Complete financial analysis of Citizens Holding Company (CIZN) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Citizens Holding Company, a leading company in the Banks – Regional industry within the Financial Services sector.
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Citizens Holding Company (CIZN)
About Citizens Holding Company
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various commercial and personal banking products and services. It offers demand deposits; and savings and time deposit accounts. The company also provides secured and unsecured loans; mortgage loans; single and multi-family housing, farm, residential and commercial construction, and commercial real estate loans; commercial, industrial, and agricultural production loans; and consumer loans, as well as issues letters of credit. In addition, it offers personal and corporate trust services; credit life and title insurance; and online and mobile banking services. The company was founded in 1908 and is headquartered in Philadelphia, Mississippi.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 37.66M | 44.97M | 45.68M | 43.59M | 35.39M | 35.50M | 35.46M | 34.76M | 36.22M | 36.53M | 35.85M | 36.08M | 37.77M | 36.39M | 37.61K | 33.65M | 29.12M | 29.49M | 28.93M | 28.01M | 26.86M | 24.89M | 19.70M | 17.86M | 17.62M | 4.17M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 757.72K | 885.42K | 758.86K | 542.69K | 951.88K | 1.38M | 1.19M | 45.00 | -427.52K | -37.57M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 37.66M | 44.97M | 45.68M | 43.59M | 35.39M | 34.74M | 34.57M | 34.00M | 35.67M | 35.57M | 34.47M | 34.89M | 37.77M | 36.82M | 37.61M | 33.65M | 29.12M | 29.49M | 28.93M | 28.01M | 26.86M | 24.89M | 19.70M | 17.86M | 17.62M | 4.17M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 97.87% | 97.50% | 97.82% | 98.50% | 97.39% | 96.14% | 96.69% | 100.00% | 101.17% | 100,002.85% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 19.52M | 20.52M | 18.46M | 17.48M | 14.88M | 14.53M | 14.77M | 13.70M | 13.30M | 15.23M | 14.39M | 16.12M | 14.06M | 13.78M | 13.26M | 12.05M | 10.54M | 9.98M | 9.52M | 8.61M | 7.93M | 7.10M | 5.60M | 4.90M | 4.66M | 4.66M |
| Selling & Marketing | 566.00K | 610.00K | 573.00K | 642.00K | 551.00K | 639.68K | 649.61K | 783.30K | 793.28K | 769.08K | 621.22K | 636.65K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 20.08M | 21.13M | 18.46M | 17.48M | 14.88M | 14.53M | 14.77M | 13.70M | 13.30M | 16.00M | 15.01M | 16.76M | 14.06M | 13.78M | 13.26M | 12.05M | 10.54M | 9.98M | 9.52M | 8.61M | 7.93M | 7.10M | 5.60M | 4.90M | 4.66M | 4.66M |
| Other Expenses | 17.58M | -49.81M | -914.00K | -52.39M | -43.01M | -40.57M | -38.23M | -36.26M | -35.82M | -39.28M | -36.47M | -37.50M | -36.65M | -32.63M | -30.76M | -21.36M | -14.01M | -15.06M | -18.28M | -18.85M | -16.78M | -12.98M | -3.63M | -527.09K | -2.89M | 9.23M |
