See more : Rokmaster Resources Corp. (RKMSF) Income Statement Analysis – Financial Results
Complete financial analysis of Orrstown Financial Services, Inc. (ORRF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Orrstown Financial Services, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
You may be interested
- Valentine Beauty, Inc. (VLBI) Income Statement Analysis – Financial Results
- 111, Inc. (YI) Income Statement Analysis – Financial Results
- Taihan Electric Wire Co., Ltd. (001440.KS) Income Statement Analysis – Financial Results
- Universal Health Services, Inc. (UHS) Income Statement Analysis – Financial Results
- Tio Tech A (TIOAW) Income Statement Analysis – Financial Results
Orrstown Financial Services, Inc. (ORRF)
About Orrstown Financial Services, Inc.
Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 149.90M | 1.29M | 116.13M | 111.92M | 97.84M | 73.22M | 63.76M | 56.28M | 53.51M | 52.88M | 49.90M | 61.15M | 76.23M | 69.53M | 54.46M | 48.32M | 43.43M | 38.50M | 31.94M | 25.88M | 23.16M | 20.55M | 17.78M | 15.18M | 13.83M | 2.52M | 1.77M | 1.52M | 1.21M | 931.00K |
| Cost of Revenue | 6.10M | 5.95M | 6.02M | 6.66M | 5.69M | 4.36M | 3.56M | 4.19M | 4.16M | 5.09M | 5.15M | 5.95M | 6.92M | 6.62M | 10.23M | 8.10M | 6.47M | 8.61M | 8.14M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 143.79M | -4.67M | 110.11M | 105.26M | 92.15M | 68.86M | 60.19M | 52.09M | 49.35M | 47.79M | 44.74M | 55.21M | 69.31M | 62.91M | 44.24M | 40.23M | 36.96M | 29.89M | 23.80M | 25.88M | 23.16M | 20.55M | 17.78M | 15.18M | 13.83M | 2.52M | 1.77M | 1.52M | 1.21M | 931.00K |
| Gross Profit Ratio | 95.93% | -362.55% | 94.82% | 94.05% | 94.19% | 94.04% | 94.41% | 92.55% | 92.23% | 90.38% | 89.67% | 90.28% | 90.92% | 90.48% | 81.22% | 83.25% | 85.11% | 77.63% | 74.51% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 53.86M | 49.09M | 48.88M | 47.61M | 44.27M | 35.88M | 33.02M | 30.52M | 26.94M | 26.96M | 26.07M | 23.80M | 21.75M | 20.40M | 17.11M | 15.86M | 14.74M | 13.02M | 9.26M | 7.91M | 6.79M | 5.99M | 5.15M | 4.76M | 4.30M | 3.49M | 2.90M | 2.62M | 2.33M | 2.12M |
| Selling & Marketing | 2.16M | 2.26M | 2.18M | 1.66M | 1.97M | 1.59M | 1.60M | 1.72M | 1.56M | 1.20M | 1.25M | 1.41M | 1.25M | 456.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 2.16M | 51.35M | 51.06M | 49.27M | 46.24M | 37.47M | 34.62M | 32.24M | 28.51M | 28.15M | 27.32M | 25.21M | 22.99M | 20.85M | 17.11M | 15.86M | 14.74M | 13.02M | 9.26M | 7.91M | 6.79M | 5.99M | 5.15M | 4.76M | 4.30M | 3.49M | 2.90M | 2.62M | 2.33M | 2.12M |
| Other Expenses | 0.00 | -20.56M | -126.29M | -128.68M | -124.44M | -83.71M | -12.28M | -13.33M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -27.42M | -18.09M | -10.96M | 21.63M | 17.40M | -15.85M | -13.53M | -10.42M | -5.23M | -3.91M | -4.99M | 5.63M | 4.74M | 4.09M | 3.71M | 2.35M |
| Operating Expenses | 2.16M | 2.26M | -75.23M | -79.41M | -78.20M | -44.51M | 1.60M | 1.72M | 1.56M | 1.20M | 1.25M | 1.41M | 1.25M | 1.21M | -10.31M | -2.23M | 3.78M | 21.63M | 17.40M | -7.94M | -6.74M | -4.42M | -74.00K | 845.00K | -691.00K | 9.12M | 7.64M | 6.71M | 6.03M | 4.47M |
| Cost & Expenses | 8.26M | 2.26M | -75.23M | -79.41M | -78.20M | -44.51M | 5.16M | 5.91M | 5.72M | 6.28M | 6.40M | 7.36M | 8.16M | 7.82M | 10.23M | 8.10M | 6.47M | 30.24M | 25.54M | -7.94M | -6.74M | -4.42M | -74.00K | 845.00K | -691.00K | 9.12M | 7.64M | 6.71M | 6.03M | 4.47M |
