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Complete financial analysis of United Bancorporation of Alabama, Inc. (UBAB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of United Bancorporation of Alabama, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
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United Bancorporation of Alabama, Inc. (UBAB)
About United Bancorporation of Alabama, Inc.
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 19.70M | 17.58M | 17.87M | 16.07M | 14.14M | 13.31M | 12.07M | 11.92M | 11.43M | 11.03M | 10.97M | 10.86M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Selling & Marketing | 1.12M | 735.88K | 696.54K | 499.54K | 651.53K | 455.51K | 375.82K | 329.07K | 261.33K | 284.69K | 384.05K | 359.37K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 20.81M | 18.31M | 18.56M | 16.57M | 14.79M | 13.76M | 12.44M | 12.24M | 11.69M | 11.31M | 11.35M | 11.22M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Other Expenses | 56.73M | -45.93M | -46.97M | -42.23M | -37.02M | -31.00M | -6.12M | -5.55M | 0.00 | 0.00 | 0.00 | 0.00 | -24.58M | -25.62M | -26.98M | -16.13M | -11.59M | -12.65M | -13.80M | -13.34M | -12.07M |
| Operating Expenses | 77.55M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 6.12M | 5.55M | 17.59M | 17.14M | 16.77M | 16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Cost & Expenses | 37.72M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 21.01M | 19.44M | 17.59M | 17.14M | 16.77M | -16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Interest Income | 66.19M | 47.08M | 35.76M | 29.22M | 28.31M | 23.96M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.29M | 19.17M | 20.78M | 24.68M | 27.21M | 25.05M | 19.09M | 14.35M | 13.34M |
| Interest Expense | 7.43M | 3.69M | 2.84M | 3.04M | 3.23M | 2.55M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.38M | 4.74M | 7.13M | 10.88M | 13.56M | 9.76M | 5.50M | 3.54M | 3.65M |
| Depreciation & Amortization | 1.43M | 1.50M | 1.45M | 1.32M | 973.83K | 773.70K | 771.36K | 875.48K | -4.03M | -2.79M | -2.57M | 0.00 | 963.58K | 1.17M | 1.32M | 1.38M | 1.39M | 1.29M | 1.09M | 1.03M | 1.01M |
| EBITDA | 42.33M | 25.59M | 25.42M | 16.69M | 13.43M | 13.68M | 7.15M | 6.04M | -206.00K | -206.00K | -283.50K | 1.24M | 2.56M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 54.59% | 52.91% | 48.56% | 40.67% | 38.72% | 49.63% | 2.82% | -0.84% | -0.95% | -1.03% | -1.47% | 6.76% | 28.65% | 20.04% | 6.49% | 66.50% | 89.34% | 79.16% | 62.96% | 52.89% | 56.74% |
| Operating Income | 40.97M | 27.71M | 23.94M | 15.38M | 12.46M | 15.45M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.24M | 4.97M | 2.80M | -128.55K | 10.95M | 14.37M | 13.91M | 9.44M | 6.30M | 6.45M |
| Operating Income Ratio | 52.83% | 50.08% | 45.74% | 37.47% | 35.91% | 47.27% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 6.76% | 24.00% | 14.12% | -0.70% | 59.09% | 81.46% | 72.44% | 56.42% | 45.48% | 49.05% |
| Total Other Income/Expenses | -3.41K | 0.00 | 0.00 | 0.00 | 0.00 | -773.70K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -963.58K | -934.76K | 0.00 | -10.88M | -13.56M | -9.76M | -5.50M | -50.00K | -3.65M |
| Income Before Tax | 40.97M | 24.02M | 23.94M | 15.38M | 12.46M | 12.91M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.52M | 1.59M | -1.94M | -7.26M | 75.83K | 806.43K | 4.16M | 3.93M | 2.77M | 2.80M |
| Income Before Tax Ratio | 52.83% | 43.42% | 45.74% | 37.47% | 35.91% | 39.47% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 8.27% | 7.68% | -9.80% | -39.59% | 0.41% | 4.57% | 21.65% | 23.52% | 19.96% | 21.31% |
| Income Tax Expense | 9.43M | 5.34M | 5.41M | 3.20M | 2.68M | 2.92M | 2.88M | 1.63M | 1.18M | 777.48K | 809.55K | 347.47K | 405.62K | -1.10M | -3.23M | -470.11K | -225.33K | 1.02M | 1.04M | 612.60K | 673.35K |
| Net Income | 31.54M | 18.68M | 18.53M | 12.17M | 9.78M | 9.99M | 3.50M | 3.54M | 2.64M | 1.80M | 1.48M | 896.04K | 1.19M | -839.86K | -4.03M | 545.94K | 1.03M | 3.14M | 2.89M | 2.15M | 2.13M |
| Net Income Ratio | 40.67% | 33.77% | 35.40% | 29.66% | 28.19% | 30.55% | 12.76% | 14.37% | 12.20% | 9.04% | 7.65% | 4.87% | 5.73% | -4.24% | -21.98% | 2.94% | 5.85% | 16.32% | 17.31% | 15.54% | 16.19% |
| EPS | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.36 | 1.25 | 0.93 | 1.89 |
| EPS Diluted | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.35 | 1.25 | 0.93 | 1.89 |
| Weighted Avg Shares Out | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.33M | 2.31M | 2.31M | 2.30M | 1.13M |
| Weighted Avg Shares Out (Dil) | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.34M | 2.32M | 2.31M | 2.31M | 1.13M |
United Bancorporation of Alabama, Inc. Reaches Asset Milestone of $1 Billion
ATMORE, Ala., July 23, 2021 /PRNewswire/ -- United Bancorporation of Alabama, Inc. (OTCQX: UBAB), parent company of United Bank and UB Community Development, a community development partner of United Bank, announces its financial results for the second quarter ended June...
United Bancorporation of Alabama, (UBAB), the parent company of United Bank and UB Community Development, ranked 14th Nationally in American Banker's Top 200 Publicly Traded Banks
ATMORE, Ala., June 28, 2021 /PRNewswire/ -- United Bancorporation of Alabama (OTCQX: UBAB), the parent company of United Bank and UB Community Development, was ranked 14th in the country in the recently published American Banker publication's annual list of the...
U.S. Small Businesses Gather Pace on Strong Recovery: 5 Picks
We have narrowed down our search to five small-cap stocks that have strong upside left for 2021. These are: COP, UBAB, BSET, RCKY and TCFC.
United Bancorporation of Alabama, Inc. Releases Annual & Impact Report
ATMORE, Ala., April 14, 2021 /PRNewswire/ -- United Bancorporation of Alabama Inc. (OTCQX: UBAB) (the"Company"), parent company of United Bank and UB Community Development, released its 2020 Annual & Impact Report, documenting annual progress and corporate strategic initiatives as well...
United Bank Receives $8 Million in Capital Magnet Funds Award from U.S. Department of Treasury
ATMORE, Ala., Feb. 22, 2021 /PRNewswire/ -- Robert R. Jones, III, President and CEO of United Bank, a subsidiary of United Bancorporation of Alabama, Inc. (OTCQX: UBAB), announced today that United Bank has received an award of $8 million from...
United Bancorporation of Alabama, Inc. Announces Increased Semiannual Cash Dividend
ATMORE, Ala., Jan. 6, 2021 /PRNewswire/ -- United Bancorporation of Alabama Inc. (OTCQX: UBAB) (the "Company"), parent company of United Bank and UB Community Development, today announced its Board of Directors declared a $0.10 cash dividend with a special $0.05...
Source: https://incomestatements.info
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