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Complete financial analysis of Civista Bancshares, Inc. (CIVB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Civista Bancshares, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Civista Bancshares, Inc. (CIVB)
About Civista Bancshares, Inc.
Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 160.24M | 137.03M | 124.56M | 116.04M | 107.54M | 84.24M | 70.84M | 66.39M | 61.67M | 55.74M | 52.04M | 51.15M | 51.80M | 51.52M | 50.41M | 50.14M | 37.08M | 36.93M | 38.69M | 31.87M | 32.57M | 31.11M | 26.01M | 24.10M | 23.47M | 6.59M | 4.45M | 3.78M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.07M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 160.24M | 137.03M | 124.56M | 116.04M | 107.54M | 83.17M | 70.84M | 66.39M | 61.67M | 55.74M | 52.04M | 51.15M | 51.80M | 51.52M | 50.41M | 50.14M | 37.08M | 36.93M | 38.69M | 31.87M | 32.57M | 31.11M | 26.01M | 24.10M | 23.47M | 6.59M | 4.45M | 3.78M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 98.73% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 59.93M | 51.06M | 49.17M | 46.19M | 40.99M | 44.44M | 31.09M | 26.87M | 25.45M | 24.76M | 26.84M | 22.30M | 22.83M | 20.94M | 20.60M | 17.17M | 13.62M | 14.35M | 14.57M | 12.26M | 11.57M | 9.25M | 7.76M | 7.11M | 6.91M | 7.17M | 5.92M | 5.25M |
| Selling & Marketing | 1.35M | 1.51M | 1.10M | 1.07M | 1.41M | 1.18M | 817.00K | 929.00K | 1.04M | 1.16M | 634.00K | 625.00K | 640.00K | 630.00K | 0.00 | 0.00 | 0.00 | 0.00 | 448.00K | 391.00K | 466.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 61.28M | 52.57M | 50.27M | 47.27M | 42.40M | 45.62M | 31.91M | 27.80M | 26.49M | 25.92M | 27.47M | 22.92M | 23.47M | 21.57M | 20.60M | 17.17M | 13.62M | 14.35M | 15.02M | 12.65M | 12.04M | 9.25M | 7.76M | 7.11M | 6.91M | 7.17M | 5.92M | 5.25M |
| Other Expenses | 0.00 | -127.07M | -127.27M | -126.18M | -110.38M | -104.98M | -75.17M | -65.79M | -66.13M | -64.86M | -67.05M | -60.58M | -62.97M | 575.00K | -54.67M | -83.15M | -20.43M | -26.84M | -32.48M | -29.63M | -28.49M | -18.60M | -11.05M | -7.63M | -6.82M | 11.63M | 4.17M | 5.74M |
| Operating Expenses | 107.61M | -74.49M | -77.00M | -78.91M | -67.98M | -58.82M | -43.26M | -37.99M | -39.64M | -38.95M | -39.58M | -37.66M | -39.50M | 22.15M | -34.07M | -65.97M | -6.81M | -12.49M | -17.46M | -16.97M | -16.45M | -9.35M | -3.28M | -517.00K | 92.00K | 18.80M | 10.09M | 10.98M |
| Cost & Expenses | 160.24M | -74.49M | -77.00M | -78.91M | -67.98M | -58.82M | -43.26M | -37.99M | -39.64M | -38.95M | -39.58M | -37.66M | -39.50M | 22.15M | -34.07M | -65.97M | -6.81M | -12.49M | -17.46M | -16.97M | -16.45M | -9.35M | -3.28M | -517.00K | 92.00K | 18.80M | 10.09M | 10.98M |
| Interest Income | 182.73M | 121.25M | 101.74M | 99.87M | 98.05M | 73.68M | 58.59M | 53.57M | 50.70M | 45.97M | 44.88M | 46.76M | 48.86M | 51.93M | 55.19M | 62.27M | 49.95M | 45.88M | 42.44M | 33.84M | 33.27M | 36.01M | 35.35M | 34.19M | 33.07M | 34.20M | 22.80M | 21.81M |
| Interest Expense | 57.24M | 11.05M | 6.32M | 10.14M | 12.95M | 7.57M | 4.09M | 3.31M | 3.31M | 4.10M | 4.91M | 6.18M | 7.50M | 10.46M | 14.92M | 21.78M | 20.37M | 15.62M | 11.59M | 8.16M | 8.42M | 11.72M | 15.45M | 15.76M | 15.13M | 17.30M | 9.81M | 9.25M |
