See more : Emclaire Financial Corp (EMCF) Income Statement Analysis – Financial Results
Complete financial analysis of 1st Constitution Bancorp (FCCY) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of 1st Constitution Bancorp, a leading company in the Banks – Regional industry within the Financial Services sector.
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1st Constitution Bancorp (FCCY)
About 1st Constitution Bancorp
As of January 6, 2022, 1st Constitution Bancorp was acquired by Lakeland Bancorp, Inc. 1st Constitution Bancorp operates as the bank holding company for 1st Constitution Bank that provides commercial and retail banking products and services in the central, coastal, and northeastern areas of New Jersey. The company offers deposit products, including interest bearing demand deposits, such as interest-bearing checking accounts, money market accounts, and NOW accounts; and non-interest bearing demand, savings, and time deposits. It also provides commercial loans, including term loans, lines of credit, and loans secured by equipment and receivables; secured and unsecured short-to-medium term commercial loans to businesses for working capital, business expansion, and the purchase of equipment and machinery; commercial real estate loans; and commercial construction financing to real estate developers for the acquisition, development, and construction of residential and commercial properties. In addition, the company offers residential first mortgage loans secured by owner-occupied property; construction loans; reverse mortgages; second mortgage home improvement loans; home equity lines of credit; and non-residential consumer loans for automobiles, recreation vehicles, and boats, as well as secured and unsecured personal loans, and deposit account secured loans, as well as online and mobile banking services. It serves corporations, individuals, partnerships, and other community organizations, as well as small businesses and not-for-profit organizations. As of February 2, 2021, the company operated 25 banking offices in Asbury Park, Cranbury, Fair Haven, Fort Lee, Freehold, Hamilton, Hightstown, Hillsborough, Hopewell, Jackson, Jamesburg, Lawrenceville, Little Silver, Long Branch, Manahawkin, Neptune City, Perth Amboy, Plainsboro, Princeton, Rocky Hill, Rumson, Shrewsbury and Toms River, and New Jersey. 1st Constitution Bancorp was founded in 1989 and is based in Cranbury, New Jersey.
| Metric | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 73.15M | 55.57M | 51.12M | 44.41M | 42.59M | 43.58M | 38.47M | 30.56M | 32.95M | 27.59M | 24.72M | 22.39M | 19.69M | 20.34M | 20.38M | 17.95M | 15.03M | 12.41M | 11.03M | 9.56M | 1.08M | 1.46M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 73.15M | 55.57M | 51.12M | 44.41M | 42.59M | 43.58M | 38.47M | 30.56M | 32.95M | 27.59M | 24.72M | 22.39M | 19.69M | 20.34M | 20.38M | 17.95M | 15.03M | 12.41M | 11.03M | 9.56M | 1.08M | 1.46M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 30.65M | 24.03M | 22.73M | 21.50M | 20.71M | 19.55M | 17.47M | 14.53M | 14.41M | 11.87M | 10.90M | 10.55M | 8.43M | 7.20M | 6.80M | 5.89M | 4.96M | 3.98M | 3.53M | 3.03M | 0.00 | 0.00 |
