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Complete financial analysis of PSB Holdings, Inc. (PSBQ) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of PSB Holdings, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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PSB Holdings, Inc. (PSBQ)
About PSB Holdings, Inc.
PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. As of January 28, 2022, it operated ten full-service banking locations in Marathon, Oneida, Vilas, Milwaukee, and Waukesha counties, Wisconsin; and a loan production office in Stevens Point, Wisconsin. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45.46M | 47.45M | 48.19M | 43.38M | 38.86M | 35.34M | 33.16M | 31.92M | 29.62M | 27.59M | 26.50M | 25.30M | 24.89M | 24.46M | 22.53M | 17.61M | 17.84M | 17.05M | 17.58M | 17.21M | 17.29M | 15.69M | 13.02M | 10.85M | 10.34M |
| Cost of Revenue | -22.85M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 68.31M | 47.45M | 48.19M | 43.38M | 38.86M | 35.34M | 33.16M | 31.92M | 29.62M | 27.59M | 26.50M | 25.30M | 24.89M | 24.46M | 22.53M | 17.61M | 17.84M | 17.05M | 17.58M | 17.21M | 17.29M | 15.69M | 13.02M | 10.85M | 10.34M |
| Gross Profit Ratio | 150.26% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 18.65M | 17.94M | 16.14M | 14.01M | 13.65M | 13.19M | 12.46M | 12.15M | 11.56M | 10.40M | 9.52M | 9.63M | 10.22M | 10.42M | 9.40M | 6.84M | 6.92M | 7.06M | 6.61M | 6.19M | 5.95M | 4.93M | 4.42M | 3.84M | 3.62M |
| Selling & Marketing | 733.00K | 690.00K | 755.00K | 484.00K | 509.00K | 420.00K | 454.00K | 371.00K | 363.00K | 376.00K | 335.00K | 327.00K | 291.00K | 355.00K | 355.00K | 336.00K | 367.00K | 273.00K | 287.00K | 263.00K | 172.00K | 318.51K | 306.79K | 211.07K | 222.44K |
| SG&A | 26.61M | 18.63M | 16.90M | 14.50M | 14.15M | 13.61M | 12.91M | 12.52M | 11.92M | 10.78M | 9.86M | 9.96M | 10.52M | 10.78M | 9.75M | 7.18M | 7.29M | 7.33M | 6.90M | 6.45M | 6.12M | 5.25M | 4.73M | 4.05M | 3.84M |
| Other Expenses | 0.00 | -41.96M | -48.17M | -43.90M | -38.22M | -31.69M | -29.11M | -28.12M | -26.38M | -29.03M | -29.95M | -26.71M | -18.93M | -28.50M | -28.28M | -20.65M | -19.72M | -19.53M | -18.10M | -18.28M | -16.31M | -14.58M | -12.93M | -11.13M | -1.93M |
| Operating Expenses | 26.61M | -23.33M | -31.28M | -29.41M | -24.07M | -15.52M | -16.19M | -15.59M | -14.45M | -18.25M | -20.09M | -16.75M | -8.41M | -17.72M | -18.53M | -13.47M | -12.43M | -12.20M | -11.20M | -11.83M | -10.19M | -9.34M | -8.21M | -7.07M | 1.92M |
| Cost & Expenses | 26.61M | -23.33M | -31.28M | -29.41M | -24.07M | -15.52M | -16.19M | -15.59M | -14.45M | -18.25M | -20.09M | -16.75M | -8.41M | -17.72M | -18.53M | -13.47M | -12.43M | -12.20M | -11.20M | -11.83M | -10.19M | -9.34M | -8.21M | -7.07M | 1.92M |
| Interest Income | 61.54M | 46.19M | 42.09M | 37.61M | 39.53M | 35.19M | 31.59M | 28.92M | 27.37M | 26.62M | 26.82M | 27.24M | 28.24M | 29.63M | 29.40M | 29.91M | 31.56M | 29.51M | 25.76M | 22.20M | 21.05M | 21.92M | 23.43M | 21.94M | 17.67M |
| Interest Expense | 22.85M | 6.19M | 3.49M | 5.74M | 8.25M | 6.36M | 4.42M | 3.92M | 3.69M | 4.49M | 5.51M | 7.09M | 8.76M | 10.57M | 12.46M | 15.50M | 17.42M | 15.74M | 11.66M | 8.11M | 7.87M | 9.27M | 12.47M | 12.54M | 8.60M |