| Depreciation & Amortization | 12.34M | 5.75M | 2.87M | 3.17M | 3.19M | 1.88M | 1.84M | 1.96M | 711.00K | 1.95M | 2.36M | 2.47M | 2.71M | 2.81M | 3.10M | 3.16M | 1.26M | 1.55M | 1.74M | 781.00K | 2.12M | 2.66M | 1.63M | 1.30M | 1.92M | 924.69K | 1.14M | 852.82K |
| EBITDA | 0.00 | 52.79M | 51.25M | 40.30M | 42.75M | 18.66M | 24.07M | 25.79M | 19.43M | 14.64M | 9.91M | 9.77M | 7.56M | 0.00 | 8.90M | 0.00 | 17.47M | 14.08M | 14.36M | 9.27M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 46.58% | 38.90% | 32.79% | 37.66% | 31.14% | 39.75% | 43.83% | 36.87% | 33.62% | 28.47% | 31.19% | 28.99% | 19.75% | 38.56% | -25.28% | 85.03% | 70.38% | 59.36% | 49.20% | 55.99% | 78.51% | 93.66% | 103.27% | 108.56% | 399.42% | 352.52% | 413.23% |
| Operating Income | 0.00 | 62.54M | 47.56M | 37.13M | 39.56M | 24.35M | 27.57M | 28.40M | 22.03M | 16.79M | 12.46M | 13.49M | 12.31M | 7.37M | 16.34M | -15.83M | 30.27M | 24.44M | 21.22M | 14.90M | 16.12M | 21.77M | 22.73M | 23.58M | 23.56M | 25.39M | 14.54M | 14.76M |
| Operating Income Ratio | 0.00% | 45.64% | 38.18% | 32.00% | 36.79% | 28.91% | 38.93% | 42.78% | 35.72% | 30.13% | 23.94% | 26.37% | 23.75% | 14.30% | 32.41% | -31.57% | 81.63% | 66.18% | 54.86% | 46.75% | 49.49% | 69.96% | 87.38% | 97.85% | 100.39% | 385.38% | 326.89% | 390.66% |
| Total Other Income/Expenses | 50.61M | -3.99M | 0.00 | 0.00 | -1.08M | -13.64M | -1.09M | -1.56M | -2.08M | -2.35M | -2.82M | -3.01M | -2.76M | -3.10M | -7.48M | -37.61M | -16.33M | -5.25M | 0.00 | -1.03M | -8.42M | -11.72M | -15.45M | -15.76M | -15.13M | -17.30M | -9.81M | -9.25M |
| Income Before Tax | 50.61M | 47.04M | 47.56M | 37.13M | 39.56M | 16.78M | 22.23M | 23.84M | 17.53M | 12.69M | 7.55M | 7.30M | 4.81M | -3.10M | 1.42M | -37.61M | 9.90M | 8.83M | 9.63M | 6.74M | 7.71M | 10.04M | 7.28M | 7.82M | 8.43M | 8.09M | 4.73M | 5.51M |
| Income Before Tax Ratio | 31.59% | 34.32% | 38.18% | 32.00% | 36.79% | 19.92% | 31.39% | 35.90% | 28.42% | 22.77% | 14.51% | 14.28% | 9.28% | -6.02% | 2.81% | -75.00% | 26.69% | 23.90% | 24.90% | 21.14% | 23.65% | 32.28% | 27.97% | 32.47% | 35.92% | 122.86% | 106.29% | 145.83% |
| Income Tax Expense | 7.65M | 7.61M | 7.02M | 4.94M | 5.68M | 2.64M | 6.36M | 6.62M | 4.78M | 3.16M | 1.37M | 1.73M | 847.00K | -1.83M | -237.00K | 1.37M | 3.01M | 2.67M | 2.97M | 1.92M | 2.14M | 2.92M | 1.98M | 2.13M | 2.37M | 2.33M | 1.29M | 1.55M |
| Net Income | 42.96M | 39.43M | 40.55M | 32.19M | 33.88M | 14.14M | 15.87M | 17.22M | 12.75M | 9.53M | 6.18M | 5.58M | 3.96M | -1.27M | 1.66M | -38.98M | 6.89M | 6.16M | 6.66M | 4.81M | 5.57M | 7.13M | 5.29M | 5.69M | 6.06M | 5.76M | 3.43M | 3.96M |
| Net Income Ratio | 26.81% | 28.77% | 32.55% | 27.74% | 31.50% | 16.78% | 22.41% | 25.93% | 20.67% | 17.09% | 11.87% | 10.91% | 7.64% | -2.46% | 3.28% | -77.73% | 18.57% | 16.68% | 17.21% | 15.10% | 17.09% | 22.91% | 20.35% | 23.62% | 25.83% | 87.44% | 77.23% | 104.93% |
| EPS | 2.73 | 2.60 | 2.63 | 2.00 | 2.16 | 1.02 | 1.48 | 1.96 | 1.43 | 0.99 | 0.65 | 0.57 | 0.36 | -0.16 | 0.09 | -5.06 | 1.25 | 1.12 | 1.15 | 0.92 | 1.11 | 1.48 | 1.30 | 1.39 | 1.43 | 1.35 | 1.13 | 1.30 |
| EPS Diluted | 2.73 | 2.60 | 2.63 | 2.00 | 2.01 | 1.02 | 1.28 | 1.57 | 1.17 | 0.85 | 0.65 | 0.57 | 0.36 | -0.16 | 0.09 | -5.06 | 1.25 | 1.12 | 1.15 | 0.92 | 1.10 | 1.48 | 1.30 | 1.39 | 1.43 | 1.35 | 1.13 | 1.30 |
