See more : Air Water Inc. (4088.T) Income Statement Analysis – Financial Results
Complete financial analysis of Orrstown Financial Services, Inc. (ORRF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Orrstown Financial Services, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Orrstown Financial Services, Inc. (ORRF)
About Orrstown Financial Services, Inc.
Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 149.90M | 1.29M | 116.13M | 111.92M | 97.84M | 73.22M | 63.76M | 56.28M | 53.51M | 52.88M | 49.90M | 61.15M | 76.23M | 69.53M | 54.46M | 48.32M | 43.43M | 38.50M | 31.94M | 25.88M | 23.16M | 20.55M | 17.78M | 15.18M | 13.83M | 2.52M | 1.77M | 1.52M | 1.21M | 931.00K |
| Cost of Revenue | 6.10M | 5.95M | 6.02M | 6.66M | 5.69M | 4.36M | 3.56M | 4.19M | 4.16M | 5.09M | 5.15M | 5.95M | 6.92M | 6.62M | 10.23M | 8.10M | 6.47M | 8.61M | 8.14M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 143.79M | -4.67M | 110.11M | 105.26M | 92.15M | 68.86M | 60.19M | 52.09M | 49.35M | 47.79M | 44.74M | 55.21M | 69.31M | 62.91M | 44.24M | 40.23M | 36.96M | 29.89M | 23.80M | 25.88M | 23.16M | 20.55M | 17.78M | 15.18M | 13.83M | 2.52M | 1.77M | 1.52M | 1.21M | 931.00K |
| Gross Profit Ratio | 95.93% | -362.55% | 94.82% | 94.05% | 94.19% | 94.04% | 94.41% | 92.55% | 92.23% | 90.38% | 89.67% | 90.28% | 90.92% | 90.48% | 81.22% | 83.25% | 85.11% | 77.63% | 74.51% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 53.86M | 49.09M | 48.88M | 47.61M | 44.27M | 35.88M | 33.02M | 30.52M | 26.94M | 26.96M | 26.07M | 23.80M | 21.75M | 20.40M | 17.11M | 15.86M | 14.74M | 13.02M | 9.26M | 7.91M | 6.79M | 5.99M | 5.15M | 4.76M | 4.30M | 3.49M | 2.90M | 2.62M | 2.33M | 2.12M |
| Selling & Marketing | 2.16M | 2.26M | 2.18M | 1.66M | 1.97M | 1.59M | 1.60M | 1.72M | 1.56M | 1.20M | 1.25M | 1.41M | 1.25M | 456.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 2.16M | 51.35M | 51.06M | 49.27M | 46.24M | 37.47M | 34.62M | 32.24M | 28.51M | 28.15M | 27.32M | 25.21M | 22.99M | 20.85M | 17.11M | 15.86M | 14.74M | 13.02M | 9.26M | 7.91M | 6.79M | 5.99M | 5.15M | 4.76M | 4.30M | 3.49M | 2.90M | 2.62M | 2.33M | 2.12M |
| Other Expenses | 0.00 | -20.56M | -126.29M | -128.68M | -124.44M | -83.71M | -12.28M | -13.33M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -27.42M | -18.09M | -10.96M | 21.63M | 17.40M | -15.85M | -13.53M | -10.42M | -5.23M | -3.91M | -4.99M | 5.63M | 4.74M | 4.09M | 3.71M | 2.35M |
| Operating Expenses | 2.16M | 2.26M | -75.23M | -79.41M | -78.20M | -44.51M | 1.60M | 1.72M | 1.56M | 1.20M | 1.25M | 1.41M | 1.25M | 1.21M | -10.31M | -2.23M | 3.78M | 21.63M | 17.40M | -7.94M | -6.74M | -4.42M | -74.00K | 845.00K | -691.00K | 9.12M | 7.64M | 6.71M | 6.03M | 4.47M |
| Cost & Expenses | 8.26M | 2.26M | -75.23M | -79.41M | -78.20M | -44.51M | 5.16M | 5.91M | 5.72M | 6.28M | 6.40M | 7.36M | 8.16M | 7.82M | 10.23M | 8.10M | 6.47M | 30.24M | 25.54M | -7.94M | -6.74M | -4.42M | -74.00K | 845.00K | -691.00K | 9.12M | 7.64M | 6.71M | 6.03M | 4.47M |
| Interest Income | 149.90M | 108.65M | 93.70M | 99.63M | 92.99M | 64.84M | 51.02M | 41.96M | 38.64M | 38.18M | 37.10M | 45.44M | 60.36M | 58.42M | 53.07M | 52.31M | 53.11M | 44.79M | 32.42M | 25.89M | 23.48M | 23.17M | 23.98M | 21.76M | 18.32M | 16.11M | 13.45M | 11.98M | 10.83M | 8.57M |