| Depreciation & Amortization | 1.36M | 1.27M | 1.09M | 837.00K | 843.00K | 863.00K | 2.42M | 787.00K | 2.48M | 2.26M | 2.52M | 2.60M | 2.33M | 2.13M | 1.95M | 1.65M | 1.49M | 1.66M | 1.68M | 1.30M | 1.76M | 859.15K | 582.70K | 570.56K | 554.06K |
| EBITDA | 13.02M | 19.20M | 18.00M | 14.81M | 15.64M | 14.32M | 12.55M | 13.19M | 13.00M | 0.00 | 0.00 | 11.22M | 10.06M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 6.68M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 28.65% | 58.02% | 36.79% | 38.80% | 44.46% | 63.10% | 58.46% | 58.82% | 59.57% | 58.33% | 54.47% | 72.10% | 75.57% | 79.45% | 81.70% | 120.86% | 136.32% | 130.53% | 112.14% | 85.95% | 96.80% | 105.07% | 137.20% | 155.65% | 123.90% |
| Operating Income | 17.70M | 24.12M | 16.91M | 13.97M | 14.80M | 19.82M | 16.97M | 16.33M | 15.17M | 9.35M | 6.41M | 8.54M | 16.48M | 6.74M | 4.00M | 4.14M | 5.41M | 4.85M | 6.38M | 5.38M | 7.11M | 6.35M | 4.82M | 3.77M | 12.25M |
| Operating Income Ratio | 38.93% | 50.83% | 35.09% | 32.21% | 38.08% | 56.09% | 51.17% | 51.15% | 51.21% | 33.87% | 24.18% | 33.77% | 66.21% | 27.56% | 17.75% | 23.50% | 30.31% | 28.45% | 36.28% | 31.27% | 41.09% | 40.49% | 37.00% | 34.77% | 118.54% |
| Total Other Income/Expenses | -3.28M | -3.90M | -5.51M | -3.54M | -3.64M | -2.80M | -2.97M | -2.53M | -3.41M | -523.00K | -1.18M | -624.00K | 47.00K | -26.00K | -92.00K | -1.01M | 13.00K | 390.00K | 80.00K | -379.00K | 0.00 | 0.00 | 0.00 | 0.00 | -8.60M |
| Income Before Tax | 14.41M | 17.93M | 16.91M | 13.97M | 14.80M | 13.46M | 12.55M | 12.41M | 11.48M | 9.35M | 6.41M | 8.54M | 7.73M | 6.74M | 4.00M | 4.14M | 5.41M | 4.85M | 6.38M | 5.38M | 7.11M | 6.35M | 4.82M | 3.77M | 3.66M |
| Income Before Tax Ratio | 31.71% | 37.79% | 35.09% | 32.21% | 38.08% | 38.09% | 37.85% | 38.87% | 38.75% | 33.87% | 24.18% | 33.77% | 31.04% | 27.56% | 17.75% | 23.50% | 30.31% | 28.45% | 36.28% | 31.27% | 41.09% | 40.49% | 37.00% | 34.77% | 35.37% |
| Income Tax Expense | 4.85M | 4.29M | 4.09M | 3.28M | 3.55M | 3.15M | 5.37M | 3.97M | 3.73M | 2.91M | 1.66M | 2.54M | 2.42M | 1.99M | 882.00K | 839.00K | 1.27M | 1.42M | 2.04M | 1.86M | 2.30M | 1.99M | 1.45M | 1.10M | 1.07M |
| Net Income | 9.57M | 13.64M | 12.82M | 10.69M | 11.25M | 10.31M | 7.19M | 8.44M | 7.75M | 6.44M | 4.74M | 6.01M | 5.31M | 4.75M | 3.12M | 3.30M | 4.14M | 3.43M | 4.34M | 3.53M | 4.81M | 4.36M | 3.37M | 2.67M | 2.59M |
| Net Income Ratio | 21.05% | 28.74% | 26.60% | 24.64% | 28.94% | 29.18% | 21.67% | 26.43% | 26.16% | 23.34% | 17.90% | 23.75% | 21.31% | 19.43% | 13.83% | 18.74% | 23.21% | 20.10% | 24.69% | 20.49% | 27.79% | 27.82% | 25.84% | 24.61% | 25.04% |
| EPS | 2.16 | 3.07 | 2.88 | 2.40 | 2.51 | 2.29 | 1.58 | 1.83 | 1.61 | 1.30 | 0.96 | 1.20 | 1.07 | 0.96 | 0.63 | 0.68 | 0.84 | 0.66 | 0.80 | 0.65 | 0.88 | 0.79 | 0.30 | 0.23 | 0.22 |
| EPS Diluted | 2.16 | 3.07 | 2.88 | 2.40 | 2.51 | 2.29 | 1.58 | 1.83 | 1.61 | 1.30 | 0.96 | 1.20 | 1.07 | 0.96 | 0.63 | 0.68 | 0.84 | 0.66 | 0.80 | 0.64 | 0.87 | 0.79 | 0.30 | 0.23 | 0.22 |
| Weighted Avg Shares Out | 4.21M | 4.41M | 4.45M | 4.46M | 4.48M | 4.50M | 4.56M | 4.62M | 4.81M | 4.95M | 4.96M | 4.99M | 4.96M | 4.93M | 4.91M | 4.88M | 4.93M | 5.18M | 5.40M | 5.43M | 5.48M | 5.54M | 11.11M | 11.36M | 11.69M |
| Weighted Avg Shares Out (Dil) | 4.21M | 4.42M | 4.45M | 4.46M | 4.48M | 4.50M | 4.56M | 4.62M | 4.81M | 4.95M | 4.96M | 4.99M | 4.96M | 4.93M | 4.91M | 4.88M | 4.95M | 5.21M | 5.43M | 5.48M | 5.52M | 5.55M | 11.11M | 11.36M | 11.69M |
