See more : Big Tech 50 R&D-Limited Partnership (BIGT.TA) Income Statement Analysis – Financial Results
Complete financial analysis of Old Point Financial Corporation (OPOF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Old Point Financial Corporation, a leading company in the Banks – Regional industry within the Financial Services sector.
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Old Point Financial Corporation (OPOF)
About Old Point Financial Corporation
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. It also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, multi-family and second mortgages, and equity lines of credit; and other loans, as well as cash management services. In addition, the company offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products and wealth management services. It operates 14 branches in the Hampton Roads localities of Hampton, Newport News, Norfolk, Virginia Beach, Chesapeake, Williamsburg/James City County, York County, and Isle of Wight County; a loan production office in Richmond, Virginia; and a mortgage loan origination office in Charlotte, North Carolina. The company was founded in 1922 and is headquartered in Hampton, Virginia.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 | 1993 | 1992 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 59.47M | 55.72M | 53.68M | 48.50M | 47.90M | 46.56M | 43.43M | 40.33M | 39.80M | 39.08M | 37.92M | 41.77M | 41.73M | 43.55M | 39.97M | 40.22M | 38.16M | 36.02M | 34.53M | 33.81M | 30.99M | 29.30M | 25.49M | 22.62M | 21.01M | 5.56M | 4.87M | 4.74M | 4.67M | 4.19M | 4.27M | 6.35M |
| Cost of Revenue | -3.02M | 3.73M | 3.63M | 3.37M | 2.65M | 2.49M | 2.77M | 2.36M | 1.62M | 2.04M | 0.00 | 0.00 | 0.00 | 1.83M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 62.49M | 51.99M | 50.05M | 45.13M | 45.24M | 44.07M | 40.66M | 37.97M | 38.18M | 37.04M | 37.92M | 41.77M | 41.73M | 41.72M | 39.97M | 40.22M | 38.16M | 36.02M | 34.53M | 33.81M | 30.99M | 29.30M | 25.49M | 22.62M | 21.01M | 5.56M | 4.87M | 4.74M | 4.67M | 4.19M | 4.27M | 6.35M |
| Gross Profit Ratio | 105.08% | 93.31% | 93.24% | 93.05% | 94.46% | 94.66% | 93.63% | 94.16% | 95.94% | 94.78% | 100.00% | 100.00% | 100.00% | 95.81% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 31.43M | 28.05M | 26.08M | 26.17M | 24.82M | 24.03M | 25.49M | 21.31M | 22.67M | 22.20M | 21.36M | 22.46M | 23.43M | 23.41M | 22.53M | 17.04M | 15.93M | 15.19M | 14.38M | 13.20M | 12.11M | 11.08M | 10.12M | 9.34M | 8.68M | 7.80M | 7.67M | 7.41M | 7.18M | 7.05M | 6.81M | 5.95M |
| Selling & Marketing | 13.11M | 473.00K | 370.00K | 381.00K | 552.00K | 611.00K | 575.00K | 612.00K | 584.00K | 822.00K | 809.00K | 758.00K | 1.36M | 1.49M | 1.42M | 773.00K | 724.00K | 775.00K | 748.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 44.54M | 28.05M | 26.08M | 26.17M | 24.82M | 24.03M | 25.49M | 21.31M | 22.67M | 22.20M | 21.36M | 22.46M | 24.78M | 24.90M | 23.94M | 17.81M | 16.66M | 15.97M | 15.13M | 13.20M | 12.11M | 11.08M | 10.12M | 9.34M | 8.68M | 7.80M | 7.67M | 7.41M | 7.18M | 7.05M | 6.81M | 5.95M |
| Other Expenses | 0.00 | -13.03M | -70.02M | -68.76M | -63.77M | -62.56M | -8.33M | -7.91M | 0.00 | 0.00 | -59.06M | -63.72M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -46.67M | -23.06M | -19.11M | -12.01M | -8.91M | -9.79M | 5.52M | 3.67M | 2.71M | 822.00K | 297.00K | -454.00K | -193.00K |
| Operating Expenses | 44.54M | 43.58M | -43.94M | -42.59M | -38.96M | -35.99M | 30.02M | 26.87M | 28.23M | 28.07M | -37.70M | -41.26M | 448.00K | 654.00K | 619.00K | 773.00K | 724.00K | 775.00K | 748.00K | -33.47M | -10.95M | -8.04M | -1.89M | 425.00K | -1.11M | 13.31M | 11.34M | 10.11M | 8.00M | 7.35M | 6.35M | 5.76M |