| Operating Expenses | 37.66M | -28.67M | 17.55M | -34.91M | -28.13M | -22.78M | -23.46M | -22.56M | -22.53M | -23.28M | -21.47M | -20.74M | -22.60M | -18.85M | -17.51M | -9.31M | -3.47M | -5.08M | -8.75M | -10.24M | -8.86M | -5.88M | 1.97M | 4.37M | 1.76M | 13.89M |
| Cost & Expenses | 37.66M | -28.67M | 17.55M | -34.91M | -28.13M | -22.78M | 885.42K | 758.86K | 542.69K | 951.88K | 1.38M | 1.19M | 45.00 | -427.52K | -37.57M | -9.31M | -3.47M | -5.08M | -8.75M | -10.24M | -8.86M | -5.88M | 1.97M | 4.37M | 1.76M | 13.89M |
| Interest Income | 49.28M | 39.70M | 38.51M | 40.56M | 35.36M | 31.36M | 30.53M | 30.18M | 30.97M | 31.38M | 32.12M | 34.39M | 36.97M | 38.14M | 40.89K | 39.56M | 38.10M | 36.49M | 33.04M | 29.97M | 29.72M | 30.20M | 29.12M | 28.64M | 25.02M | 23.55M |
| Interest Expense | 19.41M | 4.79M | 5.02M | 7.43M | 9.72M | 4.46M | 3.34M | 3.10M | 3.08M | 3.02M | 4.08M | 5.71M | 6.64M | 8.73M | 11.34K | 13.77M | 16.76M | 13.18M | 9.85M | 7.54M | 8.19M | 9.75M | 13.40M | 14.06M | 10.97M | 10.86M |
| Depreciation & Amortization | 1.44M | 1.28M | 1.17M | 1.12M | 912.00K | 936.63K | 1.00M | 980.51K | 1.04M | 1.19M | 1.14M | 1.23M | 1.37M | 1.29M | 1.56M | 2.36M | 2.07M | 2.18M | 2.74M | 2.98M | 1.50M | 1.19M | 608.12K | 439.83K | 525.01K | 517.05K |
| EBITDA | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 39.07% | 22.10% | 22.49% | 23.08% | 36.33% | 34.18% | 35.75% | 39.17% | 36.92% | 39.44% | 42.60% | 43.79% | 52.93% | 57,610.35% | 79.36% | 95.18% | 90.18% | 79.23% | 74.07% | 72.62% | 81.18% | 113.07% | 126.96% | 112.99% | 445.78% |
| Operating Income | 0.00 | 16.29M | 8.93M | 8.68M | 7.26M | 11.96M | 11.12M | 11.45M | 13.14M | 12.30M | 13.00M | 14.14M | 15.18M | 17.97M | 20.11M | 24.34M | 25.65M | 24.41M | 20.18M | 17.77M | 18.00M | 19.01M | 21.67M | 22.23M | 19.39M | 18.06M |
| Operating Income Ratio | 0.00% | 36.23% | 19.54% | 19.92% | 20.50% | 33.69% | 31.35% | 32.93% | 36.30% | 33.67% | 36.26% | 39.20% | 40.18% | 49.38% | 53,459.31% | 72.33% | 88.08% | 82.77% | 69.74% | 63.43% | 67.03% | 76.39% | 109.98% | 124.49% | 110.01% | 433.38% |
| Total Other Income/Expenses | 1.78M | 150.00K | -557.00K | -230.00K | 371.00K | 0.00 | -1.00K | 612.00 | 65.00 | 623.92K | 237.00 | 193.00 | -6.64M | -8.73M | -20.10M | -13.77M | -16.76M | -13.18M | -9.85M | -7.54M | -8.19M | -9.75M | -13.40M | -14.06M | -10.97M | -10.86M |
| Income Before Tax | 1.78M | 11.50M | 8.93M | 8.68M | 7.26M | 7.50M | 7.77M | 8.35M | 10.07M | 9.28M | 8.92M | 8.44M | 8.54M | 9.25M | 8.77K | 10.56M | 8.88M | 11.23M | 10.33M | 10.23M | 9.82M | 9.26M | 8.27M | 8.17M | 8.41M | 7.20M |
| Income Before Tax Ratio | 4.73% | 25.58% | 19.54% | 19.92% | 20.50% | 21.13% | 21.92% | 24.02% | 27.80% | 25.40% | 24.88% | 23.38% | 22.59% | 25.40% | 23.32% | 31.39% | 30.51% | 38.08% | 35.71% | 36.52% | 36.54% | 37.22% | 41.97% | 45.74% | 47.74% | 172.76% |
