See more : Shanghai Fenghwa Group Co., Ltd (600615.SS) Income Statement Analysis – Financial Results
Complete financial analysis of Civista Bancshares, Inc. (CIVB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Civista Bancshares, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Civista Bancshares, Inc. (CIVB)
About Civista Bancshares, Inc.
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 160.24M | 137.03M | 124.56M | 116.04M | 107.54M | 84.24M | 70.84M | 66.39M | 61.67M | 55.74M | 52.04M | 51.15M | 51.80M | 51.52M | 50.41M | 50.14M | 37.08M | 36.93M | 38.69M | 31.87M | 32.57M | 31.11M | 26.01M | 24.10M | 23.47M | 6.59M | 4.45M | 3.78M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.07M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 160.24M | 137.03M | 124.56M | 116.04M | 107.54M | 83.17M | 70.84M | 66.39M | 61.67M | 55.74M | 52.04M | 51.15M | 51.80M | 51.52M | 50.41M | 50.14M | 37.08M | 36.93M | 38.69M | 31.87M | 32.57M | 31.11M | 26.01M | 24.10M | 23.47M | 6.59M | 4.45M | 3.78M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 98.73% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 59.93M | 51.06M | 49.17M | 46.19M | 40.99M | 44.44M | 31.09M | 26.87M | 25.45M | 24.76M | 26.84M | 22.30M | 22.83M | 20.94M | 20.60M | 17.17M | 13.62M | 14.35M | 14.57M | 12.26M | 11.57M | 9.25M | 7.76M | 7.11M | 6.91M | 7.17M | 5.92M | 5.25M |
| Selling & Marketing | 1.35M | 1.51M | 1.10M | 1.07M | 1.41M | 1.18M | 817.00K | 929.00K | 1.04M | 1.16M | 634.00K | 625.00K | 640.00K | 630.00K | 0.00 | 0.00 | 0.00 | 0.00 | 448.00K | 391.00K | 466.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 61.28M | 52.57M | 50.27M | 47.27M | 42.40M | 45.62M | 31.91M | 27.80M | 26.49M | 25.92M | 27.47M | 22.92M | 23.47M | 21.57M | 20.60M | 17.17M | 13.62M | 14.35M | 15.02M | 12.65M | 12.04M | 9.25M | 7.76M | 7.11M | 6.91M | 7.17M | 5.92M | 5.25M |
| Other Expenses | 0.00 | -127.07M | -127.27M | -126.18M | -110.38M | -104.98M | -75.17M | -65.79M | -66.13M | -64.86M | -67.05M | -60.58M | -62.97M | 575.00K | -54.67M | -83.15M | -20.43M | -26.84M | -32.48M | -29.63M | -28.49M | -18.60M | -11.05M | -7.63M | -6.82M | 11.63M | 4.17M | 5.74M |
| Operating Expenses | 107.61M | -74.49M | -77.00M | -78.91M | -67.98M | -58.82M | -43.26M | -37.99M | -39.64M | -38.95M | -39.58M | -37.66M | -39.50M | 22.15M | -34.07M | -65.97M | -6.81M | -12.49M | -17.46M | -16.97M | -16.45M | -9.35M | -3.28M | -517.00K | 92.00K | 18.80M | 10.09M | 10.98M |
| Cost & Expenses | 160.24M | -74.49M | -77.00M | -78.91M | -67.98M | -58.82M | -43.26M | -37.99M | -39.64M | -38.95M | -39.58M | -37.66M | -39.50M | 22.15M | -34.07M | -65.97M | -6.81M | -12.49M | -17.46M | -16.97M | -16.45M | -9.35M | -3.28M | -517.00K | 92.00K | 18.80M | 10.09M | 10.98M |
| Interest Income | 182.73M | 121.25M | 101.74M | 99.87M | 98.05M | 73.68M | 58.59M | 53.57M | 50.70M | 45.97M | 44.88M | 46.76M | 48.86M | 51.93M | 55.19M | 62.27M | 49.95M | 45.88M | 42.44M | 33.84M | 33.27M | 36.01M | 35.35M | 34.19M | 33.07M | 34.20M | 22.80M | 21.81M |
