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Complete financial analysis of Orrstown Financial Services, Inc. (ORRF) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Orrstown Financial Services, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Orrstown Financial Services, Inc. (ORRF)
About Orrstown Financial Services, Inc.
Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.
Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | 149.90M | 1.29M | 116.13M | 111.92M | 97.84M | 73.22M | 63.76M | 56.28M | 53.51M | 52.88M | 49.90M | 61.15M | 76.23M | 69.53M | 54.46M | 48.32M | 43.43M | 38.50M | 31.94M | 25.88M | 23.16M | 20.55M | 17.78M | 15.18M | 13.83M | 2.52M | 1.77M | 1.52M | 1.21M | 931.00K |
Cost of Revenue | 6.10M | 5.95M | 6.02M | 6.66M | 5.69M | 4.36M | 3.56M | 4.19M | 4.16M | 5.09M | 5.15M | 5.95M | 6.92M | 6.62M | 10.23M | 8.10M | 6.47M | 8.61M | 8.14M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross Profit | 143.79M | -4.67M | 110.11M | 105.26M | 92.15M | 68.86M | 60.19M | 52.09M | 49.35M | 47.79M | 44.74M | 55.21M | 69.31M | 62.91M | 44.24M | 40.23M | 36.96M | 29.89M | 23.80M | 25.88M | 23.16M | 20.55M | 17.78M | 15.18M | 13.83M | 2.52M | 1.77M | 1.52M | 1.21M | 931.00K |
Gross Profit Ratio | 95.93% | -362.55% | 94.82% | 94.05% | 94.19% | 94.04% | 94.41% | 92.55% | 92.23% | 90.38% | 89.67% | 90.28% | 90.92% | 90.48% | 81.22% | 83.25% | 85.11% | 77.63% | 74.51% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General & Administrative | 53.86M | 49.09M | 48.88M | 47.61M | 44.27M | 35.88M | 33.02M | 30.52M | 26.94M | 26.96M | 26.07M | 23.80M | 21.75M | 20.40M | 17.11M | 15.86M | 14.74M | 13.02M | 9.26M | 7.91M | 6.79M | 5.99M | 5.15M | 4.76M | 4.30M | 3.49M | 2.90M | 2.62M | 2.33M | 2.12M |
Selling & Marketing | 2.16M | 2.26M | 2.18M | 1.66M | 1.97M | 1.59M | 1.60M | 1.72M | 1.56M | 1.20M | 1.25M | 1.41M | 1.25M | 456.00K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
SG&A | 2.16M | 51.35M | 51.06M | 49.27M | 46.24M | 37.47M | 34.62M | 32.24M | 28.51M | 28.15M | 27.32M | 25.21M | 22.99M | 20.85M | 17.11M | 15.86M | 14.74M | 13.02M | 9.26M | 7.91M | 6.79M | 5.99M | 5.15M | 4.76M | 4.30M | 3.49M | 2.90M | 2.62M | 2.33M | 2.12M |
Other Expenses | 0.00 | -20.56M | -126.29M | -128.68M | -124.44M | -83.71M | -12.28M | -13.33M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -27.42M | -18.09M | -10.96M | 21.63M | 17.40M | -15.85M | -13.53M | -10.42M | -5.23M | -3.91M | -4.99M | 5.63M | 4.74M | 4.09M | 3.71M | 2.35M |
Operating Expenses | 2.16M | 2.26M | -75.23M | -79.41M | -78.20M | -44.51M | 1.60M | 1.72M | 1.56M | 1.20M | 1.25M | 1.41M | 1.25M | 1.21M | -10.31M | -2.23M | 3.78M | 21.63M | 17.40M | -7.94M | -6.74M | -4.42M | -74.00K | 845.00K | -691.00K | 9.12M | 7.64M | 6.71M | 6.03M | 4.47M |