| Interest Expense | 44.99M | 9.02M | 6.72M | 16.02M | 23.70M | 13.47M | 7.64M | 5.42M | 4.30M | 4.16M | 5.01M | 7.55M | 10.75M | 12.69M | 16.50M | 19.41M | 22.99M | 17.37M | 9.54M | 6.99M | 6.76M | 7.99M | 10.68M | 10.32M | 8.07M | 7.35M | 5.82M | 5.14M | 4.54M | 3.24M |
| Depreciation & Amortization | 4.34M | 3.21M | 3.58M | 4.77M | 4.27M | 2.89M | 2.65M | 2.31M | 2.91M | 2.84M | 2.82M | 2.61M | 19.66M | 2.92M | 3.76M | 2.30M | 1.84M | 1.73M | 1.42M | 1.20M | 1.01M | 874.00K | 828.00K | 735.00K | 528.00K | 438.00K | 364.00K | 329.00K | 265.00K | 212.00K |
| EBITDA | 0.00 | 100.44M | 85.50M | 39.08M | 0.00 | 18.09M | 0.00 | 0.00 | 0.00 | 31.90M | 0.00 | 0.00 | 0.00 | 25.43M | 16.23M | 15.44M | 13.25M | 19.56M | 0.00 | 13.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 0.00% | 3,128.21% | 36.31% | 30.45% | 21.67% | 43.09% | 36.60% | 28.89% | 31.24% | 37.84% | 35.33% | -33.26% | -38.43% | 55.61% | 69.18% | 83.37% | 98.04% | 92.42% | 79.40% | 73.93% | 75.25% | 82.73% | 104.24% | 110.41% | 98.82% | 478.99% | 553.00% | 563.88% | 622.66% | 602.36% |
| Operating Income | 141.64M | 39.16M | 40.90M | 32.51M | 19.63M | 27.91M | 45.85M | 36.05M | 32.91M | 31.90M | 30.69M | 38.08M | 52.20M | 50.60M | 33.92M | 37.99M | 40.74M | 784.00K | 320.00K | 17.93M | 16.42M | 16.13M | 17.71M | 16.03M | 13.14M | 11.65M | 9.40M | 8.23M | 7.24M | 5.40M |
| Operating Income Ratio | 94.49% | 3,042.35% | 35.22% | 29.05% | 20.07% | 38.12% | 71.91% | 64.06% | 61.50% | 60.33% | 61.52% | 62.27% | 68.48% | 72.77% | 62.29% | 78.62% | 93.82% | 2.04% | 1.00% | 69.31% | 70.88% | 78.47% | 99.58% | 105.57% | 95.00% | 461.63% | 532.39% | 542.19% | 600.66% | 579.59% |
| Total Other Income/Expenses | -96.60M | -26.90M | -10.63M | -11.94M | -10.22M | -3.94M | -1.08M | -2.20M | 768.00K | -7.84M | 0.00 | -30.50M | -63.22M | 0.00 | 1.19M | 3.14M | 4.51M | -3.86M | 0.00 | 0.00 | -6.76M | -7.99M | -10.68M | -10.32M | -8.07M | -7.35M | -5.82M | -5.14M | -4.54M | -3.24M |
| Income Before Tax | 45.03M | 26.62M | 40.90M | 32.51M | 19.63M | 14.45M | 12.43M | 7.89M | 9.51M | 13.01M | 9.80M | -30.50M | -42.83M | 23.05M | 17.42M | 18.59M | 17.76M | 16.48M | 14.40M | 10.95M | 9.66M | 8.14M | 7.03M | 5.71M | 5.07M | 4.30M | 3.58M | 3.09M | 2.70M | 2.16M |
| Income Before Tax Ratio | 30.04% | 2,068.07% | 35.22% | 29.05% | 20.07% | 19.73% | 19.49% | 14.03% | 17.77% | 24.60% | 19.64% | -49.88% | -56.18% | 33.15% | 31.99% | 38.46% | 40.89% | 42.81% | 45.08% | 42.31% | 41.70% | 39.61% | 39.54% | 37.60% | 36.63% | 170.39% | 202.72% | 203.43% | 223.73% | 231.47% |
| Income Tax Expense | 9.37M | 4.58M | 8.01M | 6.05M | 2.71M | 1.64M | 4.34M | 1.27M | 1.63M | -16.13M | -206.00K | 7.96M | -10.86M | 6.47M | 4.05M | 5.48M | 5.20M | 4.85M | 4.41M | 3.18M | 2.68M | 2.23M | 1.94M | 1.54M | 1.31M | 1.18M | 974.00K | 838.00K | 742.00K | 520.00K |
| Net Income | 35.66M | 22.04M | 32.88M | 26.46M | 16.92M | 12.81M | 8.09M | 6.63M | 7.87M | 29.14M | 10.00M | -38.45M | -31.96M | 16.58M | 13.37M | 13.10M | 12.56M | 11.63M | 9.99M | 7.77M | 6.98M | 5.92M | 5.09M | 4.17M | 3.76M | 3.12M | 2.61M | 2.25M | 1.95M | 1.64M |
| Net Income Ratio | 23.79% | 1,712.28% | 28.31% | 23.65% | 17.30% | 17.49% | 12.69% | 11.78% | 14.71% | 55.11% | 20.05% | -62.88% | -41.93% | 23.85% | 24.55% | 27.12% | 28.92% | 30.21% | 31.27% | 30.03% | 30.14% | 28.79% | 28.64% | 27.48% | 27.15% | 123.62% | 147.57% | 148.19% | 162.16% | 175.62% |
