See more : Hindustan Unilever Limited (HINDUNILVR.BO) Income Statement Analysis – Financial Results
Complete financial analysis of United Bancorporation of Alabama, Inc. (UBAB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of United Bancorporation of Alabama, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
You may be interested
- Costamare Inc. (CMRE-PD) Income Statement Analysis – Financial Results
- freenet AG (FNTN.HM) Income Statement Analysis – Financial Results
- AVG Logistics Limited (AVG.BO) Income Statement Analysis – Financial Results
- Wenye Group Holdings Limited (1802.HK) Income Statement Analysis – Financial Results
- Beneficient (BENF) Income Statement Analysis – Financial Results
United Bancorporation of Alabama, Inc. (UBAB)
About United Bancorporation of Alabama, Inc.
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 19.70M | 17.58M | 17.87M | 16.07M | 14.14M | 13.31M | 12.07M | 11.92M | 11.43M | 11.03M | 10.97M | 10.86M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Selling & Marketing | 1.12M | 735.88K | 696.54K | 499.54K | 651.53K | 455.51K | 375.82K | 329.07K | 261.33K | 284.69K | 384.05K | 359.37K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 20.81M | 18.31M | 18.56M | 16.57M | 14.79M | 13.76M | 12.44M | 12.24M | 11.69M | 11.31M | 11.35M | 11.22M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Other Expenses | 56.73M | -45.93M | -46.97M | -42.23M | -37.02M | -31.00M | -6.12M | -5.55M | 0.00 | 0.00 | 0.00 | 0.00 | -24.58M | -25.62M | -26.98M | -16.13M | -11.59M | -12.65M | -13.80M | -13.34M | -12.07M |
| Operating Expenses | 77.55M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 6.12M | 5.55M | 17.59M | 17.14M | 16.77M | 16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Cost & Expenses | 37.72M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 21.01M | 19.44M | 17.59M | 17.14M | 16.77M | -16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Interest Income | 66.19M | 47.08M | 35.76M | 29.22M | 28.31M | 23.96M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.29M | 19.17M | 20.78M | 24.68M | 27.21M | 25.05M | 19.09M | 14.35M | 13.34M |
| Interest Expense | 7.43M | 3.69M | 2.84M | 3.04M | 3.23M | 2.55M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.38M | 4.74M | 7.13M | 10.88M | 13.56M | 9.76M | 5.50M | 3.54M | 3.65M |
| Depreciation & Amortization | 1.43M | 1.50M | 1.45M | 1.32M | 973.83K | 773.70K | 771.36K | 875.48K | -4.03M | -2.79M | -2.57M | 0.00 | 963.58K | 1.17M | 1.32M | 1.38M | 1.39M | 1.29M | 1.09M | 1.03M | 1.01M |
| EBITDA | 42.33M | 25.59M | 25.42M | 16.69M | 13.43M | 13.68M | 7.15M | 6.04M | -206.00K | -206.00K | -283.50K | 1.24M | 2.56M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 54.59% | 52.91% | 48.56% | 40.67% | 38.72% | 49.63% | 2.82% | -0.84% | -0.95% | -1.03% | -1.47% | 6.76% | 28.65% | 20.04% | 6.49% | 66.50% | 89.34% | 79.16% | 62.96% | 52.89% | 56.74% |
| Operating Income | 40.97M | 27.71M | 23.94M | 15.38M | 12.46M | 15.45M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.24M | 4.97M | 2.80M | -128.55K | 10.95M | 14.37M | 13.91M | 9.44M | 6.30M | 6.45M |
| Operating Income Ratio | 52.83% | 50.08% | 45.74% | 37.47% | 35.91% | 47.27% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 6.76% | 24.00% | 14.12% | -0.70% | 59.09% | 81.46% | 72.44% | 56.42% | 45.48% | 49.05% |
| Total Other Income/Expenses | -3.41K | 0.00 | 0.00 | 0.00 | 0.00 | -773.70K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -963.58K | -934.76K | 0.00 | -10.88M | -13.56M | -9.76M | -5.50M | -50.00K | -3.65M |
| Income Before Tax | 40.97M | 24.02M | 23.94M | 15.38M | 12.46M | 12.91M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.52M | 1.59M | -1.94M | -7.26M | 75.83K | 806.43K | 4.16M | 3.93M | 2.77M | 2.80M |
| Income Before Tax Ratio | 52.83% | 43.42% | 45.74% | 37.47% | 35.91% | 39.47% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 8.27% | 7.68% | -9.80% | -39.59% | 0.41% | 4.57% | 21.65% | 23.52% | 19.96% | 21.31% |
| Income Tax Expense | 9.43M | 5.34M | 5.41M | 3.20M | 2.68M | 2.92M | 2.88M | 1.63M | 1.18M | 777.48K | 809.55K | 347.47K | 405.62K | -1.10M | -3.23M | -470.11K | -225.33K | 1.02M | 1.04M | 612.60K | 673.35K |