| Interest Expense | 57.24M | 11.05M | 6.32M | 10.14M | 12.95M | 7.57M | 4.09M | 3.31M | 3.31M | 4.10M | 4.91M | 6.18M | 7.50M | 10.46M | 14.92M | 21.78M | 20.37M | 15.62M | 11.59M | 8.16M | 8.42M | 11.72M | 15.45M | 15.76M | 15.13M | 17.30M | 9.81M | 9.25M |
| Depreciation & Amortization | 12.34M | 5.75M | 2.87M | 3.17M | 3.19M | 1.88M | 1.84M | 1.96M | 711.00K | 1.95M | 2.36M | 2.47M | 2.71M | 2.81M | 3.10M | 3.16M | 1.26M | 1.55M | 1.74M | 781.00K | 2.12M | 2.66M | 1.63M | 1.30M | 1.92M | 924.69K | 1.14M | 852.82K |
| EBITDA | 0.00 | 52.79M | 51.25M | 40.30M | 42.75M | 18.66M | 24.07M | 25.79M | 19.43M | 14.64M | 9.91M | 9.77M | 7.56M | 0.00 | 8.90M | 0.00 | 17.47M | 14.08M | 14.36M | 9.27M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 46.58% | 38.90% | 32.79% | 37.66% | 31.14% | 39.75% | 43.83% | 36.87% | 33.62% | 28.47% | 31.19% | 28.99% | 19.75% | 38.56% | -25.28% | 85.03% | 70.38% | 59.36% | 49.20% | 55.99% | 78.51% | 93.66% | 103.27% | 108.56% | 399.42% | 352.52% | 413.23% |
| Operating Income | 0.00 | 62.54M | 47.56M | 37.13M | 39.56M | 24.35M | 27.57M | 28.40M | 22.03M | 16.79M | 12.46M | 13.49M | 12.31M | 7.37M | 16.34M | -15.83M | 30.27M | 24.44M | 21.22M | 14.90M | 16.12M | 21.77M | 22.73M | 23.58M | 23.56M | 25.39M | 14.54M | 14.76M |
| Operating Income Ratio | 0.00% | 45.64% | 38.18% | 32.00% | 36.79% | 28.91% | 38.93% | 42.78% | 35.72% | 30.13% | 23.94% | 26.37% | 23.75% | 14.30% | 32.41% | -31.57% | 81.63% | 66.18% | 54.86% | 46.75% | 49.49% | 69.96% | 87.38% | 97.85% | 100.39% | 385.38% | 326.89% | 390.66% |
| Total Other Income/Expenses | 50.61M | -3.99M | 0.00 | 0.00 | -1.08M | -13.64M | -1.09M | -1.56M | -2.08M | -2.35M | -2.82M | -3.01M | -2.76M | -3.10M | -7.48M | -37.61M | -16.33M | -5.25M | 0.00 | -1.03M | -8.42M | -11.72M | -15.45M | -15.76M | -15.13M | -17.30M | -9.81M | -9.25M |
| Income Before Tax | 50.61M | 47.04M | 47.56M | 37.13M | 39.56M | 16.78M | 22.23M | 23.84M | 17.53M | 12.69M | 7.55M | 7.30M | 4.81M | -3.10M | 1.42M | -37.61M | 9.90M | 8.83M | 9.63M | 6.74M | 7.71M | 10.04M | 7.28M | 7.82M | 8.43M | 8.09M | 4.73M | 5.51M |
| Income Before Tax Ratio | 31.59% | 34.32% | 38.18% | 32.00% | 36.79% | 19.92% | 31.39% | 35.90% | 28.42% | 22.77% | 14.51% | 14.28% | 9.28% | -6.02% | 2.81% | -75.00% | 26.69% | 23.90% | 24.90% | 21.14% | 23.65% | 32.28% | 27.97% | 32.47% | 35.92% | 122.86% | 106.29% | 145.83% |
| Income Tax Expense | 7.65M | 7.61M | 7.02M | 4.94M | 5.68M | 2.64M | 6.36M | 6.62M | 4.78M | 3.16M | 1.37M | 1.73M | 847.00K | -1.83M | -237.00K | 1.37M | 3.01M | 2.67M | 2.97M | 1.92M | 2.14M | 2.92M | 1.98M | 2.13M | 2.37M | 2.33M | 1.29M | 1.55M |
| Net Income | 42.96M | 39.43M | 40.55M | 32.19M | 33.88M | 14.14M | 15.87M | 17.22M | 12.75M | 9.53M | 6.18M | 5.58M | 3.96M | -1.27M | 1.66M | -38.98M | 6.89M | 6.16M | 6.66M | 4.81M | 5.57M | 7.13M | 5.29M | 5.69M | 6.06M | 5.76M | 3.43M | 3.96M |
| Net Income Ratio | 26.81% | 28.77% | 32.55% | 27.74% | 31.50% | 16.78% | 22.41% | 25.93% | 20.67% | 17.09% | 11.87% | 10.91% | 7.64% | -2.46% | 3.28% | -77.73% | 18.57% | 16.68% | 17.21% | 15.10% | 17.09% | 22.91% | 20.35% | 23.62% | 25.83% | 87.44% | 77.23% | 104.93% |
| EPS | 2.73 | 2.60 | 2.63 | 2.00 | 2.16 | 1.02 | 1.48 | 1.96 | 1.43 | 0.99 | 0.65 | 0.57 | 0.36 | -0.16 | 0.09 | -5.06 | 1.25 | 1.12 | 1.15 | 0.92 | 1.11 | 1.48 | 1.30 | 1.39 | 1.43 | 1.35 | 1.13 | 1.30 |
