Eagle Bancorp Montana, Inc. (EBMT) Income Statement Analysis

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Complete financial analysis of Eagle Bancorp Montana, Inc. (EBMT) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of Eagle Bancorp Montana, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.

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Eagle Bancorp Montana, Inc. (EBMT)

Industry: Banks - Regional

Sector: Financial Services

Website: https://www.opportunitybank.com

About Eagle Bancorp Montana, Inc.

Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates 23 full-service branches, 1 community banking office, and 25 automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.

Metric	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue	83.74M	4.28M	91.57M	90.35M	61.60M	42.43M	38.10M	36.78M	29.77M	25.28M	22.87M	15.11M	15.50M	13.40M	12.23M
Cost of Revenue	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Gross Profit	83.74M	4.28M	91.57M	90.35M	61.60M	42.43M	38.10M	36.78M	29.77M	25.28M	22.87M	15.11M	15.50M	13.40M	12.23M
Gross Profit Ratio	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Research & Development	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
General & Administrative	44.12M	45.08M	54.52M	44.14M	31.73M	24.24M	20.62M	18.86M	17.12M	15.14M	12.07M	6.86M	6.44M	5.73M	5.28M
Selling & Marketing	1.38M	1.42M	1.28M	911.00K	1.03M	1.16M	966.00K	696.00K	800.00K	816.00K	946.00K	568.00K	524.00K	438.00K	394.00K
SG&A	45.50M	46.50M	55.80M	45.05M	32.75M	25.39M	21.59M	19.56M	17.92M	15.95M	13.02M	7.43M	6.96M	6.16M	5.67M
Other Expenses	0.00	-19.27M	-128.09M	-106.97M	-80.39M	-9.56M	-8.26M	-7.67M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Expenses	60.29M	2.89M	-72.29M	-61.91M	-47.64M	25.39M	21.59M	19.56M	17.92M	15.95M	13.02M	7.09M	6.60M	6.16M	5.67M
Cost & Expenses	83.31M	2.89M	-72.29M	-61.91M	-47.64M	25.39M	21.59M	19.56M	17.92M	15.95M	13.02M	7.09M	6.60M	6.16M	5.67M
Interest Income	90.89M	69.16M	49.49M	49.28M	46.10M	34.52M	27.69M	23.77M	20.40M	17.28M	14.80M	14.09M	14.95M	14.91M	15.35M
Interest Expense	29.14M	6.15M	3.21M	6.48M	7.73M	5.10M	4.09M	3.12M	2.45M	2.04M	2.24M	3.16M	4.08M	5.11M	6.12M
Depreciation & Amortization	0.00	5.59M	4.12M	3.57M	2.60M	1.98M	1.40M	1.50M	1.23M	1.06M	1.11M	629.00K	1.16M	1.14M	1.08M
EBITDA	0.00	0.00	0.00	42.42M	19.33M	0.00	9.80M	10.93M	5.21M	2.30M	0.00	0.00	0.00	8.06M	7.53M
EBITDA Ratio	0.00%	647.51%	21.68%	32.21%	24.43%	33.42%	33.61%	34.80%	25.73%	23.77%	24.55%	49.81%	60.98%	72.36%	86.72%
Operating Income	1.76M	26.37M	19.28M	28.44M	13.97M	11.00M	10.33M	10.05M	5.20M	3.81M	3.57M	6.14M	7.55M	8.55M	9.53M
Operating Income Ratio	2.10%	616.34%	21.06%	31.48%	22.67%	25.92%	27.10%	27.32%	17.46%	15.06%	15.61%	40.62%	48.74%	63.86%	77.89%
Total Other Income/Expenses	9.89M	-12.68M	-9.30M	-9.48M	-7.89M	-5.72M	-5.85M	-5.45M	-4.05M	-2.05M	-2.25M	-5.30M	-985.00K	-5.11M	-6.12M
Income Before Tax	11.65M	13.85M	19.28M	28.44M	13.97M	5.90M	6.23M	6.93M	2.74M	1.76M	1.32M	2.97M	3.47M	3.45M	3.41M
Income Before Tax Ratio	13.92%	323.63%	21.06%	31.48%	22.67%	13.89%	16.36%	18.84%	9.21%	6.97%	5.79%	19.66%	22.37%	25.75%	27.89%
Income Tax Expense	1.60M	3.15M	4.86M	7.23M	3.10M	914.00K	2.13M	1.80M	163.00K	-350.00K	-650.00K	792.00K	1.06M	1.04M	1.02M
Net Income	10.06M	10.70M	14.42M	21.21M	10.87M	4.98M	4.10M	5.13M	2.58M	2.11M	1.97M	2.18M	2.41M	2.41M	2.39M
Net Income Ratio	12.01%	250.08%	15.75%	23.47%	17.65%	11.74%	10.77%	13.95%	8.67%	8.35%	8.63%	14.42%	15.55%	18.02%	19.52%
EPS	1.29	1.45	2.17	3.12	1.69	0.92	1.01	1.36	0.68	0.54	0.53	0.58	0.62	0.60	0.59
EPS Diluted	1.29	1.45	2.17	3.11	1.69	0.91	0.99	1.32	0.67	0.53	0.50	0.56	0.62	0.54	0.51
Weighted Avg Shares Out	7.79M	7.38M	6.65M	6.80M	6.42M	5.43M	4.07M	3.78M	3.81M	3.91M	3.74M	3.73M	3.89M	4.04M	4.07M
Weighted Avg Shares Out (Dil)	7.80M	7.39M	6.66M	6.82M	6.44M	5.49M	4.13M	3.87M	3.86M	3.97M	3.94M	3.90M	3.90M	4.47M	4.64M

