See more : Gravity (India) Limited (GRAVITY.BO) Income Statement Analysis – Financial Results
Complete financial analysis of German American Bancorp, Inc. (GABC) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of German American Bancorp, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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German American Bancorp, Inc. (GABC)
About German American Bancorp, Inc.
German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 250.69M | 259.72M | 220.29M | 209.72M | 190.73M | 151.68M | 131.76M | 126.92M | 103.00M | 98.28M | 92.13M | 88.06M | 85.56M | 65.61M | 60.37M | 59.15M | 54.32M | 51.59M | 46.41M | 40.86M | 42.47M | 41.45M | 41.92M | 36.22M | 38.50M | 27.20M | 22.40M | 16.50M | 16.00M | 14.20M | 12.60M | 9.90M |
| Cost of Revenue | 19.57M | 23.44M | 19.64M | 16.23M | 15.42M | 12.79M | 9.40M | 9.84M | 7.67M | 7.64M | 7.01M | 6.97M | 5.80M | 5.15M | 4.99M | 4.55M | 5.80M | 4.99M | 4.18M | 4.21M | 3.85M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 231.12M | 236.28M | 200.65M | 193.49M | 175.31M | 138.89M | 122.36M | 117.08M | 95.33M | 90.63M | 85.12M | 81.09M | 79.76M | 60.47M | 55.38M | 54.59M | 48.52M | 46.60M | 42.23M | 36.65M | 38.62M | 41.45M | 41.92M | 36.22M | 38.50M | 27.20M | 22.40M | 16.50M | 16.00M | 14.20M | 12.60M | 9.90M |
| Gross Profit Ratio | 92.19% | 90.98% | 91.09% | 92.26% | 91.92% | 91.57% | 92.87% | 92.25% | 92.56% | 92.22% | 92.39% | 92.08% | 93.22% | 92.15% | 91.73% | 92.30% | 89.32% | 90.33% | 90.99% | 89.69% | 90.94% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 86.07M | 86.01M | 69.99M | 68.11M | 64.42M | 51.31M | 47.60M | 45.11M | 36.19M | 33.82M | 32.53M | 30.20M | 27.99M | 22.07M | 21.96M | 22.85M | 23.67M | 23.76M | 20.38M | 19.53M | 18.06M | 17.44M | 16.67M | 15.45M | 13.40M | 9.10M | 7.40M | 5.70M | 5.30M | 4.50M | 4.10M | 3.20M |
| Selling & Marketing | 4.86M | 4.42M | 4.20M | 3.59M | 4.23M | 3.49M | 3.54M | 2.66M | 3.67M | 1.98M | 1.86M | 1.71M | 1.53M | 1.26M | 993.00K | 1.08M | 957.00K | 940.00K | 784.00K | 888.00K | 853.00K | 738.00K | 1.01M | 870.00K | 900.00K | 600.00K | 500.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 119.26M | 90.42M | 74.19M | 68.11M | 68.65M | 51.31M | 51.14M | 47.77M | 39.86M | 35.80M | 34.40M | 31.92M | 27.99M | 22.07M | 21.96M | 23.93M | 24.62M | 24.70M | 21.16M | 20.42M | 18.92M | 18.18M | 17.68M | 16.32M | 14.30M | 9.70M | 7.90M | 5.70M | 5.30M | 4.50M | 4.10M | 3.20M |
| Other Expenses | 0.00 | -55.13M | -191.69M | -202.79M | -188.14M | -139.26M | -21.93M | -24.07M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -19.64M | -8.73M | -1.15M | -5.20M | -5.70M | -3.60M | -2.60M | -2.60M | -4.00M | -3.10M | -900.00K |