| EPS Diluted | 2.73 | 2.60 | 2.63 | 2.00 | 2.01 | 1.02 | 1.28 | 1.57 | 1.17 | 0.85 | 0.65 | 0.57 | 0.36 | -0.16 | 0.09 | -5.06 | 1.25 | 1.12 | 1.15 | 0.92 | 1.10 | 1.48 | 1.30 | 1.39 | 1.43 | 1.35 | 1.13 | 1.30 |
| Weighted Avg Shares Out | 15.15M | 14.97M | 15.34M | 16.08M | 15.65M | 13.86M | 9.91M | 8.01M | 7.82M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 5.51M | 5.52M | 5.80M | 5.21M | 5.03M | 4.81M | 4.07M | 4.09M | 4.24M | 4.27M | 3.04M | 3.05M |
| Weighted Avg Shares Out (Dil) | 15.15M | 14.97M | 15.34M | 16.08M | 16.85M | 13.86M | 12.35M | 10.95M | 10.92M | 10.90M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 5.51M | 5.52M | 5.81M | 5.22M | 5.04M | 4.81M | 4.07M | 4.09M | 4.24M | 4.27M | 3.04M | 3.05M |
Civista Bancshares (CIVB) Earnings Expected to Grow: Should You Buy?
Civista Bancshares (CIVB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Civista Bancshares, Inc. Increases Third Quarter Common Dividend by 17%
SANDUSKY, Ohio, July 9, 2021 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ: CIVB) ("Civista") announced today that the Board of Directors has approved a quarterly dividend of 14 cents per common share to shareholders of record July 20, 2021, payable August...
Civista Bancshares, Inc. Announces Second Quarter 2021 Earnings Release Date
SANDUSKY, Ohio, July 8, 2021 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that it will issue its second quarter 2021 financial results prior to market open on Friday, July 23, 2021. Civista Bancshares, Inc. will also host a conference...
3 Reasons That Make Civista Bancshares (CIVB) Stock a Key Pick
Driven by solid fundamentals and stellar growth prospects, Civista Bancshares (CIVB) stock seems to be an attractive investment option right now.
Is Civista (CIVB) Stock a Solid Choice Right Now?
Civista (CIVB) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.
Civista (CIVB) Undertakes Efforts to Solidify Business Operations
Civista Bancshares' (CIVB) balance sheet transformation initiatives will go a long way in supporting its financials.
Civista Bancshares, Inc. Announces Tactical Balance Sheet Transactions
SANDUSKY, Ohio, May 21, 2021 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced three tactical transactions. On May 17, 2021, Civista entered into an agreement to sell 7,361 shares of Visa Inc. Class B common stock at a pre-tax gain...
Civista Bancshares (CIVB) Upgraded to Buy: Here's What You Should Know
Civista Bancshares (CIVB) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
Civista Bancshares, Inc.'s (CIVB) CEO Dennis Shaffer on Q1 2021 Results - Earnings Call Transcript
Civista Bancshares, Inc.'s (CIVB) CEO Dennis Shaffer on Q1 2021 Results - Earnings Call Transcript
Civista Bancshares (CIVB) Tops Q1 Earnings and Revenue Estimates
Civista Bancshares (CIVB) delivered earnings and revenue surprises of 3.03% and 3.18%, respectively, for the quarter ended March 2021. Do the numbers hold clues to what lies ahead for the stock?
Source: https://incomestatements.info
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