| Net Income | 31.54M | 18.68M | 18.53M | 12.17M | 9.78M | 9.99M | 3.50M | 3.54M | 2.64M | 1.80M | 1.48M | 896.04K | 1.19M | -839.86K | -4.03M | 545.94K | 1.03M | 3.14M | 2.89M | 2.15M | 2.13M |
| Net Income Ratio | 40.67% | 33.77% | 35.40% | 29.66% | 28.19% | 30.55% | 12.76% | 14.37% | 12.20% | 9.04% | 7.65% | 4.87% | 5.73% | -4.24% | -21.98% | 2.94% | 5.85% | 16.32% | 17.31% | 15.54% | 16.19% |
| EPS | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.36 | 1.25 | 0.93 | 1.89 |
| EPS Diluted | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.35 | 1.25 | 0.93 | 1.89 |
| Weighted Avg Shares Out | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.33M | 2.31M | 2.31M | 2.30M | 1.13M |
| Weighted Avg Shares Out (Dil) | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.34M | 2.32M | 2.31M | 2.31M | 1.13M |
United Bank provides funding for the construction of The Lenox in Augusta, Georgia
ATMORE, Ala. , Jan. 24, 2024 /PRNewswire/ -- United Bank (OTCQX:UBAB) has provided $440,000 in soft financing as well as a $6 million construction bridge loan to Woda Cooper Companies, Inc. for the construction of The Lenox, a new multi-family affordable housing...
United Bank provides funding for the construction of The Villas at York in Birmingham, Alabama
ATMORE, Ala. , Jan. 16, 2024 /PRNewswire/ -- (OTCQX: UBAB) – United Bank has provided $700,000 in soft financing to Vantage Development for the construction of The Villas at York, a 52-unit affordable housing complex for seniors in Birmingham, Alabama.
4 Stocks in Focus That Recently Hiked Their Dividends
Immersion Corporation (IMMR), Bank OZK (OZK), United Bancorporation of Alabama, Inc. (UBAB) and Alamo Group Inc. (ALG) recently hiked dividends.
United Bank provides funding for the construction of River Pointe Apartments In Childersburg, Alabama
ATMORE, Ala., Jan. 4, 2024 /PRNewswire/ -- (OTCQX:UBAB) – United Bank has provided $4.6 million in construction financing to Hall Housing for the renovation of River Pointe Apartments, a 37-unit affordable housing facility for families in Childersburg, Alabama.
Recent Price Trend in United Bancorporation of Alabama, Inc. (UBAB) is Your Friend, Here's Why
If you are looking for stocks that are well positioned to maintain their recent uptrend, United Bancorporation of Alabama, Inc. (UBAB) could be a great choice. It is one of the several stocks that passed through our "Recent Price Strength"...
United Bank provides funding for the construction of Arbours at Moore's Mill in Huntsville, Alabama
ATMORE, Ala. , Dec. 28, 2023 /PRNewswire/ -- (OTCQX: UBAB) – United Bank has provided $250,000 in soft financing to Arbour Valley Development for the construction of Arbours at Moore's Mill, an 80-unit affordable housing complex for elderly residents 62 and...
United Bank provides funding for the construction of The Vinings at Newport In Kingsland, Georgia
ATMORE, Ala. , Dec. 21, 2023 /PRNewswire/ -- (OTCQX: UBAB) – United Bank has provided $600,000 in soft financing to Vantage Development for the construction of The Vinings at Newport, a 96-unit affordable housing property for families in Kingsland, Georgia.
United Bancorporation of Alabama announces semiannual dividend
ATMORE, Ala. , Dec. 20, 2023 /PRNewswire/ -- United Bancorporation of Alabama, Inc. (OTCQX: UBAB), parent company of United Bank, Town-Country United Bank and UB Community Development, has announced a semiannual dividend of $0.35 per share.
United Bank provides funding for the construction of High Point Senior Apartments in Andalusia, Alabama
ATMORE, Ala. , Dec. 19, 2023 /PRNewswire/ -- (OTCQX: UBAB) – United Bank has provided $350,000 in soft financing to The Gateway Companies for the new construction of High Point Senior Apartments, a 56-unit senior affordable housing complex in Andalusia, Alabama.
Can United Bancorporation of Alabama, Inc. (UBAB) Run Higher on Rising Earnings Estimates?
United Bancorporation of Alabama, Inc. (UBAB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Source: https://incomestatements.info
Category: Stock Reports