Eagle Bancorp Montana, Inc. (EBMT) Tops Q3 Earnings and Revenue Estimates

October 29, 2024zacks.com

Eagle Bancorp Montana, Inc. (EBMT) came out with quarterly earnings of $0.34 per share, beating the Zacks Consensus Estimate of $0.30 per share. This compares to earnings of $0.34 per share a year ago.

Eagle Bancorp Montana Earns $2.7 Million, or $0.34 per Diluted Share, in the Third Quarter of 2024; Declares Quarterly Cash Dividend of $0.1425 Per Share

October 29, 2024globenewswire.com

HELENA, Mont., Oct. 29, 2024 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $2.7 million, or $0.34 per diluted share, in the...

Best Income Stock to Buy for October 7th

October 7, 2024zacks.com

EBMT made it to the Zacks Rank #1 (Strong Buy) income stock list on October 7, 2024.

New Strong Buy Stocks for October 7th

October 7, 2024zacks.com

ADMA, VERX, TRGP, EBMT and TALO have been added to the Zacks Rank #1 (Strong Buy) List on October 7, 2024.

U.S. Banks Soar as Fed Signals Rate Cuts Starting in September

August 26, 2024zacks.com

U.S. bank stocks like C, JPM, WFC, EBMT, and FFWM rallied as the Federal Reserve signaled a rate cut beginning September.

Eagle Bancorp Montana, Inc. (EBMT) Q2 Earnings and Revenues Miss Estimates

July 23, 2024zacks.com

Eagle Bancorp Montana, Inc. (EBMT) came out with quarterly earnings of $0.22 per share, missing the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.26 per share a year ago.

Eagle Bancorp Montana Earns $1.9 Million, or $0.24 per Diluted Share, in the First Quarter of 2024 Declares Quarterly Cash Dividend of $0.14 Per Share and Renews Stock Repurchase Plan

April 23, 2024globenewswire.com

HELENA, Mont., April 23, 2024 (GLOBE NEWSWIRE) -- Eagle Bancorp Montana, Inc. (NASDAQ: EBMT), (the “Company,” “Eagle”), the holding company of Opportunity Bank of Montana (the “Bank”), today reported net income of $1.9 million, or $0.24 per diluted share, in the...