| Operating Expenses | 144.50M | 10.71M | -117.51M | -134.67M | -119.49M | -76.48M | 6.36M | 6.33M | 6.33M | 4.27M | 4.44M | 3.96M | 3.58M | 3.54M | 2.73M | 2.75M | 2.38M | 2.73M | 2.49M | 2.58M | 2.08M | -1.46M | 8.95M | 15.18M | 9.10M | 4.00M | 4.30M | 3.10M | 2.70M | 500.00K | 1.00M | 2.30M |
| Cost & Expenses | 144.50M | 10.71M | -117.51M | -134.67M | -119.49M | -76.48M | 15.76M | 16.17M | 14.00M | 11.91M | 11.45M | 10.93M | 9.38M | 8.69M | 7.73M | 7.30M | 8.18M | 7.71M | 6.67M | 6.79M | 5.93M | -1.46M | 8.95M | 15.18M | 9.10M | 4.00M | 4.30M | 3.10M | 2.70M | 500.00K | 1.00M | 2.30M |
| Interest Income | 256.66M | 218.93M | 170.38M | 174.37M | 176.47M | 133.75M | 111.03M | 103.37M | 81.62M | 80.39M | 75.67M | 77.16M | 80.16M | 64.19M | 63.74M | 67.85M | 72.26M | 63.59M | 50.20M | 47.71M | 50.62M | 60.49M | 71.07M | 79.32M | 68.00M | 45.70M | 37.50M | 28.30M | 27.30M | 22.10M | 20.50M | 17.60M |
| Interest Expense | 66.22M | 18.34M | 9.55M | 19.13M | 31.25M | 19.14M | 11.12M | 8.46M | 6.07M | 6.05M | 7.16M | 10.91M | 16.18M | 15.52M | 19.22M | 26.91M | 33.65M | 27.40M | 17.98M | 16.47M | 21.08M | 28.56M | 38.92M | 45.65M | 35.80M | 21.60M | 17.60M | 13.60M | 12.80M | 9.60M | 9.40M | 8.90M |
| Depreciation & Amortization | 9.56M | 10.36M | 8.53M | 9.53M | 9.49M | 6.49M | 4.88M | 4.84M | 790.00K | 1.25M | 1.42M | 1.66M | 5.14M | 3.72M | 3.69M | 3.36M | 3.14M | 3.09M | 2.87M | 3.24M | 5.38M | 4.75M | 3.28M | 2.47M | 2.60M | 1.40M | 1.20M | 900.00K | 200.00K | 600.00K | 800.00K | 300.00K |
| EBITDA | 113.06M | 109.29M | 111.56M | 84.47M | 80.73M | 62.24M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 45.10% | 46.68% | 47.90% | 40.28% | 39.30% | 53.65% | 51.62% | 48.78% | 50.49% | 52.17% | 52.63% | 57.15% | 57.62% | 58.33% | 64.83% | 82.36% | 92.59% | 86.64% | 73.06% | 68.39% | 84.54% | 107.95% | 129.16% | 148.73% | 130.39% | 119.85% | 124.55% | 124.24% | 118.13% | 107.75% | 114.29% | 126.26% |
| Operating Income | 109.32M | 117.52M | 102.79M | 75.04M | 71.24M | 75.20M | 2.64M | 4.80M | 4.52M | 2.02M | 2.00M | 1.96M | 1.45M | 1.74M | 2.11M | 3.20M | 2.82M | 2.38M | 2.69M | 2.07M | 1.56M | 39.99M | 50.87M | 51.39M | 47.60M | 31.20M | 26.70M | 19.60M | 18.70M | 14.70M | 13.60M | 12.20M |
| Operating Income Ratio | 43.61% | 45.25% | 46.66% | 35.78% | 37.35% | 49.58% | 2.00% | 3.78% | 4.38% | 2.05% | 2.17% | 2.22% | 1.70% | 2.65% | 3.49% | 5.42% | 5.19% | 4.62% | 5.79% | 5.08% | 3.66% | 96.48% | 121.35% | 141.91% | 123.64% | 114.71% | 119.20% | 118.79% | 116.88% | 103.52% | 107.94% | 123.23% |
| Total Other Income/Expenses | -5.67M | -17.70M | -4.15M | -4.28M | -4.25M | -6.53M | -1.90M | -4.27M | -1.93M | -2.37M | -2.47M | -2.77M | 0.00 | 0.00 | 14.12M | 15.24M | 10.69M | 11.82M | 10.37M | 6.16M | 7.88M | -28.56M | -38.92M | -45.65M | -35.80M | -21.60M | -17.60M | -13.60M | -12.80M | -9.60M | -9.60M | -8.90M |
