See more : Tokio Marine Holdings, Inc. (8766.T) Income Statement Analysis – Financial Results
Complete financial analysis of Ponce Financial Group, Inc. (PDLB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Ponce Financial Group, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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Ponce Financial Group, Inc. (PDLB)
About Ponce Financial Group, Inc.
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It accepts various deposit products, including demand accounts, NOW/IOLA accounts, money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. The company also provides one-to-four family investor-owned and owner-occupied residential, multifamily residential, nonresidential property, construction and land, commercial and industrial, business, and consumer loans; lines of credit; and paycheck protection program. In addition, it invests in securities, which consist of U.S. Government and federal agency securities and securities issued by government-sponsored or government-owned enterprises, as well as mortgage-backed securities, corporate bonds and obligations, and Federal Home Loan Bank stock. It operates 4 banking offices in Bronx, 2 banking offices in Manhattan, 3 banking offices in Queens, and 3 banking offices in Brooklyn, New York; 1 banking office in Union City, New Jersey; and 2 mortgage loan offices in Queens, 1 mortgage loan office in Brooklyn, New York; and 1 mortgage loan office in Englewood Cliffs and 1 mortgage loan office in Bergenfield, New Jersey. Ponce Financial Group, Inc. was founded in 1960 and is headquartered in Bronx, New York.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 73.87M | 70.97M | 69.33M | 49.59M | 40.12M | 38.82M | 34.57M | 29.38M | 29.68M |
| Cost of Revenue | 4.79M | 5.11M | 4.57M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 69.08M | 65.86M | 64.76M | 49.59M | 40.12M | 38.82M | 34.57M | 29.38M | 29.68M |
| Gross Profit Ratio | 93.52% | 92.80% | 93.41% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 32.37M | 29.15M | 24.13M | 22.88M | 19.59M | 18.86M | 17.63M | 16.27M | 15.06M |
| Selling & Marketing | 825.00K | 593.00K | 206.00K | 488.00K | 158.00K | 215.00K | 308.00K | 198.00K | 0.00 |
| SG&A | 61.46M | 29.75M | 24.34M | 23.37M | 19.75M | 19.07M | 17.63M | 16.47M | 15.06M |
| Other Expenses | 0.00 | -25.98M | -60.04M | -67.73M | -65.92M | -47.56M | -48.38M | -43.41M | -40.91M |
| Operating Expenses | 68.66M | 6.50M | -35.70M | -44.36M | -46.17M | -25.53M | -30.75M | -26.95M | -25.84M |
| Cost & Expenses | 73.87M | 6.50M | -35.70M | -44.36M | -46.17M | -25.53M | -30.75M | -26.95M | -25.84M |
| Interest Income | 125.87M | 82.75M | 67.10M | 53.34M | 50.49M | 46.16M | 38.99M | 33.74M | 33.59M |
| Interest Expense | 60.60M | 16.15M | 8.25M | 11.37M | 12.36M | 9.49M | 6.78M | 5.94M | 5.65M |
| Depreciation & Amortization | 4.53M | 4.27M | 2.47M | 2.52M | 2.22M | 1.80M | 1.63M | 1.81M | 1.96M |
| EBITDA | 10.38M | -32.58M | 36.10M | 7.75M | -3.83M | 0.00 | 0.00 | 4.24M | 5.79M |
| EBITDA Ratio | 14.05% | -29.16% | 52.07% | 15.64% | -9.54% | 38.87% | 15.76% | 34.63% | 38.56% |
| Operating Income | 4.37M | -24.96M | 33.62M | 5.24M | -6.05M | 13.29M | 3.82M | 2.43M | 3.83M |
| Operating Income Ratio | 5.92% | -35.17% | 48.50% | 10.56% | -15.08% | 34.23% | 11.05% | 8.27% | 12.92% |
| Total Other Income/Expenses | 1.48M | -4.27M | -21.07M | 0.00 | -2.22M | -11.29M | -2.96M | 0.00 | 0.00 |
| Income Before Tax | 5.85M | -36.85M | 33.62M | 5.24M | -6.05M | 3.80M | -2.96M | 2.43M | 3.83M |
| Income Before Tax Ratio | 7.92% | -51.92% | 48.50% | 10.56% | -15.08% | 9.78% | -8.57% | 8.27% | 12.92% |
| Income Tax Expense | 2.50M | -6.85M | 8.21M | 1.38M | -924.00K | 1.12M | 1.42M | 1.01M | 1.32M |
| Net Income | 3.35M | -30.00M | 25.42M | 3.85M | -5.13M | 2.68M | -4.39M | 1.43M | 2.52M |
| Net Income Ratio | 4.54% | -42.27% | 36.66% | 7.77% | -12.77% | 6.90% | -12.69% | 4.85% | 8.48% |
| EPS | 0.15 | -1.32 | 1.52 | 0.23 | -0.29 | 0.15 | -0.24 | 0.08 | 0.14 |
| EPS Diluted | 0.15 | -1.32 | 1.51 | 0.23 | -0.29 | 0.15 | -0.24 | 0.08 | 0.14 |
| Weighted Avg Shares Out | 22.75M | 22.69M | 16.74M | 16.67M | 17.43M | 17.81M | 18.46M | 17.75M | 17.75M |
| Weighted Avg Shares Out (Dil) | 22.82M | 22.69M | 16.79M | 16.68M | 17.43M | 17.81M | 18.46M | 17.79M | 17.79M |
Ponce Bank was accepted into the Department of the Treasury, Bureau of Fiscal Service, Minority Bank Deposit Program
Ponce Financial Group, Inc. Announces Participation in a Virtual Bank Conference
Ponce Financial (PDLB) Q3 Earnings and Revenues Surpass Estimates
Ponce Financial Group, Inc. Reports Third Quarter 2023 Results
Ponce Bank receives approval for an award of approximately $0.5 million as part of the CDFI Bank Enterprise Award Program and received the previously announced $3.7 million in cash that was granted as part of CDFI Equitable Recovery Program
Ponce Financial Group, Inc. Announces Completion of Share Repurchase Program
Ponce Financial (PDLB) Reports Break-Even Earnings for Q2
Ponce Financial Group, Inc. Reports Second Quarter 2023 Results
Ponce: A Free Safe With $1 Million
Ponce Financial (PDLB) Reports Q4 Loss, Misses Revenue Estimates
Source: https://incomestatements.info
Category: Stock Reports