See more : Suncare Traders Limited (SCTL.BO) Income Statement Analysis – Financial Results
Complete financial analysis of United Bancorporation of Alabama, Inc. (UBAB) income statement, including revenue, profit margins, EPS and key performance metrics. Get detailed insights into the financial performance of United Bancorporation of Alabama, Inc., a leading company in the Banks – Regional industry within the Financial Services sector.
You may be interested
- Piper Sandler Companies (PIPR) Income Statement Analysis – Financial Results
- Leadtek Research Inc. (2465.TW) Income Statement Analysis – Financial Results
- Viridian Therapeutics, Inc. (0K1R.L) Income Statement Analysis – Financial Results
- Technogym S.p.A. (TCCHF) Income Statement Analysis – Financial Results
- Laredo Resources Corp (LRDRD) Income Statement Analysis – Financial Results
United Bancorporation of Alabama, Inc. (UBAB)
About United Bancorporation of Alabama, Inc.
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides commercial banking services. The company offers checking and savings accounts, certificates of deposit, individual retirement accounts, small business programs, business solutions, merchant services, and cash management services. It also provides various lending services, such as personal loans, business loans, lines of credit, and equipment loans; real estate loans for the agricultural community, agribusiness loans, and working lines of credit; and overdraft services. In addition, the company offers debit cards, prepaid cards, Visa credit cards, gift cards, and safe deposit boxes. Further, it provides check cashing, convenience, reorder checks, remote deposit, mobile check deposit, personal storage compartments, Web payment options, insurance products, investment and brokerage, and online and mobile banking services. United Bancorporation of Alabama, Inc. was founded in 1904 and is based in Atmore, Alabama.
| Metric | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Cost of Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Profit | 77.55M | 55.33M | 52.35M | 41.03M | 34.70M | 32.69M | 27.39M | 24.61M | 21.61M | 19.93M | 19.35M | 18.41M | 20.71M | 19.80M | 18.33M | 18.54M | 17.64M | 19.21M | 16.73M | 13.86M | 13.16M |
| Gross Profit Ratio | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Research & Development | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| General & Administrative | 19.70M | 17.58M | 17.87M | 16.07M | 14.14M | 13.31M | 12.07M | 11.92M | 11.43M | 11.03M | 10.97M | 10.86M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Selling & Marketing | 1.12M | 735.88K | 696.54K | 499.54K | 651.53K | 455.51K | 375.82K | 329.07K | 261.33K | 284.69K | 384.05K | 359.37K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A | 20.81M | 18.31M | 18.56M | 16.57M | 14.79M | 13.76M | 12.44M | 12.24M | 11.69M | 11.31M | 11.35M | 11.22M | 8.84M | 8.62M | 8.52M | 8.55M | 8.32M | 7.35M | 6.51M | 5.78M | 5.36M |
| Other Expenses | 56.73M | -45.93M | -46.97M | -42.23M | -37.02M | -31.00M | -6.12M | -5.55M | 0.00 | 0.00 | 0.00 | 0.00 | -24.58M | -25.62M | -26.98M | -16.13M | -11.59M | -12.65M | -13.80M | -13.34M | -12.07M |
| Operating Expenses | 77.55M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 6.12M | 5.55M | 17.59M | 17.14M | 16.77M | 16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Cost & Expenses | 37.72M | -27.62M | -28.40M | -25.66M | -22.24M | -17.24M | 21.01M | 19.44M | 17.59M | 17.14M | 16.77M | -16.88M | -15.74M | -17.00M | -18.46M | -7.59M | -3.27M | -5.29M | -7.29M | -7.56M | -6.70M |
| Interest Income | 66.19M | 47.08M | 35.76M | 29.22M | 28.31M | 23.96M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18.29M | 19.17M | 20.78M | 24.68M | 27.21M | 25.05M | 19.09M | 14.35M | 13.34M |
| Interest Expense | 7.43M | 3.69M | 2.84M | 3.04M | 3.23M | 2.55M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 3.38M | 4.74M | 7.13M | 10.88M | 13.56M | 9.76M | 5.50M | 3.54M | 3.65M |
| Depreciation & Amortization | 1.43M | 1.50M | 1.45M | 1.32M | 973.83K | 773.70K | 771.36K | 875.48K | -4.03M | -2.79M | -2.57M | 0.00 | 963.58K | 1.17M | 1.32M | 1.38M | 1.39M | 1.29M | 1.09M | 1.03M | 1.01M |
| EBITDA | 42.33M | 25.59M | 25.42M | 16.69M | 13.43M | 13.68M | 7.15M | 6.04M | -206.00K | -206.00K | -283.50K | 1.24M | 2.56M | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| EBITDA Ratio | 54.59% | 52.91% | 48.56% | 40.67% | 38.72% | 49.63% | 2.82% | -0.84% | -0.95% | -1.03% | -1.47% | 6.76% | 28.65% | 20.04% | 6.49% | 66.50% | 89.34% | 79.16% | 62.96% | 52.89% | 56.74% |
