See more : Lake Resources NL (LLKKF) Income Statement Analysis – Financial Results
Complete financial analysis of United Bancorporation of Alabama, Inc. (UBAB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of United Bancorporation of Alabama, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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United Bancorporation of Alabama, Inc. (UBAB)
About United Bancorporation of Alabama, Inc.
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 19.70M | 17.58M | 17.87M | 16.07M | 14.14M | 13.31M | 12.07M | 11.92M | 11.43M | 11.03M | 10.97M | 10.86M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Selling & Marketing | 1.12M | 735.88K | 696.54K | 499.54K | 651.53K | 455.51K | 375.82K | 329.07K | 261.33K | 284.69K | 384.05K | 359.37K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 20.81M | 18.31M | 18.56M | 16.57M | 14.79M | 13.76M | 12.44M | 12.24M | 11.69M | 11.31M | 11.35M | 11.22M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Other Expenses | 56.73M | -45.93M | -46.97M | -42.23M | -37.02M | -31.00M | -6.12M | -5.55M | 0.00 | 0.00 | 0.00 | 0.00 | -24.58M | -25.62M | -26.98M | -16.13M | -11.59M | -12.65M | -13.80M | -13.34M | -12.07M |
| Operating Expenses | 77.55M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 6.12M | 5.55M | 17.59M | 17.14M | 16.77M | 16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Cost & Expenses | 37.72M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 21.01M | 19.44M | 17.59M | 17.14M | 16.77M | -16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Interest Income | 66.19M | 47.08M | 35.76M | 29.22M | 28.31M | 23.96M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.29M | 19.17M | 20.78M | 24.68M | 27.21M | 25.05M | 19.09M | 14.35M | 13.34M |
| Interest Expense | 7.43M | 3.69M | 2.84M | 3.04M | 3.23M | 2.55M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.38M | 4.74M | 7.13M | 10.88M | 13.56M | 9.76M | 5.50M | 3.54M | 3.65M |
| Depreciation & Amortization | 1.43M | 1.50M | 1.45M | 1.32M | 973.83K | 773.70K | 771.36K | 875.48K | -4.03M | -2.79M | -2.57M | 0.00 | 963.58K | 1.17M | 1.32M | 1.38M | 1.39M | 1.29M | 1.09M | 1.03M | 1.01M |
| EBITDA | 42.33M | 25.59M | 25.42M | 16.69M | 13.43M | 13.68M | 7.15M | 6.04M | -206.00K | -206.00K | -283.50K | 1.24M | 2.56M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 54.59% | 52.91% | 48.56% | 40.67% | 38.72% | 49.63% | 2.82% | -0.84% | -0.95% | -1.03% | -1.47% | 6.76% | 28.65% | 20.04% | 6.49% | 66.50% | 89.34% | 79.16% | 62.96% | 52.89% | 56.74% |
| Operating Income | 40.97M | 27.71M | 23.94M | 15.38M | 12.46M | 15.45M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.24M | 4.97M | 2.80M | -128.55K | 10.95M | 14.37M | 13.91M | 9.44M | 6.30M | 6.45M |
| Operating Income Ratio | 52.83% | 50.08% | 45.74% | 37.47% | 35.91% | 47.27% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 6.76% | 24.00% | 14.12% | -0.70% | 59.09% | 81.46% | 72.44% | 56.42% | 45.48% | 49.05% |
| Total Other Income/Expenses | -3.41K | 0.00 | 0.00 | 0.00 | 0.00 | -773.70K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -963.58K | -934.76K | 0.00 | -10.88M | -13.56M | -9.76M | -5.50M | -50.00K | -3.65M |
| Income Before Tax | 40.97M | 24.02M | 23.94M | 15.38M | 12.46M | 12.91M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.52M | 1.59M | -1.94M | -7.26M | 75.83K | 806.43K | 4.16M | 3.93M | 2.77M | 2.80M |
| Income Before Tax Ratio | 52.83% | 43.42% | 45.74% | 37.47% | 35.91% | 39.47% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 8.27% | 7.68% | -9.80% | -39.59% | 0.41% | 4.57% | 21.65% | 23.52% | 19.96% | 21.31% |
| Income Tax Expense | 9.43M | 5.34M | 5.41M | 3.20M | 2.68M | 2.92M | 2.88M | 1.63M | 1.18M | 777.48K | 809.55K | 347.47K | 405.62K | -1.10M | -3.23M | -470.11K | -225.33K | 1.02M | 1.04M | 612.60K | 673.35K |
