | -3.55M | -4.66M | -9.48M | -8.54M | -6.23M | -1.63M | -120.00K | -412.00K | -2.10M | -800.00K |
| Operating Expenses | 51.05M | -9.74M | -30.51M | -51.21M | -21.15M | -8.16M | -7.34M | -6.88M | -7.02M | -7.58M | -4.49M | -6.64M | -9.25M | -12.72M | 5.97M | -731.00K | 1.26M | -780.00K | -5.78M | -4.92M | -2.69M | 164.00K | 1.74M | 1.90M | 0.00 | 1.20M |
| Cost & Expenses | 51.05M | -9.74M | -30.51M | -51.21M | -21.15M | -8.16M | -7.34M | -6.88M | -7.02M | -7.58M | -4.49M | -6.64M | -9.25M | -12.72M | 6.18M | -731.00K | 1.26M | -780.00K | -5.78M | -4.92M | -2.69M | 164.00K | 1.74M | 1.90M | 0.00 | 1.20M |
| Interest Income | 107.69M | 67.76M | 52.35M | 42.39M | 35.10M | 24.89M | 17.21M | 14.41M | 12.41M | 10.61M | 7.50M | 7.18M | 9.57M | 12.53M | 14.45M | 16.64M | 17.52M | 13.65M | 8.69M | 6.14M | 5.44M | 7.08M | 9.59M | 9.83M | 9.30M | 8.80M |
| Interest Expense | 60.64M | 18.97M | 10.31M | 14.58M | 13.40M | 7.00M | 3.53M | 3.10M | 2.61M | 1.89M | 2.11M | 2.63M | 3.48M | 4.18M | 5.95M | 7.94M | 9.80M | 6.89M | 3.72M | 2.15M | 3.52M | 3.47M | 5.31M | 5.80M | 4.70M | 5.00M |
| Depreciation & Amortization | -457.00K | 496.00K | 435.00K | 381.00K | 316.00K | 248.00K | 208.00K | 211.00K | 211.00K | 232.00K | 254.00K | 910.00K | 1.24M | 1.02M | 489.00K | 628.00K | 498.00K | 404.00K | 457.00K | 539.00K | 171.00K | 88.00K | 65.00K | 141.00K | 200.00K | 200.00K |
| EBITDA | 0.00 | 0.00 | 0.00 | 36.66M | 12.36M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -276.00K | 0.00 | 0.00 | 0.00 | 44.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 81.98% | 43.60% | 41.90% | 37.23% | 61.17% | 49.92% | 45.98% | 37.74% | 27.53% | 30.23% | -4.05% | -9.66% | -14.39% | -19.46% | 98.93% | 120.78% | 95.04% | 8.79% | 3.40% | 11.60% | 105.87% | 140.43% | 147.23% | 104.08% | 134.15% |
| Operating Income | 0.00 | 41.57M | 22.82M | 36.28M | 12.04M | 12.33M | 6.90M | 5.47M | 3.92M | 2.56M | 1.58M | -1.13M | -1.95M | -2.49M | -2.41M | 8.92M | 9.72M | 6.81M | 56.00K | -385.00K | 159.00K | 4.46M | 6.22M | 6.23M | 4.90M | 5.30M |
| Operating Income Ratio | 0.00% | 81.02% | 42.79% | 41.47% | 36.28% | 60.16% | 48.46% | 44.27% | 35.81% | 25.24% | 26.05% | -20.59% | -26.67% | -24.34% | -24.41% | 92.42% | 114.89% | 89.72% | 0.96% | -8.50% | 5.59% | 103.82% | 138.98% | 143.97% | 100.00% | 129.27% |
| Total Other Income/Expenses | 20.99M | -4.51M | -8.24M | -3.51M | -1.82M | 0.00 | -1.17M | -1.05M | 319.00K | 0.00 | -72.00K | -1.26M | -3.48M | -4.18M | -5.90M | 0.00 | -80.00K | -81.00K | -3.67M | -2.15M | -3.52M | -3.47M | -5.31M | -5.80M | -4.90M | -5.00M |