| Cost & Expenses | 44.54M | 47.31M | -43.94M | -42.59M | -38.96M | -35.99M | 32.78M | 29.23M | 29.84M | 30.11M | -37.70M | -41.26M | 448.00K | 2.48M | 619.00K | 773.00K | 724.00K | 775.00K | 748.00K | -33.47M | -10.95M | -8.04M | -1.89M | 425.00K | -1.11M | 13.31M | 11.34M | 10.11M | 8.00M | 7.35M | 6.35M | 5.76M |
| Interest Income | 66.30M | 47.96M | 42.18M | 39.88M | 40.02M | 37.97M | 32.78M | 29.71M | 30.16M | 30.16M | 29.73M | 32.48M | 36.19M | 40.84M | 41.26M | 46.50M | 49.02M | 44.89M | 36.49M | 33.64M | 33.17M | 34.11M | 35.11M | 33.64M | 29.48M | 27.81M | 25.24M | 23.38M | 21.53M | 19.23M | 19.11M | 20.99M |
| Interest Expense | 18.43M | 3.61M | 3.46M | 5.29M | 6.42M | 4.97M | 3.01M | 2.57M | 3.63M | 3.85M | 4.68M | 5.77M | 6.72M | 9.98M | 14.32M | 19.01M | 23.35M | 20.28M | 12.32M | 9.25M | 9.64M | 11.96M | 16.16M | 16.71M | 13.86M | 12.70M | 10.68M | 10.09M | 9.53M | 7.63M | 7.74M | 10.00M |
| Depreciation & Amortization | 2.58M | 2.42M | 2.44M | 2.53M | 2.54M | 2.47M | 2.74M | 2.73M | 2.54M | 2.28M | 1.95M | 1.88M | 1.82M | 1.94M | 1.85M | 1.77M | 1.69M | 1.54M | 1.39M | 1.30M | 1.37M | 1.44M | 1.48M | 1.38M | 1.25M | 990.00K | 941.00K | 883.00K | 768.00K | 884.00K | 919.00K | 704.00K |
| EBITDA | 0.00 | 730.00K | 358.00K | 219.00K | 235.00K | 151.00K | 151.00K | 597.00K | 453.00K | 180.00K | 214.00K | 0.00 | 6.17M | 3.64M | 7.19M | 11.21M | 12.82M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 25.46% | 22.68% | 17.39% | 23.97% | 27.14% | 12.96% | 22.95% | 24.78% | 26.71% | 26.75% | 30.74% | 30.87% | 31.27% | 45.21% | 75.13% | 94.80% | 87.31% | 68.36% | 66.07% | 69.08% | 77.48% | 98.36% | 107.96% | 100.67% | 357.18% | 351.93% | 332.14% | 287.75% | 296.58% | 270.22% | 201.78% |
| Operating Income | 14.93M | 11.76M | 9.74M | 5.91M | 8.94M | 10.17M | 151.00K | 597.00K | 453.00K | 180.00K | 214.00K | 506.00K | 325.00K | 449.00K | 401.00K | 236.00K | 486.00K | 539.00K | 522.00K | 346.00K | 20.04M | 21.26M | 23.60M | 23.05M | 19.90M | 18.87M | 16.21M | 14.85M | 12.67M | 11.53M | 10.63M | 12.11M |
| Operating Income Ratio | 25.10% | 21.11% | 18.14% | 12.19% | 18.67% | 21.84% | 0.35% | 1.48% | 1.14% | 0.46% | 0.56% | 1.21% | 0.78% | 1.03% | 1.00% | 0.59% | 1.27% | 1.50% | 1.51% | 1.02% | 64.66% | 72.57% | 92.57% | 101.88% | 94.73% | 339.38% | 332.62% | 313.49% | 271.31% | 275.47% | 248.71% | 190.70% |
| Total Other Income/Expenses | -5.87M | -5.11M | 9.38M | -5.43M | 8.71M | -4.92M | -2.74M | -4.37M | -4.80M | -4.12M | -4.63M | 4.68M | -2.14M | -2.39M | -5.70M | -2.00M | -2.17M | 0.00 | 0.00 | 0.00 | -9.64M | -11.96M | -16.16M | -16.71M | -13.86M | -12.70M | -10.68M | -10.09M | -9.53M | -7.63M | -7.74M | -10.00M |
| Income Before Tax | 9.06M | 10.58M | 9.74M | 5.91M | 8.94M | 5.20M | -126.00K | 3.75M | 3.69M | 4.31M | 3.51M | 5.18M | 4.35M | 1.70M | 1.89M | 9.44M | 11.14M | 9.63M | 9.90M | 11.79M | 10.40M | 9.31M | 7.44M | 6.34M | 6.04M | 6.17M | 5.53M | 4.75M | 3.14M | 3.91M | 2.88M | 2.11M |
| Income Before Tax Ratio | 15.24% | 18.99% | 18.14% | 12.19% | 18.67% | 11.16% | -0.29% | 9.30% | 9.27% | 11.03% | 9.26% | 12.41% | 10.43% | 3.89% | 4.74% | 23.48% | 29.18% | 26.75% | 28.66% | 34.87% | 33.54% | 31.77% | 29.20% | 28.03% | 28.74% | 111.01% | 113.48% | 100.38% | 67.22% | 93.36% | 67.46% | 33.28% |