| EPS | 3.45 | 2.09 | 3.00 | 2.42 | 1.63 | 1.53 | 1.00 | 0.82 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.18 | 2.09 | 2.04 | 1.95 | 1.87 | 1.76 | 1.38 | 1.25 | 1.07 | 0.93 | 0.77 | 0.70 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |
| EPS Diluted | 3.42 | 2.06 | 2.96 | 2.40 | 1.61 | 1.50 | 0.98 | 0.81 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.17 | 2.07 | 1.94 | 1.86 | 1.79 | 1.69 | 1.33 | 1.22 | 1.05 | 0.92 | 0.77 | 0.70 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |
| Weighted Avg Shares Out | 10.34M | 10.55M | 10.97M | 10.94M | 10.36M | 8.37M | 8.09M | 8.08M | 8.12M | 8.12M | 8.09M | 8.06M | 8.03M | 7.61M | 6.41M | 6.42M | 6.44M | 6.22M | 5.67M | 5.63M | 5.57M | 5.53M | 5.48M | 5.42M | 5.38M | 5.36M | 5.36M | 5.36M | 5.36M | 5.25M |
| Weighted Avg Shares Out (Dil) | 10.44M | 10.71M | 11.11M | 11.03M | 10.51M | 8.54M | 8.23M | 8.15M | 8.14M | 8.12M | 8.09M | 8.07M | 8.03M | 7.64M | 6.46M | 6.76M | 6.75M | 6.50M | 5.92M | 5.84M | 5.75M | 5.66M | 5.55M | 5.42M | 5.38M | 5.36M | 5.36M | 5.36M | 5.36M | 5.25M |
Orrstown Financial Services, Inc. Reports Earnings for the Second Quarter 2023
SHIPPENSBURG, Pa., July 25, 2023 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. ("Orrstown" or the “Company”) (NASDAQ: ORRF), the parent company of Orrstown Bank (the “Bank”), announced earnings for the three months ended June 30, 2023. Net income totaled $9.8...
Analysts Estimate Orrstown Financial Services (ORRF) to Report a Decline in Earnings: What to Look Out for
Orrstown (ORRF) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Strength Seen in Orrstown (ORRF): Can Its 5.7% Jump Turn into More Strength?
Orrstown (ORRF) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
Orrstown Financial Services (ORRF) Beats Q1 Earnings Estimates
Orrstown Financial Services (ORRF) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.80 per share. This compares to earnings of $0.76 per share a year ago.
Dividend Income Summary: Lanny's February 2023 Summary
Investing in dividend stocks allows you to earn dividend income, the best passive income stream. As I stated in my December 2022 post, 2022 finished off down, ending up below 3,900! The market was down 20% for 2022.
Orrstown Financial Services (ORRF) Q2 Earnings and Revenues Beat Estimates
Orrstown (ORRF) delivered earnings and revenue surprises of 23.88% and 7.09%, respectively, for the quarter ended June 2022. Do the numbers hold clues to what lies ahead for the stock?
Earnings Estimates Rising for Orrstown (ORRF): Will It Gain?
Orrstown (ORRF) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Orrstown (ORRF) Upgraded to Strong Buy: Here's What You Should Know
Orrstown (ORRF) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
Best Income Stocks to Buy for April 22nd
PTR, REPX, and ORRF made it to the Zacks Rank #1 (Strong Buy) income stocks list on April 22, 2022.
Orrstown Financial Services (ORRF) Beats Q1 Earnings and Revenue Estimates
Orrstown (ORRF) delivered earnings and revenue surprises of 16.92% and 1.63%, respectively, for the quarter ended March 2022. Do the numbers hold clues to what lies ahead for the stock?
Source: https://incomestatements.info
Category: Stock Reports