| Income Before Tax | 20.99M | 22.59M | 22.82M | 36.28M | 12.04M | 5.33M | 3.46M | 2.44M | 1.28M | 479.00K | -918.00K | -3.77M | -5.43M | -6.67M | -8.31M | 984.00K | -80.00K | -81.00K | -3.67M | -2.53M | -3.36M | 987.00K | 910.00K | 426.00K | 0.00 | 300.00K |
| Income Before Tax Ratio | 41.11% | 44.03% | 42.79% | 41.47% | 36.28% | 26.01% | 24.29% | 19.73% | 11.74% | 4.73% | -15.11% | -68.44% | -74.30% | -65.23% | -84.18% | 10.20% | -0.95% | -1.07% | -62.86% | -55.91% | -118.21% | 22.99% | 20.34% | 9.85% | 0.00% | 7.32% |
| Income Tax Expense | 4.05M | 4.43M | 4.37M | 6.68M | 2.44M | 1.06M | 2.12M | 810.00K | -3.19M | 0.00 | 0.00 | 0.00 | 0.00 | 198.00K | 1.58M | 261.00K | -63.00K | -44.00K | -377.00K | -872.00K | -988.00K | 313.00K | 312.00K | 150.00K | 0.00 | 100.00K |
| Net Income | 16.94M | 18.16M | 18.45M | 29.61M | 9.60M | 4.27M | 1.35M | 1.63M | 4.48M | 479.00K | -918.00K | -3.77M | -5.43M | -6.87M | -9.89M | 723.00K | -17.00K | -37.00K | -3.29M | -1.66M | -2.37M | 674.00K | 598.00K | 276.00K | 0.00 | 200.00K |
| Net Income Ratio | 33.18% | 35.40% | 34.60% | 33.84% | 28.93% | 20.86% | 9.45% | 13.18% | 40.93% | 4.73% | -15.11% | -68.44% | -74.30% | -67.17% | -100.15% | 7.49% | -0.20% | -0.49% | -56.39% | -36.67% | -83.47% | 15.70% | 13.37% | 6.38% | 0.00% | 4.88% |
| EPS | 2.64 | 2.84 | 2.84 | 4.53 | 2.05 | 1.00 | 0.22 | 0.28 | 1.27 | 0.02 | -0.33 | -3.28 | -36.36 | -46.14 | -66.52 | 4.40 | -0.10 | -0.28 | -40.97 | -22.55 | -36.02 | 12.10 | 10.45 | 4.68 | -0.55 | 2.84 |
| EPS Diluted | 2.63 | 2.78 | 2.77 | 4.47 | 2.03 | 0.98 | 0.22 | 0.28 | 1.10 | 0.02 | -0.32 | -3.28 | -36.36 | -46.14 | -66.52 | 4.40 | -0.10 | -0.28 | -40.97 | -22.55 | -35.20 | 11.83 | 10.45 | 4.68 | -0.55 | 2.84 |
| Weighted Avg Shares Out | 6.42M | 6.40M | 6.51M | 6.03M | 4.58M | 4.26M | 3.26M | 2.91M | 2.88M | 2.88M | 2.78M | 1.15M | 149.20K | 148.90K | 148.69K | 152.75K | 163.12K | 134.55K | 80.29K | 73.70K | 65.90K | 55.70K | 57.23K | 59.04K | 66.12K | 70.47K |
| Weighted Avg Shares Out (Dil) | 6.45M | 6.54M | 6.65M | 6.11M | 4.63M | 4.34M | 3.51M | 2.92M | 4.13M | 2.88M | 2.88M | 1.15M | 149.20K | 148.90K | 148.69K | 152.80K | 163.12K | 134.55K | 80.29K | 73.70K | 67.44K | 57.00K | 57.23K | 59.04K | 66.12K | 70.47K |
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Source: https://incomestatements.info
Category: Stock Reports