| Operating Income | 40.97M | 27.71M | 23.94M | 15.38M | 12.46M | 15.45M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.24M | 4.97M | 2.80M | -128.55K | 10.95M | 14.37M | 13.91M | 9.44M | 6.30M | 6.45M |
| Operating Income Ratio | 52.83% | 50.08% | 45.74% | 37.47% | 35.91% | 47.27% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 6.76% | 24.00% | 14.12% | -0.70% | 59.09% | 81.46% | 72.44% | 56.42% | 45.48% | 49.05% |
| Total Other Income/Expenses | -3.41K | 0.00 | 0.00 | 0.00 | 0.00 | -773.70K | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -963.58K | -934.76K | 0.00 | -10.88M | -13.56M | -9.76M | -5.50M | -50.00K | -3.65M |
| Income Before Tax | 40.97M | 24.02M | 23.94M | 15.38M | 12.46M | 12.91M | 6.38M | 5.17M | 4.03M | 2.79M | 2.57M | 1.52M | 1.59M | -1.94M | -7.26M | 75.83K | 806.43K | 4.16M | 3.93M | 2.77M | 2.80M |
| Income Before Tax Ratio | 52.83% | 43.42% | 45.74% | 37.47% | 35.91% | 39.47% | 23.29% | 21.00% | 18.63% | 13.98% | 13.30% | 8.27% | 7.68% | -9.80% | -39.59% | 0.41% | 4.57% | 21.65% | 23.52% | 19.96% | 21.31% |
| Income Tax Expense | 9.43M | 5.34M | 5.41M | 3.20M | 2.68M | 2.92M | 2.88M | 1.63M | 1.18M | 777.48K | 809.55K | 347.47K | 405.62K | -1.10M | -3.23M | -470.11K | -225.33K | 1.02M | 1.04M | 612.60K | 673.35K |
| Net Income | 31.54M | 18.68M | 18.53M | 12.17M | 9.78M | 9.99M | 3.50M | 3.54M | 2.64M | 1.80M | 1.48M | 896.04K | 1.19M | -839.86K | -4.03M | 545.94K | 1.03M | 3.14M | 2.89M | 2.15M | 2.13M |
| Net Income Ratio | 40.67% | 33.77% | 35.40% | 29.66% | 28.19% | 30.55% | 12.76% | 14.37% | 12.20% | 9.04% | 7.65% | 4.87% | 5.73% | -4.24% | -21.98% | 2.94% | 5.85% | 16.32% | 17.31% | 15.54% | 16.19% |
| EPS | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.36 | 1.25 | 0.93 | 1.89 |
| EPS Diluted | 8.81 | 5.11 | 4.87 | 3.22 | 2.86 | 4.09 | 1.44 | 1.47 | 1.10 | 0.75 | 0.62 | 0.38 | 0.51 | -0.37 | -1.74 | 0.23 | 0.44 | 1.35 | 1.25 | 0.93 | 1.89 |
| Weighted Avg Shares Out | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.33M | 2.31M | 2.31M | 2.30M | 1.13M |
| Weighted Avg Shares Out (Dil) | 3.58M | 3.65M | 3.81M | 3.78M | 3.42M | 2.44M | 2.42M | 2.41M | 2.40M | 2.40M | 2.39M | 2.38M | 2.33M | 2.29M | 2.31M | 2.32M | 2.34M | 2.32M | 2.31M | 2.31M | 1.13M |
United Bancorporation of Alabama, Inc. (UBAB) Soars 5.3%: Is Further Upside Left in the Stock?
United Bancorporation of Alabama, Inc. (UBAB) was a big mover last session on higher-than-average trading volume. The latest trend in earnings estimate revisions might not help the stock continue moving higher in the near term.
United Bancorporation of Alabama, Inc. (UBAB) Is a Great Choice for 'Trend' Investors, Here's Why
United Bancorporation of Alabama, Inc. (UBAB) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our...
5 Small Hidden Gems to Pick From a Volatile Wall Street
We have narrowed our search to five small-cap stocks that have provided around 20% returns year to date. These are: HQI, UBAB, UVE, BVH and CVCY.
5 Stocks With Recent Price Strength Amid Recession Fears
Investors target stocks that are witnessing a bullish run. Some of the stocks seeing price strength are THR, WFRD, OEC, OBT and UBAB.
Here's Why Momentum in United Bancorporation of Alabama, Inc. (UBAB) Should Keep going
United Bancorporation of Alabama, Inc. (UBAB) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our...
Will United Bancorporation of Alabama, Inc. (UBAB) Gain on Rising Earnings Estimates?
United Bancorporation of Alabama, Inc. (UBAB) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
Here's Why Momentum in United Bancorporation of Alabama, Inc. (UBAB) Should Keep going
United Bancorporation of Alabama, Inc. (UBAB) could be a great choice for investors looking to make a profit from fundamentally strong stocks that are currently on the move. It is one of the several stocks that made it through our...
United Bancorporation (UBAB) Announces New Share Buyback Plan
United Bancorporation (UBAB) announces a new stock repurchase program of up to 188,298 shares, representing 5% of the current outstanding shares of its common stock.
CB RESOURCE, INC. Creates CDFI PERFORMANCE group and APPOINTS Robert Jones to Executive Director
IRVINE, Calif., Oct. 7, 2021 /PRNewswire/ -- CB Resource, Inc. (the "Company" or "CBR") – a leader in community bank performance and risk management solutions announced the creation of the CDFI Performance Group ("CPG") and the appointment of Mr.
United Bancorporation of Alabama, Inc. Announces Completion of Acquisition of Town-Country National Bank
ATMORE, Ala., July 27, 2021 /PRNewswire/ -- United Bancorporation of Alabama, Inc. announced today that it has completed the acquisition of Town-Country National Bank.
Source: https://incomestatements.info
Category: Stock Reports