| Income Before Tax | 103.65M | 99.18M | 102.79M | 75.04M | 71.24M | 56.06M | 52.21M | 49.13M | 41.67M | 40.41M | 36.88M | 34.72M | 27.98M | 19.03M | 16.23M | 18.44M | 13.51M | 14.21M | 13.06M | 8.24M | 9.44M | 11.43M | 11.96M | 5.75M | 11.80M | 9.60M | 9.10M | 6.00M | 5.90M | 5.10M | 4.00M | 3.30M |
| Income Before Tax Ratio | 41.34% | 38.19% | 46.66% | 35.78% | 37.35% | 36.96% | 39.62% | 38.71% | 40.46% | 41.12% | 40.03% | 39.43% | 32.70% | 29.00% | 26.88% | 31.18% | 24.87% | 27.54% | 28.13% | 20.15% | 22.23% | 27.58% | 28.52% | 15.87% | 30.65% | 35.29% | 40.63% | 36.36% | 36.88% | 35.92% | 31.75% | 33.33% |
| Income Tax Expense | 17.76M | 17.35M | 18.65M | 12.83M | 12.02M | 9.53M | 11.53M | 13.95M | 11.61M | 12.07M | 11.46M | 10.67M | 7.73M | 5.62M | 4.01M | 5.64M | 4.10M | 3.98M | 3.34M | 996.00K | 1.27M | 1.99M | 2.76M | 459.00K | 3.00M | 2.90M | 3.00M | 1.90M | 1.90M | 1.60M | 1.30M | 1.00M |
| Net Income | 85.89M | 81.83M | 84.14M | 62.21M | 59.22M | 46.53M | 40.68M | 35.18M | 30.06M | 28.34M | 25.41M | 24.06M | 20.25M | 13.41M | 12.22M | 12.80M | 9.41M | 10.22M | 9.72M | 7.24M | 8.17M | 9.44M | 9.19M | 5.29M | 8.80M | 6.70M | 6.10M | 4.10M | 4.00M | 3.50M | 2.90M | 2.30M |
| Net Income Ratio | 34.26% | 31.51% | 38.19% | 29.66% | 31.05% | 30.68% | 30.87% | 27.72% | 29.19% | 28.84% | 27.58% | 27.32% | 23.67% | 20.43% | 20.24% | 21.65% | 17.31% | 19.81% | 20.95% | 17.72% | 19.23% | 22.78% | 21.93% | 14.60% | 22.86% | 24.63% | 27.23% | 24.85% | 25.00% | 24.65% | 23.02% | 23.23% |
| EPS | 2.91 | 2.78 | 3.17 | 2.34 | 2.29 | 1.99 | 1.77 | 1.57 | 1.51 | 1.43 | 1.33 | 1.27 | 1.07 | 0.81 | 0.73 | 0.77 | 0.57 | 0.62 | 0.59 | 0.44 | 0.49 | 0.53 | 0.50 | 0.29 | 0.48 | 0.37 | 0.32 | 0.16 | 0.50 | 0.13 | 0.11 | 0.09 |
| EPS Diluted | 2.91 | 2.78 | 3.17 | 2.34 | 2.29 | 1.99 | 1.77 | 1.57 | 1.51 | 1.43 | 1.32 | 1.27 | 1.07 | 0.81 | 0.73 | 0.77 | 0.57 | 0.62 | 0.59 | 0.44 | 0.49 | 0.52 | 0.50 | 0.29 | 0.48 | 0.37 | 0.32 | 0.16 | 0.50 | 0.13 | 0.11 | 0.09 |
| Weighted Avg Shares Out | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M | 19.88M | 19.80M | 19.18M | 18.93M | 18.87M | 16.65M | 16.60M | 16.54M | 16.51M | 16.49M | 16.34M | 16.37M | 16.77M | 18.01M | 18.32M | 18.36M | 19.38M | 24.81M | 10.75M | 8.12M | 8.06M | 8.13M | 7.59M | 5.37M |
| Weighted Avg Shares Out (Dil) | 29.56M | 29.46M | 26.54M | 26.54M | 25.82M | 23.38M | 22.92M | 22.39M | 19.89M | 19.83M | 19.21M | 18.96M | 18.88M | 16.66M | 16.60M | 16.54M | 16.54M | 16.51M | 16.35M | 16.42M | 16.83M | 18.06M | 18.32M | 18.36M | 20.32M | 24.86M | 10.75M | 8.12M | 8.06M | 8.13M | 7.59M | 5.37M |
STOCKHOLDER ALERT: The M&A Class Action Firm Investigates the Merger of German American Bancorp, Inc. – GABC
NEW YORK, Nov. 06, 2024 (GLOBE NEWSWIRE) -- Monteverde & Associates PC (the “M&A Class Action Firm”), has recovered money for shareholders and is recognized as a Top 50 Firm in the 2018-2022 ISS Securities Class Action Services Report. We are...