| Net Income | 31.54M | 18.68M | 18.53M | 12.17M | 9.78M | 9.99M | 3.50M | 3.54M | 2.64M | 1.80M | 1.48M | 896.04K | 1.19M | -839.86K | -4.03M | 545.94K | 1.03M | 3.14M | 2.89M | 2.15M | 2.13M |
| Net Income Ratio | 40.67% | 33.77% | 35.40% | 29.66% | 28.19% | 30.55% | 12.76% | 14.37% | 12.20% | 9.04% | 7.65% | 4.87% | 5.73% | -4.24% | -21.98% | 2.94% | 5.85% | 16.32% | 17.31% | 15.54% | 16.19% |
| EPS | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.36 | 1.25 | 0.93 | 1.89 |
| EPS Diluted | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.35 | 1.25 | 0.93 | 1.89 |
| Weighted Avg Shares Out | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.33M | 2.31M | 2.31M | 2.30M | 1.13M |
| Weighted Avg Shares Out (Dil) | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.34M | 2.32M | 2.31M | 2.31M | 1.13M |
United Bank provides funding for the construction of Hill at Sand Mountain Apartments in Rainsville, Alabama
ATMORE, Ala. , Dec. 14, 2023 /PRNewswire/ -- (OTCQX:UBAB) –United Bank has provided $350,000 in soft financing to The Gateway Companies for the new construction of Hill at Sand Mountain Apartments, a 56-unit multi-family affordable housing complex in Rainsville, Alabama.
United Bancorporation of Alabama, Inc. (UBAB) Upgraded to Strong Buy: What Does It Mean for the Stock?
United Bancorporation of Alabama, Inc. (UBAB) has been upgraded to a Zacks Rank #1 (Strong Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
United Bancorporation of Alabama, Inc. Announces Third Quarter Results
ATMORE, Ala. , Oct. 27, 2023 /PRNewswire/ -- (OTCQX: UBAB)- United Bancorporation of Alabama, Inc., parent company of United Bank, Town-Country United Bank, and UB Community Development, announces its financial results for the period ended September 30, 2023.
United Bank provides funding for the construction of Trinity Ridge Apartments in Phenix City, Alabama
ATMORE, Ala. , Oct. 20, 2023 /PRNewswire/ -- United Bank (OTCQX:UBAB) has provided $12.8 million in construction financing along with $660,000 in soft financing to The Bennett Group for the new construction of Trinity Ridge Apartments, a 56-unit multi-family affordable housing...
United Bank Awarded $9 Million Capital Magnet Fund Award by US Department of Treasury
ATMORE, Ala. , Oct. 13, 2023 /PRNewswire/ -- (OTCQX:UBAB) -United Bank announced today the U.S. Department of the Treasury's Community Development Financial Institutions Fund (CDFI Fund) has awarded it a $9 million Capital Magnet Fund award for 2023, the fourth...
United Bank Welcomes New Member to Board of Directors
Brewton Businessman Richard K. Stanley Joins United Bank Board ATMORE, Ala.
United Bank Welcomes Lori Madison Stinson, Esq. to Board of Directors
ATMORE, Ala. , Oct. 12, 2023 /PRNewswire/ -- (OTCQX:UBAB) – United Bank is proud to announce the addition of Lori Madison Stinson to our Board of Directors.
United Bancorporation of Alabama, Inc. Announces Second Quarter Earnings and Repurchase Program
ATMORE, Ala., July 28, 2023 /PRNewswire/ -- (OTCQX: UBAB)- United Bancorporation of Alabama, Inc., parent company of United Bank (UB), Town-Country United Bank (TCUB), and UB Community Development (UBCD), announces its financial results for the second quarter ending June 30,...
United Bancorporation of Alabama announces semiannual dividend
ATMORE, Ala. , July 14, 2023 /PRNewswire/ -- United Bancorporation of Alabama, Inc. (OTCQX: UBAB), parent company of United Bank, Town-Country United Bank and UB Community Development has announced a semiannual dividend of $0.25 per share, declared on May 16,...
United Bancorporation of Alabama, Inc. (UBAB) Q1 Earnings and Revenues Top Estimates
United Bancorporation of Alabama, Inc. (UBAB) came out with quarterly earnings of $1.87 per share, beating the Zacks Consensus Estimate of $1.32 per share. This compares to earnings of $0.76 per share a year ago.
Source: https://incomestatements.info
Category: Stock Reports