Cost & Expenses | 8.26M | 2.26M | -75.23M | -79.41M | -78.20M | -44.51M | 5.16M | 5.91M | 5.72M | 6.28M | 6.40M | 7.36M | 8.16M | 7.82M | 10.23M | 8.10M | 6.47M | 30.24M | 25.54M | -7.94M | -6.74M | -4.42M | -74.00K | 845.00K | -691.00K | 9.12M | 7.64M | 6.71M | 6.03M | 4.47M |
Interest Income | 149.90M | 108.65M | 93.70M | 99.63M | 92.99M | 64.84M | 51.02M | 41.96M | 38.64M | 38.18M | 37.10M | 45.44M | 60.36M | 58.42M | 53.07M | 52.31M | 53.11M | 44.79M | 32.42M | 25.89M | 23.48M | 23.17M | 23.98M | 21.76M | 18.32M | 16.11M | 13.45M | 11.98M | 10.83M | 8.57M |
Interest Expense | 44.99M | 9.02M | 6.72M | 16.02M | 23.70M | 13.47M | 7.64M | 5.42M | 4.30M | 4.16M | 5.01M | 7.55M | 10.75M | 12.69M | 16.50M | 19.41M | 22.99M | 17.37M | 9.54M | 6.99M | 6.76M | 7.99M | 10.68M | 10.32M | 8.07M | 7.35M | 5.82M | 5.14M | 4.54M | 3.24M |
Depreciation & Amortization | 4.34M | 3.21M | 3.58M | 4.77M | 4.27M | 2.89M | 2.65M | 2.31M | 2.91M | 2.84M | 2.82M | 2.61M | 19.66M | 2.92M | 3.76M | 2.30M | 1.84M | 1.73M | 1.42M | 1.20M | 1.01M | 874.00K | 828.00K | 735.00K | 528.00K | 438.00K | 364.00K | 329.00K | 265.00K | 212.00K |
EBITDA | 0.00 | 100.44M | 85.50M | 39.08M | 0.00 | 18.09M | 0.00 | 0.00 | 0.00 | 31.90M | 0.00 | 0.00 | 0.00 | 25.43M | 16.23M | 15.44M | 13.25M | 19.56M | 0.00 | 13.50M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EBITDA Ratio | 0.00% | 3,128.21% | 36.31% | 30.45% | 21.67% | 43.09% | 36.60% | 28.89% | 31.24% | 37.84% | 35.33% | -33.26% | -38.43% | 55.61% | 69.18% | 83.37% | 98.04% | 92.42% | 79.40% | 73.93% | 75.25% | 82.73% | 104.24% | 110.41% | 98.82% | 478.99% | 553.00% | 563.88% | 622.66% | 602.36% |
Operating Income | 141.64M | 39.16M | 40.90M | 32.51M | 19.63M | 27.91M | 45.85M | 36.05M | 32.91M | 31.90M | 30.69M | 38.08M | 52.20M | 50.60M | 33.92M | 37.99M | 40.74M | 784.00K | 320.00K | 17.93M | 16.42M | 16.13M | 17.71M | 16.03M | 13.14M | 11.65M | 9.40M | 8.23M | 7.24M | 5.40M |
Operating Income Ratio | 94.49% | 3,042.35% | 35.22% | 29.05% | 20.07% | 38.12% | 71.91% | 64.06% | 61.50% | 60.33% | 61.52% | 62.27% | 68.48% | 72.77% | 62.29% | 78.62% | 93.82% | 2.04% | 1.00% | 69.31% | 70.88% | 78.47% | 99.58% | 105.57% | 95.00% | 461.63% | 532.39% | 542.19% | 600.66% | 579.59% |
Total Other Income/Expenses | -96.60M | -26.90M | -10.63M | -11.94M | -10.22M | -3.94M | -1.08M | -2.20M | 768.00K | -7.84M | 0.00 | -30.50M | -63.22M | 0.00 | 1.19M | 3.14M | 4.51M | -3.86M | 0.00 | 0.00 | -6.76M | -7.99M | -10.68M | -10.32M | -8.07M | -7.35M | -5.82M | -5.14M | -4.54M | -3.24M |