| Weighted Avg Shares Out | 15.15M | 14.97M | 15.34M | 16.08M | 15.65M | 13.86M | 9.91M | 8.01M | 7.82M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 5.51M | 5.52M | 5.80M | 5.21M | 5.03M | 4.81M | 4.07M | 4.09M | 4.24M | 4.27M | 3.04M | 3.05M |
| Weighted Avg Shares Out (Dil) | 15.15M | 14.97M | 15.34M | 16.08M | 16.85M | 13.86M | 12.35M | 10.95M | 10.92M | 10.90M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 7.71M | 5.51M | 5.52M | 5.81M | 5.22M | 5.04M | 4.81M | 4.07M | 4.09M | 4.24M | 4.27M | 3.04M | 3.05M |
Civista Bancshares, Inc. Declares First Quarter Common Dividend
SANDUSKY, Ohio , Feb. 2, 2024 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that the Board of Directors has approved a quarterly dividend of 16 cents per common share to shareholders of record February 13, 2024, payable March...
Are Investors Undervaluing Civista Bancshares (CIVB) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong...
Civista Bancshares, Inc. Announces Fourth Quarter 2023 Earnings Release Date
SANDUSKY, Ohio , Jan. 8, 2024 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that it will issue its fourth quarter 2023 financial results prior to market open on Thursday, February 8, 2024. Civista Bancshares, Inc. will also host...
Civista Bancshares (CIVB) Soars 10.6%: Is Further Upside Left in the Stock?
Civista Bancshares (CIVB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
Civista Bancshares Announces Planned Retirement of Chief Credit Officer Paul J. Stark
SANDUSKY, Ohio , Nov. 7, 2023 /PRNewswire/ -- Civista Bancshares, Inc. ("Civista") (NASDAQ: CIVB) announced that Senior Vice President and Chief Credit Officer Paul J. Stark will retire on December 31, 2023.
Civista Bancshares, Inc. (CIVB) Q3 2023 Earnings Call Transcript
Civista Bancshares, Inc. (NASDAQ:CIVB ) Q3 2023 Earnings Conference Call October 27, 2023 1:00 PM ET Company Participants Dennis Shaffer - President and Chief Executive Officer Rich Dutton - Senior Vice President and Chief Operating Officer Chuck Parcher - Senior...
Civista Bancshares (CIVB) Reports Q3 Earnings: What Key Metrics Have to Say
The headline numbers for Civista Bancshares (CIVB) give insight into how the company performed in the quarter ended September 2023, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Civista Bancshares (CIVB) Beats Q3 Earnings Estimates
Civista Bancshares (CIVB) came out with quarterly earnings of $0.66 per share, beating the Zacks Consensus Estimate of $0.60 per share. This compares to earnings of $0.72 per share a year ago.
Civista Bancshares, Inc. Announces Third Quarter 2023 Financial Results
SANDUSKY, Ohio , Oct. 27, 2023 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ: CIVB) ("Civista") announced its unaudited financial results for the three and nine month periods ending September 30, 2023. Third quarter and year-to-date 2023 highlights: Net income of $10.4...
Civista Bancshares, Inc. Announces Third Quarter 2023 Earnings Release Date
SANDUSKY, Ohio , Oct. 10, 2023 /PRNewswire/ -- Civista Bancshares, Inc. (NASDAQ:CIVB) ("Civista") announced today that it will issue its third quarter 2023 financial results prior to market open on Friday, October 27, 2023. Civista Bancshares, Inc. will also host a conference...
Source: https://incomestatements.info
Category: Stock Reports