| Interest Income | 149.90M | 108.65M | 93.70M | 99.63M | 92.99M | 64.84M | 51.02M | 41.96M | 38.64M | 38.18M | 37.10M | 45.44M | 60.36M | 58.42M | 53.07M | 52.31M | 53.11M | 44.79M | 32.42M | 25.89M | 23.48M | 23.17M | 23.98M | 21.76M | 18.32M | 16.11M | 13.45M | 11.98M | 10.83M | 8.57M |
| Interest Expense | 44.99M | 9.02M | 6.72M | 16.02M | 23.70M | 13.47M | 7.64M | 5.42M | 4.30M | 4.16M | 5.01M | 7.55M | 10.75M | 12.69M | 16.50M | 19.41M | 22.99M | 17.37M | 9.54M | 6.99M | 6.76M | 7.99M | 10.68M | 10.32M | 8.07M | 7.35M | 5.82M | 5.14M | 4.54M | 3.24M |
| Depreciation & Amortization | 4.34M | 3.21M | 3.58M | 4.77M | 4.27M | 2.89M | 2.65M | 2.31M | 2.91M | 2.84M | 2.82M | 2.61M | 19.66M | 2.92M | 3.76M | 2.30M | 1.84M | 1.73M | 1.42M | 1.20M | 1.01M | 874.00K | 828.00K | 735.00K | 528.00K | 438.00K | 364.00K | 329.00K | 265.00K | 212.00K |
| EBITDA | 0.00 | 100.44M | 85.50M | 39.08M | 0.00 | 18.09M | 0.00 | 0.00 | 0.00 | 31.90M | 0.00 | 0.00 | 0.00 | 25.43M | 16.23M | 15.44M | 13.25M | 19.56M | 0.00 | 13.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 3,128.21% | 36.31% | 30.45% | 21.67% | 43.09% | 36.60% | 28.89% | 31.24% | 37.84% | 35.33% | -33.26% | -38.43% | 55.61% | 69.18% | 83.37% | 98.04% | 92.42% | 79.40% | 73.93% | 75.25% | 82.73% | 104.24% | 110.41% | 98.82% | 478.99% | 553.00% | 563.88% | 622.66% | 602.36% |
| Operating Income | 141.64M | 39.16M | 40.90M | 32.51M | 19.63M | 27.91M | 45.85M | 36.05M | 32.91M | 31.90M | 30.69M | 38.08M | 52.20M | 50.60M | 33.92M | 37.99M | 40.74M | 784.00K | 320.00K | 17.93M | 16.42M | 16.13M | 17.71M | 16.03M | 13.14M | 11.65M | 9.40M | 8.23M | 7.24M | 5.40M |
| Operating Income Ratio | 94.49% | 3,042.35% | 35.22% | 29.05% | 20.07% | 38.12% | 71.91% | 64.06% | 61.50% | 60.33% | 61.52% | 62.27% | 68.48% | 72.77% | 62.29% | 78.62% | 93.82% | 2.04% | 1.00% | 69.31% | 70.88% | 78.47% | 99.58% | 105.57% | 95.00% | 461.63% | 532.39% | 542.19% | 600.66% | 579.59% |
| Total Other Income/Expenses | -96.60M | -26.90M | -10.63M | -11.94M | -10.22M | -3.94M | -1.08M | -2.20M | 768.00K | -7.84M | 0.00 | -30.50M | -63.22M | 0.00 | 1.19M | 3.14M | 4.51M | -3.86M | 0.00 | 0.00 | -6.76M | -7.99M | -10.68M | -10.32M | -8.07M | -7.35M | -5.82M | -5.14M | -4.54M | -3.24M |
| Income Before Tax | 45.03M | 26.62M | 40.90M | 32.51M | 19.63M | 14.45M | 12.43M | 7.89M | 9.51M | 13.01M | 9.80M | -30.50M | -42.83M | 23.05M | 17.42M | 18.59M | 17.76M | 16.48M | 14.40M | 10.95M | 9.66M | 8.14M | 7.03M | 5.71M | 5.07M | 4.30M | 3.58M | 3.09M | 2.70M | 2.16M |
| Income Before Tax Ratio | 30.04% | 2,068.07% | 35.22% | 29.05% | 20.07% | 19.73% | 19.49% | 14.03% | 17.77% | 24.60% | 19.64% | -49.88% | -56.18% | 33.15% | 31.99% | 38.46% | 40.89% | 42.81% | 45.08% | 42.31% | 41.70% | 39.61% | 39.54% | 37.60% | 36.63% | 170.39% | 202.72% | 203.43% | 223.73% | 231.47% |
| Income Tax Expense | 9.37M | 4.58M | 8.01M | 6.05M | 2.71M | 1.64M | 4.34M | 1.27M | 1.63M | -16.13M | -206.00K | 7.96M | -10.86M | 6.47M | 4.05M | 5.48M | 5.20M | 4.85M | 4.41M | 3.18M | 2.68M | 2.23M | 1.94M | 1.54M | 1.31M | 1.18M | 974.00K | 838.00K | 742.00K | 520.00K |
| Net Income | 35.66M | 22.04M | 32.88M | 26.46M | 16.92M | 12.81M | 8.09M | 6.63M | 7.87M | 29.14M | 10.00M | -38.45M | -31.96M | 16.58M | 13.37M | 13.10M | 12.56M | 11.63M | 9.99M | 7.77M | 6.98M | 5.92M | 5.09M | 4.17M | 3.76M | 3.12M | 2.61M | 2.25M | 1.95M | 1.64M |
| Net Income Ratio | 23.79% | 1,712.28% | 28.31% | 23.65% | 17.30% | 17.49% | 12.69% | 11.78% | 14.71% | 55.11% | 20.05% | -62.88% | -41.93% | 23.85% | 24.55% | 27.12% | 28.92% | 30.21% | 31.27% | 30.03% | 30.14% | 28.79% | 28.64% | 27.48% | 27.15% | 123.62% | 147.57% | 148.19% | 162.16% | 175.62% |