Income Before Tax | 45.03M | 26.62M | 40.90M | 32.51M | 19.63M | 14.45M | 12.43M | 7.89M | 9.51M | 13.01M | 9.80M | -30.50M | -42.83M | 23.05M | 17.42M | 18.59M | 17.76M | 16.48M | 14.40M | 10.95M | 9.66M | 8.14M | 7.03M | 5.71M | 5.07M | 4.30M | 3.58M | 3.09M | 2.70M | 2.16M |
Income Before Tax Ratio | 30.04% | 2,068.07% | 35.22% | 29.05% | 20.07% | 19.73% | 19.49% | 14.03% | 17.77% | 24.60% | 19.64% | -49.88% | -56.18% | 33.15% | 31.99% | 38.46% | 40.89% | 42.81% | 45.08% | 42.31% | 41.70% | 39.61% | 39.54% | 37.60% | 36.63% | 170.39% | 202.72% | 203.43% | 223.73% | 231.47% |
Income Tax Expense | 9.37M | 4.58M | 8.01M | 6.05M | 2.71M | 1.64M | 4.34M | 1.27M | 1.63M | -16.13M | -206.00K | 7.96M | -10.86M | 6.47M | 4.05M | 5.48M | 5.20M | 4.85M | 4.41M | 3.18M | 2.68M | 2.23M | 1.94M | 1.54M | 1.31M | 1.18M | 974.00K | 838.00K | 742.00K | 520.00K |
Net Income | 35.66M | 22.04M | 32.88M | 26.46M | 16.92M | 12.81M | 8.09M | 6.63M | 7.87M | 29.14M | 10.00M | -38.45M | -31.96M | 16.58M | 13.37M | 13.10M | 12.56M | 11.63M | 9.99M | 7.77M | 6.98M | 5.92M | 5.09M | 4.17M | 3.76M | 3.12M | 2.61M | 2.25M | 1.95M | 1.64M |
Net Income Ratio | 23.79% | 1,712.28% | 28.31% | 23.65% | 17.30% | 17.49% | 12.69% | 11.78% | 14.71% | 55.11% | 20.05% | -62.88% | -41.93% | 23.85% | 24.55% | 27.12% | 28.92% | 30.21% | 31.27% | 30.03% | 30.14% | 28.79% | 28.64% | 27.48% | 27.15% | 123.62% | 147.57% | 148.19% | 162.16% | 175.62% |
EPS | 3.45 | 2.09 | 3.00 | 2.42 | 1.63 | 1.53 | 1.00 | 0.82 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.18 | 2.09 | 2.04 | 1.95 | 1.87 | 1.76 | 1.38 | 1.25 | 1.07 | 0.93 | 0.77 | 0.70 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |
EPS Diluted | 3.42 | 2.06 | 2.96 | 2.40 | 1.61 | 1.50 | 0.98 | 0.81 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.17 | 2.07 | 1.94 | 1.86 | 1.79 | 1.69 | 1.33 | 1.22 | 1.05 | 0.92 | 0.77 | 0.70 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |
Weighted Avg Shares Out | 10.34M | 10.55M | 10.97M | 10.94M | 10.36M | 8.37M | 8.09M | 8.08M | 8.12M | 8.12M | 8.09M | 8.06M | 8.03M | 7.61M | 6.41M | 6.42M | 6.44M | 6.22M | 5.67M | 5.63M | 5.57M | 5.53M | 5.48M | 5.42M | 5.38M | 5.36M | 5.36M | 5.36M | 5.36M | 5.25M |
Weighted Avg Shares Out (Dil) | 10.44M | 10.71M | 11.11M | 11.03M | 10.51M | 8.54M | 8.23M | 8.15M | 8.14M | 8.12M | 8.09M | 8.07M | 8.03M | 7.64M | 6.46M | 6.76M | 6.75M | 6.50M | 5.92M | 5.84M | 5.75M | 5.66M | 5.55M | 5.42M | 5.38M | 5.36M | 5.36M | 5.36M | 5.36M | 5.25M |
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Source: https://incomestatements.info
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