| Selling & Marketing | 124.00K | 302.00K | 280.00K | 225.00K | 240.00K | 282.00K | 302.00K | 294.66K | 185.74K | 0.00 | 0.00 | 0.00 | 246.88K | 106.86K | 258.01K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 30.78M | 24.33M | 23.01M | 21.72M | 20.95M | 19.83M | 17.77M | 14.83M | 14.59M | 11.87M | 10.90M | 10.55M | 8.67M | 7.30M | 7.06M | 5.89M | 4.96M | 3.98M | 3.53M | 3.03M | 0.00 | 0.00 |
| Other Expenses | -68.59M | -48.48M | -49.73M | -47.83M | -44.47M | -46.05M | -46.15M | -33.07M | -35.36M | -27.44M | -22.23M | -17.96M | -11.63M | -6.94M | -10.47M | -11.16M | -9.64M | -7.01M | -5.25M | -2.46M | 648.03K | -12.90K |
| Operating Expenses | -37.81M | -24.15M | -26.71M | -26.11M | -23.53M | -26.22M | -28.38M | -18.24M | -20.77M | -15.58M | -11.32M | -7.41M | -2.96M | 359.37K | -3.41M | -5.26M | -4.68M | -3.03M | -1.73M | 570.21K | 648.03K | -12.90K |
| Cost & Expenses | -37.81M | -24.15M | -26.71M | -26.11M | -23.53M | -26.22M | -28.38M | -18.24M | -20.77M | -15.58M | -11.32M | -7.41M | -2.96M | 359.37K | -3.41M | -5.26M | -4.68M | -3.03M | -1.73M | 570.21K | 648.03K | -12.90K |
| Interest Income | 69.15M | 60.09M | 51.47M | 41.66M | 40.86M | 40.95M | 37.36M | 28.99M | 32.84M | 29.86M | 29.30M | 30.14M | 29.12M | 30.37M | 27.31M | 21.33M | 17.02M | 14.39M | 14.31M | 14.80M | 7.17M | 5.63M |
| Interest Expense | 10.64M | 12.75M | 8.04M | 5.50M | 5.16M | 4.64M | 4.66M | 4.25M | 5.15M | 6.79M | 8.82M | 12.26M | 12.73M | 12.59M | 9.52M | 6.03M | 4.55M | 4.37M | 5.10M | 6.74M | 0.00 | 0.00 |
| Depreciation & Amortization | 2.05M | 1.44M | 1.39M | 1.38M | 1.42M | 2.39M | 1.73M | 1.07M | 1.17M | 1.06M | 648.39K | 628.41K | 786.40K | 761.84K | 669.24K | 662.95K | 735.27K | 1.52M | 838.07K | 276.96K | 0.00 | 0.00 |
| EBITDA | 37.39M | 32.87M | 25.80M | 19.68M | 20.48M | 19.75M | 11.82M | 13.39M | 13.36M | 13.07M | 14.04M | 15.60M | 17.52M | 21.46M | 17.63M | 13.35M | 11.08M | 10.90M | 10.14M | 10.41M | 1.73M | 1.45M |
| EBITDA Ratio | 51.12% | 59.15% | 50.46% | 44.31% | 48.09% | 45.32% | 30.73% | 43.81% | 40.53% | 47.38% | 56.81% | 69.69% | 88.97% | 105.51% | 86.53% | 74.36% | 73.72% | 87.78% | 91.95% | 108.86% | 159.91% | 99.12% |
| Operating Income | 35.34M | 31.43M | 24.41M | 18.30M | 19.07M | 17.36M | 10.09M | 12.32M | 12.18M | 12.01M | 13.39M | 14.97M | 16.73M | 20.70M | 16.96M | 12.68M | 10.34M | 9.38M | 9.31M | 10.13M | 1.73M | 1.45M |
| Operating Income Ratio | 48.31% | 56.55% | 47.74% | 41.20% | 44.77% | 39.84% | 26.22% | 40.31% | 36.97% | 43.54% | 54.19% | 66.88% | 84.97% | 101.77% | 83.25% | 70.67% | 68.83% | 75.55% | 84.35% | 105.96% | 159.91% | 99.12% |