| Income Tax Expense | 1.33M | 1.47M | 1.30M | 521.00K | 1.08M | 279.00K | -97.00K | 82.00K | 54.00K | 196.00K | 348.00K | 995.00K | 1.06M | 149.00K | 211.00K | 2.65M | 3.17M | 2.61M | 2.63M | 3.21M | 2.57M | 2.26M | 1.73M | 1.21M | 1.22M | 1.54M | 1.44M | 1.31M | 797.00K | 1.14M | 667.00K | 376.00K |
| Net Income | 7.73M | 9.11M | 8.44M | 5.39M | 7.86M | 4.92M | -29.00K | 3.67M | 3.63M | 4.12M | 3.16M | 4.19M | 3.29M | 1.55M | 1.68M | 6.79M | 7.97M | 7.02M | 7.27M | 8.58M | 7.83M | 7.05M | 5.71M | 5.13M | 4.82M | 4.64M | 4.09M | 3.45M | 2.34M | 2.77M | 2.22M | 1.74M |
| Net Income Ratio | 13.00% | 16.35% | 15.72% | 11.11% | 16.41% | 10.57% | -0.07% | 9.10% | 9.13% | 10.53% | 8.34% | 10.03% | 7.88% | 3.55% | 4.21% | 16.88% | 20.88% | 19.50% | 21.05% | 25.38% | 25.25% | 24.07% | 22.40% | 22.69% | 22.95% | 83.37% | 83.91% | 72.74% | 50.15% | 66.23% | 51.85% | 27.36% |
| EPS | 1.54 | 1.80 | 1.61 | 1.03 | 1.51 | 0.96 | -0.01 | 0.77 | 0.73 | 0.83 | 0.64 | 0.84 | 0.66 | 0.31 | 0.34 | 1.39 | 1.61 | 1.41 | 1.45 | 1.72 | 1.58 | 1.44 | 1.18 | 1.06 | 1.00 | 0.96 | 0.85 | 1.45 | 0.98 | 1.17 | 0.94 | 0.75 |
| EPS Diluted | 1.54 | 1.80 | 1.61 | 1.03 | 1.51 | 0.96 | -0.01 | 0.77 | 0.73 | 0.83 | 0.64 | 0.84 | 0.66 | 0.31 | 0.34 | 1.38 | 1.59 | 1.39 | 1.42 | 1.68 | 1.54 | 1.42 | 1.17 | 1.06 | 0.99 | 0.95 | 0.85 | 1.45 | 0.98 | 1.17 | 0.94 | 0.75 |
| Weighted Avg Shares Out | 5.03M | 5.07M | 5.24M | 5.22M | 5.20M | 5.14M | 4.99M | 4.96M | 4.96M | 4.96M | 4.96M | 4.96M | 4.95M | 4.93M | 4.91M | 4.90M | 4.96M | 4.99M | 5.02M | 5.00M | 4.95M | 4.89M | 4.86M | 4.86M | 4.84M | 4.82M | 4.80M | 2.39M | 2.39M | 2.36M | 2.34M | 2.31M |
| Weighted Avg Shares Out (Dil) | 5.03M | 5.07M | 5.24M | 5.22M | 5.20M | 5.14M | 4.99M | 4.96M | 4.96M | 4.96M | 4.96M | 4.96M | 4.95M | 4.93M | 4.94M | 4.94M | 5.00M | 5.06M | 5.12M | 5.11M | 5.10M | 4.99M | 4.90M | 4.94M | 4.85M | 4.87M | 4.83M | 2.39M | 2.39M | 2.36M | 2.34M | 2.31M |
PHOTO RELEASE — Ingalls Shipbuilding Extends Full-Time Job Offers to 60 High School Seniors
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Ministers show how world beating they are all over again | John Crace
From Hancock being forced to bin the test and trace app to Raab’s BLM gaffe, who can rival the cabinet for incompetence?
First people to get coronavirus vaccine confirmed
Health Secretary Matt Hancock outlined the plans
Matt Hancock blames Apple for app failure and claims there was plan b all along
The Health Secretary claimed his team had "backed both horses" and had been working on a 'plan b' app since the beginning - but in May the Department of Health told the Mirror there was "no alternative app"
Matt Hancock on dropping coronavirus app in favour of Apple and Google model
The government plans to switch the contact-tracing app in shock U-turn
Government defends dropping coronavirus app in favour of Apple and Google model
The government plans to switch the contact-tracing app in shock U-turn
In major U-turn, UK agrees to adopt Apple-Google contact-tracing API
Despite originally deciding to build its own centralised app, the UK will now embrace the contact-tracing API put forward by Apple and Google.
Ditched Government coronavirus app only detected 4% of contacts on iPhones
The Government has put all of its efforts behind the framework offered by Apple and Google - which is much better at detecting other phones
Government abandons NHS coronavirus app in favour of Apple and Google system
The app under development by NHSX - and tested on the Isle of Wight - only correctly identifies contacts 75% of the time on Android phones, and just 4% of the time on iPhones
Source: https://incomestatements.info
Category: Stock Reports