German American Bancorp: Not Much Upside Ahead
German American Bancorp, Inc.'s upside potential is limited due to expected lower interest rates impacting net interest income. The bank's loan book is heavily exposed to commercial real estate and agricultural loans, with moderate interest rate sensitivity. Despite good credit...
Here's What Key Metrics Tell Us About German American Bancorp (GABC) Q3 Earnings
The headline numbers for German American Bancorp (GABC) give insight into how the company performed in the quarter ended September 2024, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago...
German American Bancorp (GABC) Q3 Earnings Surpass Estimates
German American Bancorp (GABC) came out with quarterly earnings of $0.71 per share, beating the Zacks Consensus Estimate of $0.70 per share. This compares to earnings of $0.73 per share a year ago.
German American Bancorp, Inc. (GABC) Reports Solid Third Quarter 2024 Earnings
JASPER, Ind.--(BUSINESS WIRE)--German American Bancorp, Inc. (Nasdaq: GABC) reported solid third quarter earnings of $21.0 million, or $0.71 per share. This level of quarterly earnings reflected a linked quarter increase of $0.5 million, or approximately 3% on a per share...
GERMAN AMERICAN BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Merger of German American Bancorp, Inc. - GABC
NEW ORLEANS--(BUSINESS WIRE)--Former Attorney General of Louisiana Charles C. Foti, Jr., Esq. and the law firm of Kahn Swick & Foti, LLC (“KSF”) are investigating the proposed merger of German American Bancorp, Inc. (NasdaqGS: GABC) (the “Company”) and Heartland BancCorp...
GABC Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of German American Bancorp, Inc. Is Fair to Shareholders
NEW YORK--(BUSINESS WIRE)--Halper Sadeh LLC, an investor rights law firm, is investigating whether the merger of German American Bancorp, Inc. (NASDAQ: GABC) and Heartland BancCorp is fair to German American shareholders. Based on the number of Heartland common shares expected...
5 Reasons to Add German American (GABC) Stock to Your Portfolio
German American (GABC) stock looks like an attractive investment option now, supported by strength in its fundamentals and decent growth prospects.
Here's Why German American Bancorp (GABC) Could be Great Choice for a Bottom Fisher
German American Bancorp (GABC) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates...
Are You Looking for a Top Momentum Pick? Why German American Bancorp (GABC) is a Great Choice
Does German American Bancorp (GABC) have what it takes to be a top stock pick for momentum investors? Let's find out.
Source: https://incomestatements.info
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