| Total Other Income/Expenses | -10.64M | -12.75M | -8.04M | -5.50M | -5.16M | -4.64M | -4.66M | -4.25M | -5.15M | -6.79M | -8.82M | -12.26M | -12.73M | -12.59M | -9.52M | -6.03M | -4.55M | -4.37M | -5.10M | -6.74M | 0.00 | 0.00 |
| Income Before Tax | 24.69M | 18.67M | 16.37M | 12.80M | 13.91M | 12.73M | 5.43M | 8.07M | 7.03M | 5.22M | 4.57M | 2.72M | 4.00M | 8.11M | 7.45M | 6.65M | 5.80M | 5.01M | 4.21M | 3.39M | 0.00 | 0.00 |
| Income Before Tax Ratio | 33.76% | 33.60% | 32.01% | 28.82% | 32.65% | 29.20% | 14.11% | 26.39% | 21.34% | 18.93% | 18.51% | 12.14% | 20.31% | 39.86% | 36.54% | 37.08% | 38.58% | 40.32% | 38.13% | 35.45% | 0.00% | 0.00% |
| Income Tax Expense | 6.61M | 5.04M | 4.32M | 5.87M | 4.62M | 4.06M | 1.07M | 2.29M | 1.97M | 1.29M | 1.27M | 156.28K | 1.24M | 2.66M | 2.11M | 2.09M | 1.96M | 1.78M | 1.52M | 1.24M | -1.73M | -1.45M |
| Net Income | 18.09M | 13.63M | 12.05M | 6.93M | 9.29M | 8.66M | 4.36M | 5.78M | 5.06M | 3.93M | 3.31M | 2.56M | 2.76M | 5.44M | 5.33M | 4.56M | 3.84M | 3.23M | 2.69M | 2.15M | 1.73M | 1.45M |
| Net Income Ratio | 24.73% | 24.53% | 23.57% | 15.60% | 21.80% | 19.88% | 11.32% | 18.91% | 15.36% | 14.25% | 13.38% | 11.44% | 14.01% | 26.76% | 26.17% | 25.41% | 25.54% | 26.01% | 24.36% | 22.51% | 159.91% | 99.12% |
| EPS | 1.76 | 1.53 | 1.40 | 0.86 | 1.17 | 1.10 | 0.56 | 0.88 | 0.79 | 0.64 | 0.54 | 0.43 | 0.47 | 0.97 | 0.97 | 0.84 | 0.70 | 0.59 | 0.50 | 0.40 | 0.32 | 0.27 |
| EPS Diluted | 1.76 | 1.53 | 1.40 | 0.83 | 1.14 | 1.07 | 0.55 | 0.86 | 0.78 | 0.64 | 0.54 | 0.43 | 0.47 | 0.96 | 0.95 | 0.80 | 0.68 | 0.57 | 0.47 | 0.39 | 0.32 | 0.27 |
| Weighted Avg Shares Out | 10.26M | 8.93M | 8.59M | 8.05M | 7.96M | 7.90M | 7.74M | 6.59M | 6.38M | 6.14M | 6.10M | 5.99M | 5.90M | 5.59M | 5.48M | 5.46M | 5.45M | 5.44M | 5.39M | 5.38M | 5.42M | 5.42M |
| Weighted Avg Shares Out (Dil) | 10.26M | 8.93M | 8.59M | 8.31M | 8.18M | 8.08M | 7.88M | 6.73M | 6.49M | 6.18M | 6.13M | 6.01M | 5.93M | 5.66M | 5.63M | 5.67M | 5.67M | 5.71M | 5.68M | 5.58M | 5.42M | 5.42M |
1st Constitution Bancorp (FCCY) to Report Q3 Results: Wall Street Expects Earnings Growth
SHAREHOLDER ALERT: WeissLaw LLP Reminds STFR, SNR, LONE, and FCCY Shareholders About Its Ongoing Investigations
1st Constitution Bancorp (FCCY) Q2 Earnings Beat Estimates (Revised)
1st Constitution Bancorp (FCCY) Q2 Earnings Match Estimates
1ST Constitution Bancorp Reports a 39.6% Increase in Net Income for the Second Quarter of 2021 and Declares a Quarterly Dividend of $0.10 Per Share
1st Constitution Bancorp (FCCY) to Report Q2 Results: Wall Street Expects Earnings Growth
1st Constitution Bancorp (FCCY): Strong Industry, Solid Earnings Estimate Revisions
1ST CONSTITUTION INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of 1st Constitution Bancorp - FCCY
1ST CONSTITUTION INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of 1st Constitution Bancorp - FCCY
SHAREHOLDER ALERT: WeissLaw LLP Investigates 1st Constitution Bancorp
Source: https://incomestatements.info
Category: Stock Reports