| Income Tax Expense | -74.00K | 1.88M | 1.43M | 1.75M | 1.35M | 828.00K | 4.07M | 1.61M | 2.48M | 1.83M | 1.77M | 1.65M | 1.32M | 2.08M | 1.63K | 2.29M | 1.97M | 2.84M | 2.37M | 2.68M | 2.84M | 2.97M | 2.56M | 2.64M | 2.79M | 2.49M |
| Net Income | 1.85M | 9.62M | 7.49M | 6.93M | 5.90M | 6.67M | 3.70M | 6.74M | 7.59M | 7.45M | 7.15M | 6.78M | 7.22M | 7.16M | 7.14K | 8.27M | 6.91M | 8.39M | 7.97M | 7.55M | 6.97M | 6.30M | 5.71M | 5.53M | 5.62M | 4.71M |
| Net Income Ratio | 4.92% | 21.39% | 16.40% | 15.90% | 16.68% | 18.79% | 10.44% | 19.38% | 20.96% | 20.40% | 19.94% | 18.80% | 19.11% | 19.68% | 18.98% | 24.59% | 23.75% | 28.46% | 27.53% | 26.94% | 25.95% | 25.31% | 28.99% | 30.99% | 31.90% | 113.09% |
| EPS | 0.33 | 1.73 | 1.34 | 1.24 | 1.17 | 1.36 | 0.76 | 1.38 | 1.56 | 1.53 | 1.47 | 1.40 | 1.49 | 1.48 | 1.47 | 1.70 | 1.41 | 1.67 | 1.59 | 1.51 | 1.40 | 1.27 | 0.77 | 0.75 | 1.13 | 0.95 |
| EPS Diluted | 0.33 | 1.73 | 1.34 | 1.24 | 1.16 | 1.36 | 0.76 | 1.38 | 1.56 | 1.53 | 1.47 | 1.39 | 1.49 | 1.48 | 1.45 | 1.69 | 1.39 | 1.65 | 1.57 | 1.49 | 1.39 | 1.26 | 1.15 | 0.74 | 1.13 | 0.95 |
| Weighted Avg Shares Out | 5.60M | 5.57M | 5.58M | 5.58M | 5.06M | 4.89M | 4.88M | 4.87M | 4.87M | 4.87M | 4.87M | 4.86M | 4.84M | 4.84M | 4.85M | 4.86M | 4.91M | 5.02M | 5.01M | 4.99M | 4.97M | 4.96M | 4.94M | 7.44M | 4.96M | 4.96M |
| Weighted Avg Shares Out (Dil) | 5.60M | 5.57M | 5.58M | 5.58M | 5.07M | 4.90M | 4.90M | 4.88M | 4.87M | 4.87M | 4.87M | 4.86M | 4.85M | 4.85M | 4.91M | 4.90M | 4.96M | 5.08M | 5.07M | 5.06M | 5.02M | 5.00M | 4.98M | 7.46M | 4.97M | 4.96M |
Citizens Financial Group to Participate at the Barclays 22nd Annual Global Financial Services Conference
PROVIDENCE, R.I.--(BUSINESS WIRE)--Citizens Financial Group, Inc. (NYSE: CFG) announced today that Chairman and Chief Executive Officer Bruce Van Saun will participate at the Barclays 22nd Annual Global Financial Services Conference on Monday, September 9, 2024 at 9:45 am ET. The...
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Citizens Community Bancorp, Inc. Reports Second Quarter 2024 Earnings of $0.35 Per Share; Board of Directors Approves Additional 5% Stock Buyback Authorization; Criticized Assets Decreased 18%
EAU CLAIRE, Wis., July 29, 2024 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of Citizens Community Federal N.A. (the “Bank” or “CCFBank”), today reported earnings of $3.7 million and earnings per diluted share...
Citizens Financial Group: Despite Upbeat View, Critical Metrics Continue To Soften
Citizens Financial Group, Inc. reported mixed Q2 earnings, with declines in deposits and loans, but slightly higher revenue and net income. Despite a focus on quality over quantity, asset quality metrics are deteriorating, with net interest margin and net loan...
Source: https://incomestatements.info
Category: Stock Reports