| EPS | 3.45 | 2.09 | 3.00 | 2.42 | 1.63 | 1.53 | 1.00 | 0.82 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.18 | 2.09 | 2.04 | 1.95 | 1.87 | 1.76 | 1.38 | 1.25 | 1.07 | 0.93 | 0.77 | 0.70 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |
| EPS Diluted | 3.42 | 2.06 | 2.96 | 2.40 | 1.61 | 1.50 | 0.98 | 0.81 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.17 | 2.07 | 1.94 | 1.86 | 1.79 | 1.69 | 1.33 | 1.22 | 1.05 | 0.92 | 0.77 | 0.70 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |
| Weighted Avg Shares Out | 10.34M | 10.55M | 10.97M | 10.94M | 10.36M | 8.37M | 8.09M | 8.08M | 8.12M | 8.12M | 8.09M | 8.06M | 8.03M | 7.61M | 6.41M | 6.42M | 6.44M | 6.22M | 5.67M | 5.63M | 5.57M | 5.53M | 5.48M | 5.42M | 5.38M | 5.36M | 5.36M | 5.36M | 5.36M | 5.25M |
| Weighted Avg Shares Out (Dil) | 10.44M | 10.71M | 11.11M | 11.03M | 10.51M | 8.54M | 8.23M | 8.15M | 8.14M | 8.12M | 8.09M | 8.07M | 8.03M | 7.64M | 6.46M | 6.76M | 6.75M | 6.50M | 5.92M | 5.84M | 5.75M | 5.66M | 5.55M | 5.42M | 5.38M | 5.36M | 5.36M | 5.36M | 5.36M | 5.25M |
Orrstown Financial Services, Inc. and Codorus Valley Bancorp, Inc. Announce a Merger of Equals to Create a Premier Pennsylvania and Maryland Community Banking Franchise
SHIPPENSBURG, Pa. and YORK, Pa., Dec. 12, 2023 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (“Orrstown”) (NASDAQ: ORRF), the parent company of Orrstown Bank, and Codorus Valley Bancorp, Inc. (“Codorus Valley”) (NASDAQ: CVLY), the parent company of PeoplesBank, A Codorus Valley...
Orrstown Financial Services (ORRF) Beats Q3 Earnings Estimates
Orrstown Financial Services (ORRF) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.75 per share a year ago.
Orrstown Financial Services, Inc. Reports Earnings for the Third Quarter 2023
Net income of $9.0 million and diluted earnings per share of $0.87 for the three months ended September 30, 2023 compared to net income of $9.8 million and diluted earnings per share of $0.94 for the three months ended June...
Orrstown (ORRF) Soars 5.7%: Is Further Upside Left in the Stock?
Orrstown (ORRF) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down the road.
Should Value Investors Buy Orrstown Financial Services (ORRF) Stock?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong...
Dividend Income Summary: Lanny's August 2023 Summary
2023 has been one heck of a year. The S&P 500 is close to all-time highs. The Fed raised interest rates in July, as the economy is still on fire. The retirement accounts brought in a total dividend income amount...
Are Investors Undervaluing Orrstown Financial Services (ORRF) Right Now?
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong...
Orrstown (ORRF) May Find a Bottom Soon, Here's Why You Should Buy the Stock Now
Orrstown (ORRF) appears to have found support after losing some value lately, as indicated by the formation of a hammer chart. In addition to this technical chart pattern, strong agreement among Wall Street analysts in revising earnings estimates higher enhances...
Can Orrstown (ORRF) Run Higher on Rising Earnings Estimates?
Orrstown (ORRF) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Orrstown Financial Services (ORRF) Tops Q2 Earnings and Revenue Estimates
Orrstown Financial Services (ORRF) came out with quarterly earnings of $0.94 per share, beating the Zacks Consensus Estimate of $0.75 per share. This compares to earnings of $0.83 per share a year ago.
Source: https://incomestatements.info
Category: Stock Reports