PSB Holdings, Inc. Reports Earnings of $0.69 per Share for Q3 2024; Net Interest Margin and Tangible Book Value Increase; Asset Quality Improves
WAUSAU, Wis., Oct. 28, 2024 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin reported third quarter earnings ending September 30, 2024 of $0.69 per common share...
PSB Holdings, Inc. Reports Second Quarter 2024 Earnings of $0.56 Per Share, Net Interest Margin and Tangible Book Value Increase
WAUSAU, Wis., July 22, 2024 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin reported second quarter earnings ending June 30, 2024 of $0.56 per common share...
PSB Holdings, Inc. announces semi-annual cash dividend of $0.32 per share
WAUSAU, Wis., June 25, 2024 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (OTCQX: PSBQ), parent company of Peoples State Bank, is pleased to announce that on June 18, 2024, its Board of Directors declared a regular semi-annual cash dividend of $0.32...
PSB Holdings, Inc. Reports First Quarter 2024 Earnings of $0.39 Per Share, Tangible Net Book Value Per Share Up 8% In Past Year
WAUSAU, Wis., April 22, 2024 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin reported first quarter earnings ending March 31, 2024 of $0.39 per common share...
PSB Holdings, Inc. Reports Fourth Quarter 2023 Earnings of $0.55 Per Share; Capital Up 6.2% From Prior Quarter
WAUSAU, Wis., Jan. 24, 2024 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin reported fourth quarter earnings ending December 31, 2023 of $0.55 per common share...
PSB Holdings, Inc. announces semi-annual cash dividend of $0.30 per share
WAUSAU, Wis., Dec. 20, 2023 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (OTCQX: PSBQ), parent company of Peoples State Bank, is pleased to announce that on December 19, 2023, its Board of Directors declared a regular semi-annual cash dividend of $0.30...
PSB Holdings, Inc to Participate in the DA Davidson Bison Select Bank Conference
WAUSAU, Wis., Dec. 06, 2023 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin today announced that Scott Cattanach, President and CEO, Jessica Barnes, CFO and Pat...
PSB Holdings, Inc. Reports Third Quarter 2023 Earnings of $0.29 Per Share; Loan Growth Up 4.7% From Prior Quarter and 17.2% From Prior Year
WAUSAU, Wis., Oct. 25, 2023 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin reported third quarter earnings ending September 30, 2023 of $0.29 per common share...
PSB Holdings, Inc. Reports Second Quarter 2023 Earnings of $0.64 Per Share; Loan Growth Up 7.7% From Prior Quarter; New Branch in Stevens Point Opened
WAUSAU, Wis., July 24, 2023 (GLOBE NEWSWIRE) -- PSB Holdings, Inc. (“PSB”) (OTCQX: PSBQ), the holding company for Peoples State Bank (“Peoples”) serving Northcentral and Southeastern Wisconsin reported second quarter earnings ending June 30, 2023 of $0.64 per common share...
SHAREHOLDER INVESTIGATION: Halper Sadeh LLP Investigates PSB, FSI, TWTR
NEW YORK , April 26, 2022 /PRNewswire/ -- Halper Sadeh LLP, an investor rights law firm, is investigating the following companies for potential violations of the federal securities laws and/or breaches of fiduciary duties to shareholders relating to: PS Business Parks,...
Source: https://incomestatements.info
Category: Stock Reports